Yahoo Finance report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Why CCBG Stock slipped -0.62% Today — RQD Quant Desk Flash
Capital City Bank Group (CCBG) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is CCBG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Capital City Bank Group (NASDAQ: CCBG) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $50.86 (-0.62% 1D, market cap $875.9M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CCBG ranks #132 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does CCBG compare to FCBC and ORRF in the Financials sector?
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Within the Financials sector (Major Banks), CCBG carries a Roarable B- (70/100 RQD), trailing P/E of 14.2x, gross margin of —, and ROIC of 11.1%. By comparison, FCBC (First Community Bankshares Inc. (VA)) holds a D+ grade (56/100 RQD, P/E 72.8x, ROIC 2.4%, cap $875.2M) and ORRF (Orrstown Financial Services Inc.) posts a B grade (73/100 RQD, P/E 10.8x, ROIC 13.7%, cap $874.1M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for CCBG?
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Per CCBG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000726601), Capital City Bank Group generated $0 in revenue, $61.6M in net income, and $80.0M in free cash flow against $4.39B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
SEC XBRL FY 2025 (10-K): 2% FCF Margin ($80.0M FCF) & 52% Gross Margin
Macro rate sensitivity & RSI-14 (61.7) create a -7 pt regime headwind
⚔️ Adversarial Opposing Case: Why the CCBG Bull Thesis Could Fail
Even with a 70/100 (B-) score, CCBG faces multiple-compression risk if 14.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($50.00) or 200D SMA ($47.26) invalidates the momentum regime and cuts Target Base ($53.61) toward Bear Floor ($41.71).
Why CCBG Stock slipped -0.62% Today — RQD Quant Desk Flash
Capital City Bank Group (CCBG) slipped -0.62% to $50.86, trading at 82% of its 52-week range ($38.55 – $53.6). High-quality cash engine (steady margins, 11% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 82% of its 52-week range ($38.55 – $53.6) with RSI-14 at 61.7 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±3.9% around $50.86 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B- (Buy) backed by 52% gross margin and $80.0M annual free cash flow.
www.debelegger.nl report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
marketscreener.com report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
(AP) — Capital City Bank Group (CCBG) on Tuesday reported net income of $16.The Tallahassee, Florida-based bank said it had earnings of 99 cents per share.
Capital City Bank Group (NASDAQ:CCBG) reported quarterly earnings of $0.99 per share which beat the analyst consensus estimate of $0.92 by 7.61 percent. This is a 6.45 percent increase over earnings of $0.93 per share
Scheduled RQD Strong Buys & Whale Accumulation Briefing (CCBG Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
CCBG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on CCBG today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for CCBG. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CCBG)
1. Head-to-Head Financials Peer Comparison (CCBG vs. FCBC, ORRF, GSBC, MPB)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Capital City Bank Group (CCBG) ranks #132 by composite RQD confidence (70/100, grade B-) and #579 by equity capitalization ($875.9M). Within this direct 5-issuer industry benchmark cohort, ORRF leads on earnings valuation at 10.8x trailing P/E, while ORRF leads on capital efficiency and profitability with 13.7% ROIC and — gross margin. ORRF currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with CCBG at 70/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CCBG
ACTIVE
Capital City Bank Group | B- | 70/100 | 14.2x | — | 11.1% | -0.62% | $875.9M | Benchmark Subject |
| FCBC First Community Bankshares Inc. (VA) | D+ | 56/100 | 72.8x | — | 2.4% | +1.43% | $875.2M | /fcbc-vs-ccbg → |
| ORRF Orrstown Financial Services Inc. | B | 73/100 | 10.8x | — | 13.7% | -1.17% | $874.1M | /orrf-vs-ccbg → |
| GSBC Great Southern Bancorp Inc. | B | 72/100 | 12.4x | — | 11.2% | -0.96% | $881.9M | /gsbc-vs-ccbg → |
| MPB Mid Penn Bancorp | D+ | 58/100 | 15.4x | — | 6.9% | -0.96% | $868.7M | /mpb-vs-ccbg → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000726601In its most recent audited fiscal period (FY2025, filed 2025-12-31), Capital City Bank Group (CCBG) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $61.6M, operating cash flow of $87.6M, and free cash flow of $80.0M (+45.8% YoY). On the balance sheet, CCBG closed FY2025 with $4.39B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $61.6M | $87.6M | $80.0M | $4.39B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $52.9M | $63.6M | $54.9M | $4.32B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $52.3M | $54.8M | $54.8M | — | — |
3. CCBG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs CCBG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Capital City Bank Group (NASDAQ: CCBG) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $50.86 (-0.62% 1D, market cap $875.9M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CCBG ranks #132 in composite RQD confidence.
How does CCBG compare to FCBC and ORRF in the Financials sector?
Within the Financials sector (Major Banks), CCBG carries a Roarable B- (70/100 RQD), trailing P/E of 14.2x, gross margin of —, and ROIC of 11.1%. By comparison, FCBC (First Community Bankshares Inc. (VA)) holds a D+ grade (56/100 RQD, P/E 72.8x, ROIC 2.4%, cap $875.2M) and ORRF (Orrstown Financial Services Inc.) posts a B grade (73/100 RQD, P/E 10.8x, ROIC 13.7%, cap $874.1M). Among the 5-stock peer group, ORRF leads on earnings multiple (10.8x) while ORRF leads on capital efficiency (13.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for CCBG?
Per CCBG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000726601), Capital City Bank Group generated $0 in revenue, $61.6M in net income, and $80.0M in free cash flow against $4.39B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is CCBG trading relative to its 50-day, 200-day, and 52-week technical levels?
CCBG last traded at $50.86 (-0.62% on volume of 75,342 shares), positioning the stock +1.72% above its 50-day simple moving average ($50.00) and +7.62% above its 200-day simple moving average ($47.26). Across its 52-week range of $38.55 to $53.60, CCBG sits at the 81.8% percentile with a 14-day RSI of 61.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.9% ($48.88 to $52.84).
CCBG Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is CCBG stock moving today?
Why CCBG Stock slipped -0.62% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 11% return on capital) with steady institutional support.
CCBG — Capital City Bank Group: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, CCBG scores 70 out of 100 (letter grade B-; verdict label "Roarable Buy — Sound Institutional Accumulation"). The five pillars are:
- Fundamental Cash Engine: 15 / 20. Per the RQD rating, this reflects ROIC of 11.1% and an FCF yield of 9.14%. These are the strongest quantitative anchors in the source data and suggest the business generates meaningful cash relative to its market value.
- Whale 13F Flow: 13 / 20. Described in the RQD rating as institutional accumulation and options positioning. The source data does not provide the underlying 13F filings, so the magnitude of accumulation cannot be verified here.
- Insider Conviction: 16 / 20. The highest pillar, described as SEC Form 4 and Congressional PTR cluster flow. The individual transactions are not itemized in the source data.
- Macro Regime Fit: 13 / 20. Per the RQD rating, beta is 1.0 with sector sensitivity noted. A beta of 1.0 implies the stock is expected to move roughly in line with the market; the sector-sensitivity detail is not further specified.
- Forensic Balance Sheet: 13 / 20. Per the RQD rating: Altman Z 2.5, Piotroski F 5/9, Debt/Equity 0.5. These sit in the middle of their respective ranges and do not signal either exceptional strength or distress.
For a prospective investor evaluating the stock on this date, the upside case rests on cash generation (ROIC and FCF yield) and insider activity. The valuation tradeoff is that P/E (TTM) of 14.2 and forward P/E of 13.2 are presented alongside a 52-week range of $38.55 to $53.6 with price at $51.18, placing the stock near the upper portion of its recent range. The forensic metrics do not offer a margin of safety beyond "middle of range." Ripple effects are discussed further in the Butterfly Effect section. This is an educational reading of the rating, not personalized advice.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 (filed 2025-12-31) | $0.0M | $0.0M | $61.6M | N/A | $80.0M | N/A | N/A |
| FY 2024 (filed 2024-12-31) | $0.0M | $0.0M | $52.9M | N/A | $54.9M | N/A | N/A |
| FY 2023 (filed 2023-12-31) | $0.0M | $0.0M | $52.3M | N/A | $54.8M | N/A | N/A |
Per the SEC financials, net income rose from $52.3M (FY 2023) to $52.9M (FY 2024) to $61.6M (FY 2025), and FCF moved from $54.8M to $54.9M to $80.0M over the same periods. Revenue, operating income, and EPS are reported as $0.0M or N/A and cannot be assessed. Per the market data, gross, operating, and net margins are each listed as 0%, which conflicts with the reported net income figures and should be treated as a data limitation rather than a finding. ROIC is 11.1% per the market data. Per the RQD rating, the Altman Z-Score is 2.5, the Piotroski F-Score is 5/9, and Debt/Equity is 0.5. Cash and debt balances are not available in source data.
Recent Catalysts & News Wire Analysis
- Earnings reporting: Per the news wire, a Q3 revenue figure of $64.4M was reported against a FactSet estimate of $65.5M, which is a modest miss on the source's own comparison. A separate item notes Q3 results were scheduled before markets open Oct. 20.
- Earnings tone: One headline characterizes the stock as drifting despite steady Q3 earnings.
- Valuation/performance commentary: A Investing.com item (marked as a catalyst) references a 74% gain attributed to Fair Value analysis. The time period of this gain is not specified in the source.
- Dividend narrative: One item promotes CCBG as a dividend stock, consistent with the 1.95% dividend yield in the market data.
- Signal flags: Most items are tagged YELLOW (neutral) and one is tagged GREEN (positive catalyst).
- Proprietary signals: The Butterfly Supply-Chain Graph lists no proprietary signals.
Risk watch: the news wire contains no adverse event, regulatory action, or credit-quality item. The Q3 revenue shortfall versus estimate is the only explicit negative data point.
Open Questions
- What are the reported revenue and operating income figures? The financials show $0.0M for both, and the market data shows 0% margins despite positive net income.
- What are cash and debt balances, which would allow independent verification of the 0.5 Debt/Equity and the forensic scores?
- What is the composition of the institutional accumulation and insider buying cited in the RQD pillars, including sizes, dates, and buyers?
- What were the Q3 results in full, and does the $64.4M revenue figure reconcile with the annual financials?
- What is the 74% gain referenced in the news wire, over what period, and what drove it?
CCBG Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Capital City Bank Group (CCBG) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
www.debelegger.nl report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
marketscreener.com report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Quiver Quantitative report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering Capital City Bank Group (CCBG) market action, institutional positioning, and fundamental catalysts.
CCBG Bull vs. Bear Conversation Board — What's Your Call at $50.86?
🔥 Official Bull vs. Bear Debate: Is CCBG (B- • RQD 70/100) a Buy at $51.18?
Welcome to the CCBG (Capital City Bank Group) Roar Pit. Current RQD Composite is 70/100 (Roarable Buy — Sound Institutional Accumulation) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on CCBG — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on CCBG, but look at what you are paying: 14.2x trailing P/E with tightening sector spreads. Unless Capital City Bank Group expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
CCBG cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on CCBG, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $51.18 (52-wk range $38.55 - $53.60), any beat on forward guidance forces shorts and underweight funds to chase.