Yahoo Finance report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
Why EEFT Stock surged +4.77% Today — RQD Quant Desk Flash
Euronet Worldwide Inc. (EEFT) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
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Is EEFT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Euronet Worldwide Inc. (NASDAQ: EEFT) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $66.16 (+4.77% 1D, market cap $2.36B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 18/20. Across 1097 tracked Financials issuers, EEFT ranks #272 in composite RQD confidence.
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How does EEFT compare to BULL and MIY in the Financials sector?
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Within the Financials sector (Investment Bankers/Brokers/Service), EEFT carries a Roarable C (64/100 RQD), trailing P/E of 7.5x, gross margin of —, and ROIC of 32.1%. By comparison, BULL (Webull Corporation (Class A)) holds a D grade (51/100 RQD, P/E 116.3x, ROIC 1.5%, cap $2.80B) and MIY (Blackrock MuniYield Michigan Quality Fund Inc.) posts a D+ grade (54/100 RQD, P/E N/A, ROIC —, cap $1.81B). Among the 5-stock peer group, EEFT leads on earnings multiple (7.5x) while WT leads on capital efficiency (33.3% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for EEFT?
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Per EEFT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001029199), Euronet Worldwide Inc. generated $4.24B in revenue (+6.4% YoY), $309.5M in net income, and $434.3M in free cash flow against $6.49B in total assets and $1.04B in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)
SEC XBRL FY 2025 (10-K): 10.2% FCF Margin ($434.3M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)
⚔️ Adversarial Opposing Case: Why the EEFT Bull Thesis Could Fail
Even with a 64/100 (C) score, EEFT faces multiple-compression risk if 7.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($66.36) or 200D SMA ($70.30) invalidates the momentum regime and cuts Target Base ($67.95) toward Bear Floor ($53.00).
Why EEFT Stock surged +4.77% Today — RQD Quant Desk Flash
Euronet Worldwide Inc. (EEFT) surged +4.77% to $66.16, trading at 33% of its 52-week range ($57.48 – $83.97). Solid steady margins (32% return on capital), mixed timing at 8x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 33% of its 52-week range ($57.48 – $83.97) with RSI-14 at 46.1 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±7.1% around $66.16 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C (Hold) backed by 52% gross margin and $434.3M annual free cash flow.
ChartMill report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
Financial technology provider Euronet Worldwide (NASDAQ:EEFT) missed Wall Street’s revenue expectations in Q3 2026 as sales only rose 1.3% year on year to $1.16 billion. Its non-GAAP profit of $3.55 per share was 3.8% be
Euronet Worldwide’s third quarter results were met with a negative market reaction as the company missed Wall Street’s revenue and adjusted EPS expectations. Management attributed this underperformance primarily to persi
Scheduled RQD Strong Buys & Whale Accumulation Briefing (EEFT Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
EEFT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on EEFT today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for EEFT. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EEFT)
1. Head-to-Head Financials Peer Comparison (EEFT vs. BULL, MIY, ETOR, WT)
Industry: Investment Bankers/Brokers/Service (64 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Euronet Worldwide Inc. (EEFT) ranks #272 by composite RQD confidence (64/100, grade C) and #409 by equity capitalization ($2.36B). Within this direct 5-issuer industry benchmark cohort, EEFT leads on earnings valuation at 7.5x trailing P/E, while WT leads on capital efficiency and profitability with 33.3% ROIC and — gross margin. WT currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with EEFT at 64/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| EEFT
ACTIVE
Euronet Worldwide Inc. | C | 64/100 | 7.5x | — | 32.1% | +4.77% | $2.36B | Benchmark Subject |
| BULL Webull Corporation (Class A) | D | 51/100 | 116.3x | — | 1.5% | +0.58% | $2.80B | /bull-vs-eeft → |
| MIY Blackrock MuniYield Michigan Quality Fund Inc. | D+ | 54/100 | — | — | — | +1.97% | $1.81B | /miy-vs-eeft → |
| ETOR eToro Group Ltd. (Class A) | D | 44/100 | — | — | — | +0.27% | $1.81B | /etor-vs-eeft → |
| WT WisdomTree Inc. | C+ | 67/100 | 28.9x | — | 33.3% | -2.22% | $3.14B | /wt-vs-eeft → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001029199 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Euronet Worldwide Inc. (EEFT) reported GAAP revenue of $4.24B (+6.4% vs. FY2024 revenue of $3.99B , and +15.1% cumulative change since FY2023) , GAAP net income of $309.5M, operating cash flow of $559.8M, and free cash flow of $434.3M (-29.5% YoY). On the balance sheet, EEFT closed FY2025 with $6.49B in total assets against $1.04B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $4.24B | $309.5M | $559.8M | $434.3M | $6.49B | $1.04B |
| FY2024 (FY) | 2024-12-31 | $3.99B | $306 | $732.8M | $615.6M | $5.83B | $1.13B |
| FY2023 (FY) | 2023-12-31 | $3.69B | $280 | $643.1M | $643.1M | — | — |
3. EEFT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs EEFT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Euronet Worldwide Inc. (NASDAQ: EEFT) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $66.16 (+4.77% 1D, market cap $2.36B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 18/20. Across 1097 tracked Financials issuers, EEFT ranks #272 in composite RQD confidence.
How does EEFT compare to BULL and MIY in the Financials sector?
Within the Financials sector (Investment Bankers/Brokers/Service), EEFT carries a Roarable C (64/100 RQD), trailing P/E of 7.5x, gross margin of —, and ROIC of 32.1%. By comparison, BULL (Webull Corporation (Class A)) holds a D grade (51/100 RQD, P/E 116.3x, ROIC 1.5%, cap $2.80B) and MIY (Blackrock MuniYield Michigan Quality Fund Inc.) posts a D+ grade (54/100 RQD, P/E N/A, ROIC —, cap $1.81B). Among the 5-stock peer group, EEFT leads on earnings multiple (7.5x) while WT leads on capital efficiency (33.3% ROIC).
What are the biggest fundamental strengths and SEC risk factors for EEFT?
Per EEFT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001029199), Euronet Worldwide Inc. generated $4.24B in revenue (+6.4% YoY), $309.5M in net income, and $434.3M in free cash flow against $6.49B in total assets and $1.04B in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
Where is EEFT trading relative to its 50-day, 200-day, and 52-week technical levels?
EEFT last traded at $66.16 (+4.77% on volume of 903,659 shares), positioning the stock -0.30% below its 50-day simple moving average ($66.36) and -5.89% below its 200-day simple moving average ($70.30). Across its 52-week range of $57.48 to $83.97, EEFT sits at the 32.8% percentile with a 14-day RSI of 46.1 (NEUTRAL RANGE) and an implied next-earnings move of ±7.1% ($61.46 to $70.86).
EEFT — Euronet Worldwide Inc.: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
Euronet Worldwide Inc. (EEFT) earns a live Roarable RQD composite score of 64/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $66.16 (+4.77% 1D, market capitalization $2.36B).
- Fundamental Cash Engine (17/20): Anchored by return on invested capital (ROIC) of 32.1%, gross margin of —, operating margin of 12.5%, and free cash flow yield of 18.63%.
- Whale 13F & Options Flow (7/20) + Insider Conviction (18/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (8/20) + Forensic Balance Sheet (14/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Euronet Worldwide Inc. (EEFT) is a NASDAQ-listed issuer classified under the Financials sector and the Investment Bankers/Brokers/Service industry,. The source data includes a money-transfer business, per the recent news wire (operating profit fall of 37% and digital transfers rise of 34% are cited in one headline).
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Euronet Worldwide Inc. (EEFT) reported $4.24B in annual revenue (up from $3.99B in FY2024, +6.4% YoY) and $309.5M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($3.69B revenue, $280 net income) through FY2025, EEFT scaled operating cash flow to $559.8M and free cash flow to $434.3M, backed by $6.49B in total assets against $1.04B in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (C • RQD 64/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 17/20 and Institutional Whale Flow at 7/20, sustained execution supports upside toward the upper end of the $57.48 – $83.97 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 7.5x trailing P/E and 3.7x EV/EBITDA against 12.5% operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Operating in Investment Bankers/Brokers/Service (Financials), EEFT carries a macro regime beta of 1.00 and gross margin of —.
- Key Question #1: Can EEFT sustain or expand its 12.5% operating margin and 32.1% ROIC against Investment Bankers/Brokers/Service peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $4.24B and free cash flow of $434.3M, how will capital allocation balance growth reinvestment against $1.04B in total debt?
- Key Question #3: How sensitive is EEFT's 7.0x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
EEFT Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Euronet Worldwide Inc. (EEFT) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
ChartMill report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Euronet Worldwide Inc. (EEFT) market action, institutional positioning, and fundamental catalysts.
EEFT Bull vs. Bear Conversation Board — What's Your Call at $66.16?
Per the market data, the stock trades at a P/E TTM of 7.5 and EV/EBITDA of 3.7 alongside ROIC of 32.1%, with the RQD cash engine pillar
The street is overcomplicating Euronet Worldwide Inc. (EEFT). Per the market data, the stock trades at a P/E TTM of 7.5 and EV/EBITDA of 3.7 alongside ROIC of 32.1%, with the RQD cash engine pillar scoring 17 of 20.. With an RQD score of 64/100 (C) and Forensic Balance Sheet at 14/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $68.20.
Both sides have a point here — EEFT's 14/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Per the RQD rating, institutional accumulation scored only 5 of 20, and the recent news wire carries multiple RISK WATCH headlines on m
Per the RQD rating, institutional accumulation scored only 5 of 20, and the recent news wire carries multiple RISK WATCH headlines on margin pressure and a 37% operating-profit decline in money transfer.. Look at the math on EEFT: paying 7.5x trailing P/E for 32.1% ROIC and 12.5% operating margins leaves zero margin of safety if Investment Bankers/Brokers/Service demand softens. I'd wait for a retest of $55.57 before getting long.