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Stock Ratings / Financials / EEFT / options
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Euronet Worldwide Inc. (EEFT) Options Positioning, Max Pain & Unusual Sweeps

$66.16 +4.77% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $66.60

Euronet Worldwide Inc. (EEFT) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $2.36B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is EEFT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Euronet Worldwide Inc. (NASDAQ: EEFT) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $66.16 (+4.77% 1D, market cap $2.36B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 18/20. Across 1097 tracked Financials issuers, EEFT ranks #272 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does EEFT compare to BULL and MIY in the Financials sector?
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Within the Financials sector (Investment Bankers/Brokers/Service), EEFT carries a Roarable C (64/100 RQD), trailing P/E of 7.5x, gross margin of —, and ROIC of 32.1%. By comparison, BULL (Webull Corporation (Class A)) holds a D grade (51/100 RQD, P/E 116.3x, ROIC 1.5%, cap $2.80B) and MIY (Blackrock MuniYield Michigan Quality Fund Inc.) posts a D+ grade (54/100 RQD, P/E N/A, ROIC —, cap $1.81B). Among the 5-stock peer group, EEFT leads on earnings multiple (7.5x) while WT leads on capital efficiency (33.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EEFT?
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Per EEFT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001029199), Euronet Worldwide Inc. generated $4.24B in revenue (+6.4% YoY), $309.5M in net income, and $434.3M in free cash flow against $6.49B in total assets and $1.04B in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $66.60 (+0.67%)🧬 Cannibal Buyback (-2.92% YoY Shares)⚙️ Cash Engine: 17/20 (A-) • 10.2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY • 55.2% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510064
2-of-3 Quant Analysts Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw B- · Rk D+
Cash (17)Whales (7)SEC (14)Macro (8)CEO (18)
Each axis scored 0–20
12M PRICE TARGET CONE+2.7% Base Target
$88 Bull$68 Base$53 Bear
📬 FREE EEFT RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EEFT)Realized 20D OHLCV Swing Band: ±7.1%
Deterministic 5-Pillar Attribution (64/100 Composite)
🔍 WHY EEFT SCORES 64/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+18/20 pts (28% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+17/20 pts (27% of score)

SEC XBRL FY 2025 (10-K): 10.2% FCF Margin ($434.3M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
56
Grade C$64.12+3.2% Next Q
Q2 (-2Q)
59
Grade C$66.15-10.8% Next Q
Q3 (-1Q)
61
Grade C$59.01+12.1% Next Q
Current
64
Grade C$66.16+1.1% Hist 90D α
Trajectory: C (56) → C (64)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the EEFT Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 64/100 (C) score, EEFT faces multiple-compression risk if 7.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($66.36) or 200D SMA ($70.30) invalidates the momentum regime and cuts Target Base ($67.95) toward Bear Floor ($53.00).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EEFT• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “EEFT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 64%NO 36%Trade / Inspect Odds →
CALL VS. PUT WHALE SHARE
— (No Active Options Snapshot)
Put/Call Ratio: — (No Active Options Snapshot)
MAX-PAIN EXPIRATION MAGNET
— (No Active Options Snapshot)
No active options chain max-pain snapshot on file
HISTORICAL 20D VOLATILITY SWING
±7.1%
Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (EEFT)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for EEFT.

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Whale Flow & Momentum Playbook: Evaluating EEFT & AI Leaders Without Chasing Tops

  • ✓Institutional whale strikes & implied earnings move audit on EEFT
  • ✓How disciplined traders manage risk using pre-published trigger & invalidation levels
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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EEFT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -8.72%⚡ TESTING RESISTANCE
2026-11-03O $62.34H $66.16L $62.34C $66.16VOL 925.5K
RES: $66.16SUP: $56.60SMA50: $66.36SMA200: $70.30
$85.82$78.14$70.46$62.78$55.10RES $66.16SUP $56.60$66.162026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EEFT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EEFT Butterfly Map → + Track EEFT →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
-6.7%/yr Implied 5Y Growth

vs. +6.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on EEFT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EEFT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for EEFT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EEFT)

Financials Rank #272 of 1097 ⚔️ BULL vs EEFT Full Matrix →

1. Head-to-Head Financials Peer Comparison (EEFT vs. BULL, MIY, ETOR, WT)

Industry: Investment Bankers/Brokers/Service (64 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Euronet Worldwide Inc. (EEFT) ranks #272 by composite RQD confidence (64/100, grade C) and #409 by equity capitalization ($2.36B). Within this direct 5-issuer industry benchmark cohort, EEFT leads on earnings valuation at 7.5x trailing P/E, while WT leads on capital efficiency and profitability with 33.3% ROIC and — gross margin. WT currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with EEFT at 64/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
EEFT ACTIVE
Euronet Worldwide Inc.
C 64/100 7.5x — 32.1% +4.77% $2.36B Benchmark Subject
BULL
Webull Corporation (Class A)
D 51/100 116.3x — 1.5% +0.58% $2.80B /bull-vs-eeft →
MIY
Blackrock MuniYield Michigan Quality Fund Inc.
D+ 54/100 — — — +1.97% $1.81B /miy-vs-eeft →
ETOR
eToro Group Ltd. (Class A)
D 44/100 — — — +0.27% $1.81B /etor-vs-eeft →
WT
WisdomTree Inc.
C+ 67/100 28.9x — 33.3% -2.22% $3.14B /wt-vs-eeft →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001029199 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Euronet Worldwide Inc. (EEFT) reported GAAP revenue of $4.24B (+6.4% vs. FY2024 revenue of $3.99B , and +15.1% cumulative change since FY2023) , GAAP net income of $309.5M, operating cash flow of $559.8M, and free cash flow of $434.3M (-29.5% YoY). On the balance sheet, EEFT closed FY2025 with $6.49B in total assets against $1.04B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $4.24B $309.5M $559.8M $434.3M $6.49B $1.04B
FY2024 (FY) 2024-12-31 $3.99B $306 $732.8M $615.6M $5.83B $1.13B
FY2023 (FY) 2023-12-31 $3.69B $280 $643.1M $643.1M — —

3. EEFT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EEFT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Euronet Worldwide Inc. (NASDAQ: EEFT) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $66.16 (+4.77% 1D, market cap $2.36B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 18/20. Across 1097 tracked Financials issuers, EEFT ranks #272 in composite RQD confidence.

How does EEFT compare to BULL and MIY in the Financials sector?

Within the Financials sector (Investment Bankers/Brokers/Service), EEFT carries a Roarable C (64/100 RQD), trailing P/E of 7.5x, gross margin of —, and ROIC of 32.1%. By comparison, BULL (Webull Corporation (Class A)) holds a D grade (51/100 RQD, P/E 116.3x, ROIC 1.5%, cap $2.80B) and MIY (Blackrock MuniYield Michigan Quality Fund Inc.) posts a D+ grade (54/100 RQD, P/E N/A, ROIC —, cap $1.81B). Among the 5-stock peer group, EEFT leads on earnings multiple (7.5x) while WT leads on capital efficiency (33.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for EEFT?

Per EEFT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001029199), Euronet Worldwide Inc. generated $4.24B in revenue (+6.4% YoY), $309.5M in net income, and $434.3M in free cash flow against $6.49B in total assets and $1.04B in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is EEFT trading relative to its 50-day, 200-day, and 52-week technical levels?

EEFT last traded at $66.16 (+4.77% on volume of 903,659 shares), positioning the stock -0.30% below its 50-day simple moving average ($66.36) and -5.89% below its 200-day simple moving average ($70.30). Across its 52-week range of $57.48 to $83.97, EEFT sits at the 32.8% percentile with a 14-day RSI of 46.1 (NEUTRAL RANGE) and an implied next-earnings move of ±7.1% ($61.46 to $70.86).

Direct Sub-Reports: EEFT RQD Cockpit EEFT 12M Forecast EEFT Earnings & Move EEFT Dividends & DRIP EEFT Insiders & 13F EEFT Whale Options EEFT Profit Sankey EEFT News & Why
ROARABLE RATING BRIEF • RQD 64/100 (C) ✓ SEC XBRL & RQD VERIFIED

EEFT — Euronet Worldwide Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Euronet Worldwide Inc. (EEFT) earns a live Roarable RQD composite score of 64/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $66.16 (+4.77% 1D, market capitalization $2.36B).

  • Fundamental Cash Engine (17/20): Anchored by return on invested capital (ROIC) of 32.1%, gross margin of —, operating margin of 12.5%, and free cash flow yield of 18.63%.
  • Whale 13F & Options Flow (7/20) + Insider Conviction (18/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (8/20) + Forensic Balance Sheet (14/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Euronet Worldwide Inc. (EEFT) is a NASDAQ-listed issuer classified under the Financials sector and the Investment Bankers/Brokers/Service industry,. The source data includes a money-transfer business, per the recent news wire (operating profit fall of 37% and digital transfers rise of 34% are cited in one headline).

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Euronet Worldwide Inc. (EEFT) reported $4.24B in annual revenue (up from $3.99B in FY2024, +6.4% YoY) and $309.5M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($3.69B revenue, $280 net income) through FY2025, EEFT scaled operating cash flow to $559.8M and free cash flow to $434.3M, backed by $6.49B in total assets against $1.04B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C • RQD 64/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 17/20 and Institutional Whale Flow at 7/20, sustained execution supports upside toward the upper end of the $57.48 – $83.97 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 7.5x trailing P/E and 3.7x EV/EBITDA against 12.5% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Investment Bankers/Brokers/Service (Financials), EEFT carries a macro regime beta of 1.00 and gross margin of —.

  • Key Question #1: Can EEFT sustain or expand its 12.5% operating margin and 32.1% ROIC against Investment Bankers/Brokers/Service peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $4.24B and free cash flow of $434.3M, how will capital allocation balance growth reinvestment against $1.04B in total debt?
  • Key Question #3: How sensitive is EEFT's 7.0x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

EEFT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Euronet Worldwide Inc. (EEFT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to EEFT Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

EEFT Bull vs. Bear Conversation Board — What's Your Call at $66.16?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON EEFT 🐻 33% BEARISH CONVICTION
1. Pick Your Side on EEFT:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $73.89 (+17.0%)
📌 Pinned Debate

Per the market data, the stock trades at a P/E TTM of 7.5 and EV/EBITDA of 3.7 alongside ROIC of 32.1%, with the RQD cash engine pillar

The street is overcomplicating Euronet Worldwide Inc. (EEFT). Per the market data, the stock trades at a P/E TTM of 7.5 and EV/EBITDA of 3.7 alongside ROIC of 32.1%, with the RQD cash engine pillar scoring 17 of 20.. With an RQD score of 64/100 (C) and Forensic Balance Sheet at 14/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $68.20.

EarningsSniper 🐂 BULL

Both sides have a point here — EEFT's 14/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

SK SkepticalCFA RQD DEBATE OPENER • Fundamental Contrarian 🐻 BEARISH 🎯 Target: $48.63 (-23.0%)
Spot @ $63.15

Per the RQD rating, institutional accumulation scored only 5 of 20, and the recent news wire carries multiple RISK WATCH headlines on m

Per the RQD rating, institutional accumulation scored only 5 of 20, and the recent news wire carries multiple RISK WATCH headlines on margin pressure and a 37% operating-profit decline in money transfer.. Look at the math on EEFT: paying 7.5x trailing P/E for 32.1% ROIC and 12.5% operating margins leaves zero margin of safety if Investment Bankers/Brokers/Service demand softens. I'd wait for a retest of $55.57 before getting long.

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