Yahoo Finance report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Why EGBN Stock surged +2.67% Today — RQD Quant Desk Flash
Eagle Bancorp Inc. (EGBN) carries a Roarable Rating of D+ (Sell) with 54/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
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Is EGBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Eagle Bancorp Inc. (NASDAQ: EGBN) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 54/100 at a spot price of $34.17 (+2.67% 1D, market cap $1.01B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 16/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 11/20, and Executive Insider Alignment 7/20. Across 1097 tracked Financials issuers, EGBN ranks #552 in composite RQD confidence.
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How does EGBN compare to EQBK and SBSI in the Financials sector?
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Within the Financials sector (Major Banks), EGBN carries a Roarable D+ (54/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -12.2%. By comparison, EQBK (Equity Bancshares Inc. (Class A)) holds a D+ grade (56/100 RQD, P/E 44.5x, ROIC 3.1%, cap $1.00B) and SBSI (Southside Bancshares Inc.) posts a C grade (64/100 RQD, P/E 14.3x, ROIC 8.2%, cap $1.00B). Among the 5-stock peer group, MBWM leads on earnings multiple (11.8x) while MCBS leads on capital efficiency (12.6% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for EGBN?
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Per EGBN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001050441), Eagle Bancorp Inc. generated $4.41B in revenue (-5.7% YoY), -$138.1M in net income, and $20.8M in free cash flow against $10.50B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
20D Institutional Volume Accumulation (±6.1% realized swing band)
FRED Regime × Technicals: 99% of 52W Range • RSI-14 at 72.3 (OVERBOUGHT (>70))
Disciplined Float (+0.16% YoY Shares) & executive Form 4 sales trim 13 pts from alignment
⚔️ Adversarial Opposing Case: What Could Spark a EGBN Turnaround Squeeze
While EGBN currently carries a cautious 54/100 (D+) rating due to Insider Conviction & Share Dilution (7/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Big institutional funds and options desks are actively positioning on the bullish side.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($28.95) and Max Pain ($35.88) forces dealer call-delta covering toward $39.59.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why EGBN Stock surged +2.67% Today — RQD Quant Desk Flash
Eagle Bancorp Inc. (EGBN) surged +2.67% to $34.17, trading at 99% of its 52-week range ($15.03 – $34.17). Stretched risk/reward at current multiples (-12% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 99% of its 52-week range ($15.03 – $34.17) with RSI-14 at 72.3 (OVERBOUGHT (>70)).
- ▸Volatility Profile: Historical 20-day realized swing band of ±6.1% around $34.17 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $20.8M annual free cash flow.
Yahoo Finance report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Gotrade report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Benzinga report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
After 11 quarters of shrinking assets, the regional lender is pivoting toward growth with a cleaner balance sheet and new lending talent in place.
Eagle Bancorp reported third quarter 2026 net income of US$24.25 million, with net interest income of US$61.31 million and positive earnings per share from continuing operations after a loss in the prior year period. The
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring EGBN)
- ✓Walkthrough of EGBN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
EGBN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -5.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on EGBN today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for EGBN. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EGBN)
1. Head-to-Head Financials Peer Comparison (EGBN vs. EQBK, SBSI, MCBS, MBWM)
Industry: Major Banks (248 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Eagle Bancorp Inc. (EGBN) ranks #552 by composite RQD confidence (54/100, grade D+) and #549 by equity capitalization ($1.01B). Within this direct 5-issuer industry benchmark cohort, MBWM leads on earnings valuation at 11.8x trailing P/E, while MCBS leads on capital efficiency and profitability with 12.6% ROIC and — gross margin. SBSI currently holds the highest overall quantitative score in the immediate peer group at 64/100 (C) compared with EGBN at 54/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| EGBN
ACTIVE
Eagle Bancorp Inc. | D+ | 54/100 | — | — | -12.2% | +2.67% | $1.01B | Benchmark Subject |
| EQBK Equity Bancshares Inc. (Class A) | D+ | 56/100 | 44.5x | — | 3.1% | +2.61% | $1.00B | /eqbk-vs-egbn → |
| SBSI Southside Bancshares Inc. | C | 64/100 | 14.3x | — | 8.2% | +5.29% | $1.00B | /sbsi-vs-egbn → |
| MCBS MetroCity Bankshares Inc. | C | 62/100 | 15.1x | — | 12.6% | +2.34% | $1.03B | /mcbs-vs-egbn → |
| MBWM Mercantile Bank Corporation | D+ | 56/100 | 11.8x | — | 12.2% | +2.32% | $1.03B | /mbwm-vs-egbn → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001050441 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Eagle Bancorp Inc. (EGBN) reported GAAP revenue of $4.41B (-5.7% vs. FY2024 revenue of $4.67B , and +493.1% cumulative change since FY2023) , GAAP net income of -$138.1M, operating cash flow of $28.5M, and free cash flow of $20.8M (-83.2% YoY). On the balance sheet, EGBN closed FY2025 with $10.50B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $4.41B | -$138.1M | $28.5M | $20.8M | $10.50B | — |
| FY2024 (FY) | 2024-12-31 | $4.67B | -$47.0M | $123.8M | $123.4M | $11.13B | — |
| FY2023 (FY) | 2023-12-31 | $743.4M | $100.5M | $195.6M | $195.6M | — | — |
3. EGBN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs EGBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Eagle Bancorp Inc. (NASDAQ: EGBN) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 54/100 at a spot price of $34.17 (+2.67% 1D, market cap $1.01B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 16/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 11/20, and Executive Insider Alignment 7/20. Across 1097 tracked Financials issuers, EGBN ranks #552 in composite RQD confidence.
How does EGBN compare to EQBK and SBSI in the Financials sector?
Within the Financials sector (Major Banks), EGBN carries a Roarable D+ (54/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -12.2%. By comparison, EQBK (Equity Bancshares Inc. (Class A)) holds a D+ grade (56/100 RQD, P/E 44.5x, ROIC 3.1%, cap $1.00B) and SBSI (Southside Bancshares Inc.) posts a C grade (64/100 RQD, P/E 14.3x, ROIC 8.2%, cap $1.00B). Among the 5-stock peer group, MBWM leads on earnings multiple (11.8x) while MCBS leads on capital efficiency (12.6% ROIC).
What are the biggest fundamental strengths and SEC risk factors for EGBN?
Per EGBN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001050441), Eagle Bancorp Inc. generated $4.41B in revenue (-5.7% YoY), -$138.1M in net income, and $20.8M in free cash flow against $10.50B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Where is EGBN trading relative to its 50-day, 200-day, and 52-week technical levels?
EGBN last traded at $34.17 (+2.67% on volume of 376,137 shares), positioning the stock +18.03% above its 50-day simple moving average ($28.95) and +25.53% above its 200-day simple moving average ($27.22). Across its 52-week range of $15.03 to $34.09, EGBN sits at the 100.0% percentile with a 14-day RSI of 72.3 (OVERBOUGHT (>70)) and an implied next-earnings move of ±6.1% ($32.09 to $36.25).
EGBN — Eagle Bancorp Inc.: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
Eagle Bancorp Inc. (EGBN) earns a live Roarable RQD composite score of 54/100, corresponding to a D+ letter grade (Roarable Sell) at a spot price of $34.17 (+2.67% 1D, market capitalization $1.01B).
- Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of -12.2%, gross margin of —, operating margin of —, and free cash flow yield of 2.03%.
- Whale 13F & Options Flow (16/20) + Insider Conviction (7/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (11/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Eagle Bancorp Inc. (EGBN) is a NASDAQ-listed issuer in the Financials sector, Major Banks industry. It is a market-capitalization of $1.0B company.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Eagle Bancorp Inc. (EGBN) reported $4.41B in annual revenue (up from $4.67B in FY2024, -5.7% YoY) and -$138.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($743.4M revenue, $100.5M net income) through FY2025, EGBN scaled operating cash flow to $28.5M and free cash flow to $20.8M, backed by $10.50B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (D+ • RQD 54/100): Big institutional funds and options desks are actively positioning on the bullish side. Free cash flow yield of 2.03% and institutional whale pillar of 16/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 16/20, sustained execution supports upside toward the upper end of the $15.03 – $34.09 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are therefore — Investors should note that the absence of mapped links means this brief cannot assess ripple effects across suppliers, customers, or peer banks.
- Key Question #1: Can EGBN sustain or expand its — operating margin and -12.2% ROIC against Major Banks peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $4.41B and free cash flow of $20.8M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is EGBN's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
EGBN Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Eagle Bancorp Inc. (EGBN) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Gotrade report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
Benzinga report covering Eagle Bancorp Inc. (EGBN) market action, institutional positioning, and fundamental catalysts.
EGBN Bull vs. Bear Conversation Board — What's Your Call at $34.17?
Institutional flow scores 16 of 20 in the Roarable RQD rating, the strongest pillar, indicating accumulation by large holders.
The street is overcomplicating Eagle Bancorp Inc. (EGBN). Institutional flow scores 16 of 20 in the Roarable RQD rating, the strongest pillar, indicating accumulation by large holders.. With an RQD score of 54/100 (D+) and Forensic Balance Sheet at 10/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $35.94.
@AlphaFlow_Cap Agree on the RQD 54/100 quality, though with 1.0 beta I'm scaling in with half-size at $33.28 and keeping dry powder in case we test $30.95.
ROIC of -12.2% and net income falling from $100.5M in FY 2023 to -$138.1M in FY 2025 indicate weakening earnings power.
I respect the product at Eagle Bancorp Inc., but the stock at $33.28 is a different story. ROIC of -12.2% and net income falling from $100.5M in FY 2023 to -$138.1M in FY 2025 indicate weakening earnings power.. FCF yield is 2.03% and RQD sits at 54/100 (D+) — why pay up here when you can wait for next quarter's numbers?