Equity Bancshares Inc. (Class A) (EQBK) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-02, Equity Bancshares Inc. (Class A) (NYSE: EQBK) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $48.68 (-0.88% 1D, market cap $1.01B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 11/20. Across 1096 tracked Financials issuers, EQBK ranks #464 in composite RQD confidence.
Within the Financials sector (Major Banks), EQBK carries a Roarable C- (59/100 RQD), trailing P/E of 44.5x, gross margin of —, and ROIC of 3.1%. By comparison, EGBN (Eagle Bancorp Inc.) holds a D+ grade (55/100 RQD, P/E N/A, ROIC -12.2%, cap $1.02B) and SBSI (Southside Bancshares Inc.) posts a C grade (64/100 RQD, P/E 14.3x, ROIC 8.2%, cap $992.3M). Among the 5-stock peer group, BFST leads on earnings multiple (11.8x) while BFST leads on capital efficiency (9.8% ROIC).
Per EQBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001227500), Equity Bancshares Inc. (Class A) generated $0 in revenue, $22.7M in net income, and $38.1M in free cash flow against $6.37B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Priced at 45x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
20D Institutional Volume Accumulation (±4.6% realized swing band)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9
Cannibal Buyback (-0.96% YoY Shares) & executive Form 4 sales trim 9 pts from alignment
Even with a 59/100 (C-) score, EQBK faces multiple-compression risk if 44.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Priced at 45x earnings—high expectations leave less room for a lukewarm quarter.
Dilution & Margin Drag: Cannibal Buyback (-0.96% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($48.59) or 200D SMA ($47.34) invalidates the momentum regime and cuts Target Base ($48.90) toward Bear Floor ($38.14).
Equity Bancshares Inc. (Class A) (EQBK) slipped -0.88% to $48.68, trading at 71% of its 52-week range ($39.98 – $52.27). Solid steady margins (3% return on capital), mixed timing at 45x P/E—hold if owned, no rush to chase.
Yahoo Finance report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
ChartMill report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
nbkc bank today announced that it filed an application with the FDIC to assume the consumer-focused Banking as a Service (BaaS) portfolio maintained by LSBX, Lincoln Savings Bank's BaaS division, which would increase the
Operating leverage from automation lets the bank grow loans without proportional expense growth.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on EQBK today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for EQBK. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Equity Bancshares Inc. (Class A) (EQBK) ranks #464 by composite RQD confidence (59/100, grade C-) and #554 by equity capitalization ($1.01B). Within this direct 5-issuer industry benchmark cohort, BFST leads on earnings valuation at 11.8x trailing P/E, while BFST leads on capital efficiency and profitability with 9.8% ROIC and — gross margin. BFST currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with EQBK at 59/100 (C-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| EQBK
ACTIVE
Equity Bancshares Inc. (Class A) | C- | 59/100 | 44.5x | — | 3.1% | -0.88% | $1.01B | Benchmark Subject |
| EGBN Eagle Bancorp Inc. | D+ | 55/100 | — | — | -12.2% | -0.57% | $1.02B | /egbn-vs-eqbk → |
| SBSI Southside Bancshares Inc. | C | 64/100 | 14.3x | — | 8.2% | +1.11% | $992.3M | /sbsi-vs-eqbk → |
| CAC Camden National Corporation | C+ | 68/100 | 15.2x | — | 9.4% | -2.05% | $989.2M | /cac-vs-eqbk → |
| BFST Business First Bancshares Inc. | B- | 70/100 | 11.8x | — | 9.8% | +0.09% | $1.03B | /bfst-vs-eqbk → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Equity Bancshares Inc. (Class A) (EQBK) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $22.7M, operating cash flow of $51.4M, and free cash flow of $38.1M (-41.7% YoY). On the balance sheet, EQBK closed FY2025 with $6.37B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $22.7M | $51.4M | $38.1M | $6.37B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $62.6M | $73.8M | $65.4M | $5.33B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $7.8M | $76.5M | $76.5M | — | — |
As of 2026-11-02, Equity Bancshares Inc. (Class A) (NYSE: EQBK) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $48.68 (-0.88% 1D, market cap $1.01B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 11/20. Across 1096 tracked Financials issuers, EQBK ranks #464 in composite RQD confidence.
Within the Financials sector (Major Banks), EQBK carries a Roarable C- (59/100 RQD), trailing P/E of 44.5x, gross margin of —, and ROIC of 3.1%. By comparison, EGBN (Eagle Bancorp Inc.) holds a D+ grade (55/100 RQD, P/E N/A, ROIC -12.2%, cap $1.02B) and SBSI (Southside Bancshares Inc.) posts a C grade (64/100 RQD, P/E 14.3x, ROIC 8.2%, cap $992.3M). Among the 5-stock peer group, BFST leads on earnings multiple (11.8x) while BFST leads on capital efficiency (9.8% ROIC).
Per EQBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001227500), Equity Bancshares Inc. (Class A) generated $0 in revenue, $22.7M in net income, and $38.1M in free cash flow against $6.37B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Priced at 45x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.
EQBK last traded at $48.68 (-0.88% on volume of 91,795 shares), positioning the stock +0.19% above its 50-day simple moving average ($48.59) and +2.83% above its 200-day simple moving average ($47.34). Across its 52-week range of $39.98 to $52.27, EQBK sits at the 70.8% percentile with a 14-day RSI of 58.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.6% ($46.44 to $50.92).
Why EQBK Stock slipped -0.88% Today — RQD Quant Desk Flash. Solid steady margins (3% return on capital), mixed timing at 45x P/E—hold if owned, no rush to chase.
Per the Roarable RQD rating, EQBK scores 59 out of 100, a letter grade of C-, with the verdict "Roarable Hold — Cautious Neutral." The five pillars are:
Taken together, the rating frames EQBK as a neutral holding rather than a clear buy or avoid. Valuation is a tradeoff point: per the market data, trailing P/E is 44.5 and forward P/E is 41.4, which are high relative to the reported EPS of 1.1 and would require sustained earnings growth to be supported. Upside drivers cited in the data include the institutional positioning reflected in the whale pillar and the recent earnings-related news flow. Key downside considerations are the moderate cash-engine score, the below-midpoint Piotroski reading, and the elevated multiples. This is an educational summary of the data, not personalized financial advice.
Equity Bancshares Inc. (Class A) is a NYSE-listed company classified under the Financials sector and the Major Banks industry, per the company profile. The profile identifies it as an issuer in the Major Banks industry with a market capitalization of $1.0B. The source data does not itemize its products, customer segments, or revenue model.
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 (filed 2025-12-31) | $0.0M | $0.0M | $22.7M | N/A | $38.1M | N/A | N/A |
| FY 2024 (filed 2024-12-31) | $0.0M | $0.0M | $62.6M | N/A | $65.4M | N/A | N/A |
| FY 2023 (filed 2023-12-31) | $0.0M | $0.0M | $7.8M | N/A | $76.5M | N/A | N/A |
Per the SEC financials, reported net income moved from $7.8M in FY 2023 to $62.6M in FY 2024 and then to $22.7M in FY 2025, while reported FCF declined from $76.5M to $65.4M to $38.1M across the same periods. Per the market data, gross, operating, and net margins are each listed as 0%, which the source data does not explain, so margin conclusions cannot be drawn from them. ROIC is listed as 3.1%. The source data provides an Altman Z-Score of 2.5 and a Piotroski F-Score of 4/9 within the Roarable RQD forensic pillar, and a Debt/Equity ratio of 0.5. The balance sheet posture is described by these metrics, but cash and debt balances are not reported in the financials table.
Risk watch items from the news wire include the revenue miss, funding pressure, and the unresolved Lincoln deal. Per the Butterfly Supply-Chain Graph, sector is Financials, industry is Major Banks, supply chain is listed as NONE, and no butterfly links or proprietary signals are provided.
Per the Butterfly Supply-Chain Graph, the supply chain is listed as NONE, with no butterfly links and no proprietary signals. Upstream and downstream dependencies cannot be mapped from the source data. Sector correlation data is not provided. The one cross-company thread visible in the news wire is the referenced Lincoln deal, which the source does not detail, so any second-order effect from it is not available in source data.
Real-time company headlines, analyst actions, and sector developments for Equity Bancshares Inc. (Class A) (EQBK) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
ChartMill report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Equity Bancshares Inc. (Class A) (EQBK) market action, institutional positioning, and fundamental catalysts.
Welcome to the EQBK (Equity Bancshares Inc. (Class A)) Roar Pit. Current RQD Composite is 59/100 (Roarable Hold — Cautious Neutral) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (44.5x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on EQBK, but look at what you are paying: 44.5x trailing P/E with tightening sector spreads. Unless Equity Bancshares Inc. (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on EQBK, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $49.11 (52-wk range $39.98 - $52.27), any beat on forward guidance forces shorts and underweight funds to chase.
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