EverCommerce Inc. (EVCM) — RQD Stock Rating Cockpit

Per the Roarable RQD rating, EVCM scores 49 out of 100, a letter grade of D, with the verdict label "Roarable Sell — Underperform / Distribution Warning." The five pillars are: Fundamental Cash Engine 8/20 (ROIC 4.2%; FCF yield 6.76%), Whale 13F Flow 7/20 (institutional accumulation and options positioning), Insider Conviction 12/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit 10/20 (beta 1.0; sector sensitivity), and Forensic Balance Sheet 12/20 (Altman Z 1.49; Piotroski F 8/9; Debt/Equity 0.72). The weakest pillars are the cash engine and institutional flow, both in the low range of their 20-point allotments; the balance sheet pillar is the strongest relative contributor. For a prospective investor, the rating signals that the return on invested capital is low relative to the stock's valuation multiples, and that the verdict label flags a distribution warning. The balance sheet metrics indicate the company is not in acute distress on the measures provided, but they do not offset the weak cash-return profile. Valuation tradeoffs are significant: the trailing P/E of 91.9 and EV/EBITDA of 32.8 sit against an ROIC of 4.2%, so the market price embeds expectations the source data does not show being met in earnings. Upside drivers would have to come from margin expansion or improved capital efficiency; the source data does not quantify either.

EverCommerce Inc. is a NASDAQ-listed issuer in the Technology sector, Computer Software: Prepackaged Software industry, per the profile section. The source data does not describe its products, customers, or revenue model beyond sector and industry classification. Not available in source data for the specific revenue-generating mechanics.

Per the SEC financials, revenue grew from $534.9M in FY 2023 to $588.9M in FY 2025, and operating income moved from $-2.9M to $59.2M over the same span, with net income turning positive in FY 2025 at $17.6M after losses in the prior two periods. Per the market data, operating margin is 10.1%, net margin is 3%, and ROIC is 4.2%. Per the Roarable RQD rating, the Altman Z-Score is 1.49, the Piotroski F-Score is 8/9, and Debt/Equity is 0.72. Debt fell modestly from $522.4M to $517.9M while cash declined from $135.8M to $129.7M in FY 2025.

Per the recent news section, the feed contains six items, all tagged to EVCM. Three items carry a YELLOW light, one carries a RED light flagged as RISK WATCH, and two are classified as MARKET WIRE. The headlines reference a leadership change and strategic refocus, AI workflow automation, an upcoming earnings release for the third quarter of 2026 scheduled for November 5, 2026, healthcare automation trends, and an AI-driven EverHealth focus. The RED item is a healthcare automation trends piece tagged RISK WATCH. The one-hour-old headline questions whether leadership changes reflect strategy or only organizational refresh. The earnings date is the nearest dated catalyst in the source. Per the Butterfly Supply-Chain Graph, the supply chain is recorded as NONE, with no butterfly links and no proprietary signals.

• What are EverCommerce's products, customer base, and revenue model, given that the source data provides only sector classification?
• What drove the swing from net losses in FY 2023 and FY 2024 to net income in FY 2025, and is that trend sustainable?
• Why is EPS reported as N/A in all three financial periods while trailing EPS is listed as 0.1?
• What is the source of the RED RISK WATCH classification on the healthcare automation item, and how does it relate to EVCM's operations?
• What did the November 5, 2026 third-quarter results show, once reported, relative to the valuation multiples in the snapshot?