Flywire Corporation Voting (FLYW) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-03, Flywire Corporation Voting (NASDAQ: FLYW) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $19.49 (-1.02% 1D, market cap $2.40B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 17/20, SEC Balance-Sheet Forensics 16/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 11/20. Across 1009 tracked Consumer Discretionary issuers, FLYW ranks #245 in composite RQD confidence.
Within the Consumer Discretionary sector (Business Services), FLYW carries a Roarable C (64/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 1.8%. By comparison, PAYO (Payoneer Global Inc.) holds a C+ grade (67/100 RQD, P/E 33.0x, ROIC 34.1%, cap $2.42B) and TIC (TIC Solutions Inc.) posts a D grade (47/100 RQD, P/E N/A, ROIC -0.4%, cap $2.19B). Among the 5-stock peer group, TNET leads on earnings multiple (18.9x) while TNET leads on capital efficiency (85.0% ROIC).
Per FLYW's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001580560), Flywire Corporation Voting generated $623.0M in revenue (+26.6% YoY), $13.5M in net income, and $98.8M in free cash flow against $1.25B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
20D Institutional Volume Accumulation (±6.9% realized swing band)
Altman Z-Score 3.91 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9
Macro rate sensitivity & RSI-14 (61.3) create a -10 pt regime headwind
Even with a 64/100 (C) score, FLYW faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
Dilution & Margin Drag: Cannibal Buyback (-0.96% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($18.30) or 200D SMA ($15.58) invalidates the momentum regime and cuts Target Base ($20.02) toward Bear Floor ($15.62).
Flywire Corporation Voting (FLYW) slipped -1.02% to $19.49, trading at 97% of its 52-week range ($10.55 – $19.79). Solid steady margins (2% return on capital), mixed timing at current multiples—hold if owned, no rush to chase.
TradingView report covering Flywire Corporation Voting (FLYW) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Flywire Corporation Voting (FLYW) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Flywire Corporation Voting (FLYW) market action, institutional positioning, and fundamental catalysts.
Global payments company Flywire (NASDAQ:FLYW) will be reporting results this Tuesday after the bell. Here’s what to expect.
A record sized US$5.6b breach at Binance and the freezing of US$1.8b in major stablecoins have turned crypto infrastructure from a background plumbing story into front page risk. That kind of shock can reprice trust, pus
Liquidity Services, Inc. (NASDAQ:LQDT) a leading global commerce company powering the circular economy, partnered with Flywire to turn on localized, secure and compliant workflows and support cross-border business in 100
Morgan Stanley analyst James Faucette maintains Flywire (NASDAQ:FLYW) with a Overweight and raises the price target from $22 to $24.
A market sell-off spread beyond tech as oil prices surged and AI concerns grew. MarketBeat analysts recap the week's top stories on earnings, from Halliburton to Meta Platforms and General Motors.
Companies with more cash than debt can be financially resilient, but that doesn’t mean they’re all strong investments. Some lack leverage because they struggle to grow or generate consistent profits, making them unattrac
Showing strong momentum in its Student Financial Software (SFS) solution, Flywire announced the milestone at its third-annual U.S. education conference, Flywire Fusion, which brought together 150+ attendees from leading
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +26.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on FLYW today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for FLYW. Explore sector supply chains on /butterfly.
Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Flywire Corporation Voting (FLYW) ranks #245 by composite RQD confidence (64/100, grade C) and #392 by equity capitalization ($2.40B). Within this direct 5-issuer industry benchmark cohort, TNET leads on earnings valuation at 18.9x trailing P/E, while TNET leads on capital efficiency and profitability with 85.0% ROIC and — gross margin. CBZ currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with FLYW at 64/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| FLYW
ACTIVE
Flywire Corporation Voting | C | 64/100 | — | — | 1.8% | -1.02% | $2.40B | Benchmark Subject |
| PAYO Payoneer Global Inc. | C+ | 67/100 | 33.0x | — | 34.1% | +0.14% | $2.42B | /payo-vs-flyw → |
| TIC TIC Solutions Inc. | D | 47/100 | — | 29.4% | -0.4% | +2.19% | $2.19B | /tic-vs-flyw → |
| TNET TriNet Group Inc. | C+ | 66/100 | 18.9x | — | 85.0% | +5.09% | $2.94B | /tnet-vs-flyw → |
| CBZ CBIZ Inc. | B- | 71/100 | 25.8x | 12.9% | 5.9% | +0.06% | $2.98B | /cbz-vs-flyw → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Flywire Corporation Voting (FLYW) reported GAAP revenue of $623.0M (+26.6% vs. FY2024 revenue of $492.1M , and +54.6% cumulative change since FY2023) , GAAP net income of $13.5M, operating cash flow of $100.2M, and free cash flow of $98.8M (+1.1% YoY). On the balance sheet, FLYW closed FY2025 with $1.25B in total assets against $0 in total debt (Altman Z-Score: 3.91, Piotroski F-Score: 7/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $623.0M | $13.5M | $100.2M | $98.8M | $1.25B | — |
| FY2024 (FY) | 2024-12-31 | $492.1M | $2.9M | $98.7M | $97.7M | $1.12B | — |
| FY2023 (FY) | 2023-12-31 | $403.1M | -$8.6M | $76.3M | $76.3M | — | — |
As of 2026-11-03, Flywire Corporation Voting (NASDAQ: FLYW) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $19.49 (-1.02% 1D, market cap $2.40B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 17/20, SEC Balance-Sheet Forensics 16/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 11/20. Across 1009 tracked Consumer Discretionary issuers, FLYW ranks #245 in composite RQD confidence.
Within the Consumer Discretionary sector (Business Services), FLYW carries a Roarable C (64/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 1.8%. By comparison, PAYO (Payoneer Global Inc.) holds a C+ grade (67/100 RQD, P/E 33.0x, ROIC 34.1%, cap $2.42B) and TIC (TIC Solutions Inc.) posts a D grade (47/100 RQD, P/E N/A, ROIC -0.4%, cap $2.19B). Among the 5-stock peer group, TNET leads on earnings multiple (18.9x) while TNET leads on capital efficiency (85.0% ROIC).
Per FLYW's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001580560), Flywire Corporation Voting generated $623.0M in revenue (+26.6% YoY), $13.5M in net income, and $98.8M in free cash flow against $1.25B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.
FLYW last traded at $19.49 (-1.02% on volume of 2,399,862 shares), positioning the stock +6.50% above its 50-day simple moving average ($18.30) and +25.10% above its 200-day simple moving average ($15.58). Across its 52-week range of $10.55 to $19.79, FLYW sits at the 96.8% percentile with a 14-day RSI of 61.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.9% ($18.15 to $20.83).
Flywire Corporation Voting (FLYW) earns a live Roarable RQD composite score of 64/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $19.49 (-1.02% 1D, market capitalization $2.40B).
Flywire Corporation Voting (FLYW) is a NASDAQ-listed issuer classified under the Consumer Discretionary sector and the Business Services industry. — regarding specific products, customer base, or revenue model; the profile does not describe what the company sells, to whom, or how it earns revenue.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Flywire Corporation Voting (FLYW) reported $623.0M in annual revenue (up from $492.1M in FY2024, +26.6% YoY) and $13.5M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($403.1M revenue, -$8.6M net income) through FY2025, FLYW scaled operating cash flow to $100.2M and free cash flow to $98.8M, backed by $1.25B in total assets against $0 in total debt.
Operating in Business Services (Consumer Discretionary), FLYW carries a macro regime beta of 1.00 and gross margin of —.
Real-time company headlines, analyst actions, and sector developments for Flywire Corporation Voting (FLYW) • Click "Debate This Headline" to argue it in the Roar Pit below
TradingView report covering Flywire Corporation Voting (FLYW) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Flywire Corporation Voting (FLYW) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Flywire Corporation Voting (FLYW) market action, institutional positioning, and fundamental catalysts.
Global payments company Flywire (NASDAQ:FLYW) will be reporting results this Tuesday after the bell. Here’s what to expect.
A record sized US$5.6b breach at Binance and the freezing of US$1.8b in major stablecoins have turned crypto infrastructure from a background plumbing story into front page risk. That kind of shock can reprice trust, pus
Liquidity Services, Inc. (NASDAQ:LQDT) a leading global commerce company powering the circular economy, partnered with Flywire to turn on localized, secure and compliant workflows and support cross-border business in 100
Morgan Stanley analyst James Faucette maintains Flywire (NASDAQ:FLYW) with a Overweight and raises the price target from $22 to $24.
A market sell-off spread beyond tech as oil prices surged and AI concerns grew. MarketBeat analysts recap the week's top stories on earnings, from Halliburton to Meta Platforms and General Motors.
Don't sleep on FLYW's setup in Consumer Discretionary. Forensic balance sheet strength (Altman Z 3.91, Piotroski F 7/9, Debt/Equity 0.5) and a 13% price-target upside provide a supportive base for the shares.. Beta of 1.0 means it moves fast when momentum turns, and the 5-pillar RQD gauge (64/100) backs up the fundamental quality.
@AlphaFlow_Cap Agree on the RQD 64/100 quality, though with 1.0 beta I'm scaling in with half-size at $19.69 and keeping dry powder in case we test $18.31.
Sitting on the sidelines or leaning short FLYW above $19.69. ROIC of 1.8% and a Q2 2026 wider-than-expected loss with dilution risk weigh on the investment case.. Until Fundamental Cash Engine (10/20) and FCF yield (4.21%) inflect higher, upside is capped near $19.79.
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