How profitable is Group 1 Automotive Inc. (GPI)?

In FY 2025 (10-K), GPI converted $22.6B of revenue into a 16% gross margin, 3.3% operating margin, and $424.5M in free cash flow (1.9% FCF margin).

Stock Ratings / Consumer Discretionary / GPI / financials

ABG (48) OPLN (63) SAH (56) RUSHA (61) ⌘ Pro Terminal →

Group 1 Automotive Inc. (GPI) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$269.79 +3.45% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $270.95

Group 1 Automotive Inc. (GPI) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $3.12B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is GPI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Group 1 Automotive Inc. (NYSE: GPI) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $269.79 (+3.45% 1D, market cap $3.12B). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 18/20. Across 1009 tracked Consumer Discretionary issuers, GPI ranks #232 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does GPI compare to ABG and OPLN in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Retail-Auto Dealers and Gas Stations), GPI carries a Roarable C (65/100 RQD), trailing P/E of 9.5x, gross margin of 16.0%, and ROIC of 21.0%. By comparison, ABG (Asbury Automotive Group Inc) holds a D grade (48/100 RQD, P/E 7.3x, ROIC 14.0%, cap $3.56B) and OPLN (OPENLANE Inc.) posts a C grade (63/100 RQD, P/E 26.6x, ROIC 9.5%, cap $4.76B). Among the 5-stock peer group, ABG leads on earnings multiple (7.3x) while GPI leads on capital efficiency (21.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for GPI?

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Per GPI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001031203), Group 1 Automotive Inc. generated $22.57B in revenue (+13.2% YoY), $325.2M in net income, and $424.5M in free cash flow against $10.35B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (16.0% gross margin)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $270.95 (+0.43%)🧬 Cannibal Buyback (-2.92% YoY Shares)⚙️ Cash Engine: 18/20 (A) • 1.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 65/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.3% avg 90D alpha vs SPY • 55.6% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE+3.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for GPI)Realized 20D OHLCV Swing Band: ±9.7%

Deterministic 5-Pillar Attribution (65/100 Composite)

🔍 WHY GPI SCORES 65/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+18/20 pts (28% of score)

SEC XBRL FY 2025 (10-K): 1.9% FCF Margin ($424.5M FCF) & 16% Gross Margin

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+18/20 pts (28% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit7/20 pts (-13 pt drag)

Macro rate sensitivity & RSI-14 (57.9) create a -13 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$231.59+4.9% Next Q

Q2 (-2Q)

Grade C$243.02+4.6% Next Q

Q3 (-1Q)

Grade C+$254.20+6.1% Next Q

Current

Grade C$269.79+1.3% Hist 90D α

Trajectory: C (57) → C (65)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the GPI Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 65/100 (C) score, GPI faces multiple-compression risk if 9.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 15.0% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($254.48) or 200D SMA ($305.51) invalidates the momentum regime and cuts Target Base ($278.29) toward Bear Floor ($217.07).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $GPI• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “GPI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 65%NO 35%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How GPI Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$424.5M (1.9% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $17.87B

FY24

Rev $19.93B

FY25

Rev $22.57B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$22.57B	16%	3.3%	$325.2M	$424.5M	21%
FY 2024	$19.93B	16.3%	4.6%	$498.1M	$341.2M	24.4%
FY 2023	$17.87B	16%	5.4%	$601.6M	$190.2M	21%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring GPI)

✓Walkthrough of GPI's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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GPI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -18.25%⚡ TESTING RESISTANCE

2026-11-03O $260.0H $269.8L $260.0C $269.8VOL 212.7K

RES: $270.6SUP: $219.7SMA50: $254.5SMA200: $305.5

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GPI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 GPI Butterfly Map → + Track GPI →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

-2.2%/yr Implied 5Y Growth

vs. +13.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on GPI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for GPI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for GPI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GPI)

Consumer Discretionary Rank #232 of 1009 ⚔️ ABG vs GPI Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (GPI vs. ABG, OPLN, SAH, RUSHA)

Industry: Retail-Auto Dealers and Gas Stations (20 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Group 1 Automotive Inc. (GPI) ranks #232 by composite RQD confidence (65/100, grade C) and #353 by equity capitalization ($3.12B). Within this direct 5-issuer industry benchmark cohort, ABG leads on earnings valuation at 7.3x trailing P/E, while GPI leads on capital efficiency and profitability with 21.0% ROIC and 16.0% gross margin. GPI currently leads its immediate peer cohort in composite quantitative strength at 65/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
GPI ACTIVE Group 1 Automotive Inc.	C	65/100	9.5x	16.0%	21.0%	+3.45%	$3.12B	Benchmark Subject
ABG Asbury Automotive Group Inc	D	48/100	7.3x	17.1%	14.0%	+4.36%	$3.56B	/abg-vs-gpi →
OPLN OPENLANE Inc.	C	63/100	26.6x	—	9.5%	+1.51%	$4.76B	/opln-vs-gpi →
SAH Sonic Automotive Inc.	D+	56/100	16.9x	15.7%	11.1%	+0.60%	$2.00B	/sah-vs-gpi →
RUSHA Rush Enterprises Inc. Cl A	C-	61/100	19.1x	20.7%	13.7%	+3.47%	$5.02B	/rusha-vs-gpi →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001031203 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Group 1 Automotive Inc. (GPI) reported GAAP revenue of $22.57B (+13.2% vs. FY2024 revenue of $19.93B , and +26.3% cumulative change since FY2023) , GAAP net income of $325.2M, operating cash flow of $694.5M, and free cash flow of $424.5M (+24.4% YoY). On the balance sheet, GPI closed FY2025 with $10.35B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$22.57B	$325.2M	$694.5M	$424.5M	$10.35B	—
FY2024 (FY)	2024-12-31	$19.93B	$498.1M	$586.3M	$341.2M	$9.82B	—
FY2023 (FY)	2023-12-31	$17.87B	$601.6M	$190.2M	$190.2M	—	—

3. GPI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is GPI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does GPI compare to ABG and OPLN in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for GPI?

Where is GPI trading relative to its 50-day, 200-day, and 52-week technical levels?

GPI last traded at $269.79 (+3.45% on volume of 197,880 shares), positioning the stock +6.02% above its 50-day simple moving average ($254.48) and -11.69% below its 200-day simple moving average ($305.51). Across its 52-week range of $224.65 to $429.00, GPI sits at the 22.1% percentile with a 14-day RSI of 57.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±9.7% ($243.62 to $295.96).

Direct Sub-Reports: GPI RQD Cockpit GPI 12M Forecast GPI Earnings & Move GPI Dividends & DRIP GPI Insiders & 13F GPI Whale Options GPI Profit Sankey GPI News & Why

ROARABLE RATING BRIEF • RQD 65/100 (C) ✓ SEC XBRL & RQD VERIFIED

GPI — Group 1 Automotive Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Group 1 Automotive Inc. (GPI) earns a live Roarable RQD composite score of 65/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $269.79 (+3.45% 1D, market capitalization $3.12B).

Fundamental Cash Engine (18/20): Anchored by return on invested capital (ROIC) of 21.0%, gross margin of 16.0%, operating margin of 3.3%, and free cash flow yield of 13.70%.
Whale 13F & Options Flow (9/20) + Insider Conviction (18/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (7/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 6/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Group 1 Automotive Inc. Is a NYSE-listed issuer classified in the Consumer Discretionary sector, within the Retail-Auto Dealers and Gas Stations industry. It has a market capitalization of $3.1B. The profile does not describe its customers or revenue mix. Per the market data, gross margin is 16%, operating margin 3.3%, and net margin 1.4%.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Group 1 Automotive Inc. (GPI) reported $22.57B in annual revenue (up from $19.93B in FY2024, +13.2% YoY) and $325.2M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($17.87B revenue, $601.6M net income) through FY2025, GPI scaled operating cash flow to $694.5M and free cash flow to $424.5M, backed by $10.35B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C • RQD 65/100): Strong cash generator (16.0% gross margin)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 18/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $224.65 – $429.00 52-week range.
🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 9.5x trailing P/E and 3.2x EV/EBITDA against 3.3% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Retail-Auto Dealers and Gas Stations (Consumer Discretionary), GPI carries a macro regime beta of 1.00 and gross margin of 16.0%.

Key Question #1: Can GPI sustain or expand its 3.3% operating margin and 21.0% ROIC against Retail-Auto Dealers and Gas Stations peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $22.57B and free cash flow of $424.5M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is GPI's 8.0x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

GPI Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Group 1 Automotive Inc. (GPI) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to GPI Debate Forum (3) ↓

🔴 RISK WATCH Yahoo Finance • 21h ago

Group 1 Automotive (GPI) Stock Falls As Q3 Results Squeeze Margins

Yahoo Finance report covering Group 1 Automotive Inc. (GPI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Investing.com • 1d ago

StoneX reiterates Buy on Group 1 Automotive stock, $425 target

Investing.com report covering Group 1 Automotive Inc. (GPI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE GuruFocus • 1d ago

Group 1 Automotive Inc (GPI) Stock Down 7.5% -- Now Undervalued? GF Score: 77/100

GuruFocus report covering Group 1 Automotive Inc. (GPI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Earnings Preview: Group 1 Automotive (GPI) Q3 Earnings Expected to Decline

Yahoo Finance report covering Group 1 Automotive Inc. (GPI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Simply Wall St • 1d ago

Earnings Growth Might Change The Case For Investing In Group 1 Automotive Stock (GPI)

Simply Wall St report covering Group 1 Automotive Inc. (GPI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Group 1 Automotive (NYSE:GPI) Stock Price Target Lowered at JPMorgan Chase & Co.

MarketBeat report covering Group 1 Automotive Inc. (GPI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Group 1 Automotive (GPI) Q3 Results Put Its Undervalued Narrative Back In Focus

Yahoo Finance report covering Group 1 Automotive Inc. (GPI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Group 1 Automotive (NYSE:GPI) Shares Climb 7.4% - Should You Buy?

MarketBeat report covering Group 1 Automotive Inc. (GPI) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

GPI Bull vs. Bear Conversation Board — What's Your Call at $269.79?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON GPI 🐻 33% BEARISH CONVICTION

TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $339.04 (+30.0%)

📌 Pinned Debate

Cash generation is strong, with a 13.7% FCF yield and 21% ROIC, against a 9.5 TTM P/E.

Here is why I am bullish on GPI here at $260.80: Cash generation is strong, with a 13.7% FCF yield and 21% ROIC, against a 9.5 TTM P/E.. Compare GPI's 3.3% operating margin and 21.0% ROIC against the rest of Retail-Auto Dealers and Gas Stations. As long as cash conversion holds up, dips toward $247.76 are getting bought.

SectorRotator 🐂 BULL

@TapeReader_Pro Agree on the RQD 65/100 quality, though with 1.0 beta I'm scaling in with half-size at $260.80 and keeping dry powder in case we test $242.54.

ME MeanReversion_88 RQD DEBATE OPENER • Quantitative Statistical Arb 🐻 BEARISH 🎯 Target: $208.64 (-20.0%)

Spot @ $260.80

Operating and net income declined from FY 2023 to FY 2025 while Q3 results reportedly squeezed margins.

I respect the product at Group 1 Automotive Inc., but the stock at $260.80 is a different story. Operating and net income declined from FY 2023 to FY 2025 while Q3 results reportedly squeezed margins.. FCF yield is 13.7% and RQD sits at 65/100 (C) — why pay up here when you can wait for next quarter's numbers?