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Stock Ratings / Consumer Discretionary / GPN / insiders
CPAY (66) TCOM (56) FISV (60) BR (77) ⌘ Pro Terminal β†’

Global Payments Inc. (GPN) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$96.84 +12.97% NYSE β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $98.92

Global Payments Inc. (GPN) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ β€’ HOLD / WATCH Cap $25.63B
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚑ INSTANT AI QUANT PREVIEW β€’ $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on GPN Below β€” or Connect Your Own ChatGPT / Claude
πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is GPN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-03, Global Payments Inc. (NYSE: GPN) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $96.84 (+12.97% 1D, market cap $25.63B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 20/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 17/20. Across 1009 tracked Consumer Discretionary issuers, GPN ranks #163 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does GPN compare to CPAY and TCOM in the Consumer Discretionary sector?
β–Ό

Within the Consumer Discretionary sector (Business Services), GPN carries a Roarable C+ (69/100 RQD), trailing P/E of 16.2x, gross margin of 72.6%, and ROIC of 5.1%. By comparison, CPAY (Corpay Inc.) holds a C+ grade (66/100 RQD, P/E 24.4x, ROIC 23.2%, cap $26.33B) and TCOM (Trip.com Group Limited) posts a D+ grade (56/100 RQD, P/E 5.1x, ROIC 8.8%, cap $24.93B). Among the 5-stock peer group, TCOM leads on earnings multiple (5.1x) while CPAY leads on capital efficiency (23.2% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for GPN?
β–Ό

Per GPN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001123360), Global Payments Inc. generated $7.71B in revenue (-0.4% YoY), $1.40B in net income, and $2.31B in free cash flow against $53.34B in total assets and $13.30B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $98.91 (+2.14%)🧬 Cannibal Buyback (-2.64% YoY Shares)βš™οΈ Cash Engine: 9/20 (D) β€’ 30% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record: Scores of 69/100 (C+) historically posted market-perform odds over rolling 90-day windows (+2.0% avg 90D alpha vs SPY β€’ 57.3% hit rate β€” wait for RQD β‰₯ 70 breakout).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERHOLD / WATCH β€’ C+
025507510069
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ Β· Rk D+
Cash (9)Whales (20)SEC (10)Macro (13)CEO (17)
Each axis scored 0–20
12M PRICE TARGET CONE+4.9% Base Target
$120 Bull$102 Base$79 Bear
πŸ“¬ FREE GPN RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for GPN)Realized 20D OHLCV Swing Band: Β±9%
Deterministic 5-Pillar Attribution (69/100 Composite)
πŸ” WHY GPN SCORES 69/100 (C+) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: Whale & Options Positioning+20/20 pts (29% of score)

20D Institutional Volume Accumulation (Β±9% realized swing band)

β–² #2 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy β€’ Cannibal Buyback (-2.64% YoY Shares)

β–Ό #1 Drag / Risk Factor: Cash Engine Quality9/20 pts (-11 pt drag)

Capital intensity & 22.8% operating margin leave 11 pts on the table

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
61
Grade C$80.89+3.3% Next Q
Q2 (-2Q)
64
Grade C+$83.53+0% Next Q
Q3 (-1Q)
66
Grade B-$83.55+15.9% Next Q
Current
69
Grade C+$96.84+2% Hist 90D Ξ±
Trajectory: C (61) β†’ C+ (69)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

βš”οΈ Adversarial Opposing Case: Why the GPN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk β†’

Even with a 69/100 (C+) score, GPN faces multiple-compression risk if 16.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) β€” any gross margin slip below 70.1% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($86.03) or 200D SMA ($77.16) invalidates the momentum regime and cuts Target Base ($101.63) toward Bear Floor ($79.27).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $GPNβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œGPN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 69%NO 31%Trade / Inspect Odds β†’
SEC FORM 4 Γ— 13F HEDGE FUNDS Γ— CONGRESSIONAL STOCK ACT

GPN Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales β†’
β–² Disclosed Buys: 0 ($0)β–Ό Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (GPN)

No recent open-market Form 4 cluster sales or emergency dumps flagged on GPN. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (GPN Tape Review)

  • βœ“Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • βœ“Forensic Red-Light accounting & dilution traps to review on your watchlist
  • βœ“Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) β†’$100K Arena
GPN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +34.87%β–² ASCENDING CHANNEL
2026-11-03O $85.72H $96.84L $85.72C $96.84VOL 16.73M
RES: $101.6SUP: $81.88SMA50: $86.03SMA200: $77.16
$104.1$92.48$80.84$69.19$57.55RES $101.6SUP $81.88$96.842026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GPN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ GPN Butterfly Map β†’ + Track GPN β†’
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.8%/yr Implied 5Y Growth

vs. -0.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on GPN today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for GPN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for GPN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GPN)

Consumer Discretionary Rank #163 of 1009 βš”οΈ CPAY vs GPN Full Matrix β†’

1. Head-to-Head Consumer Discretionary Peer Comparison (GPN vs. CPAY, TCOM, FISV, BR)

Industry: Business Services (88 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Global Payments Inc. (GPN) ranks #163 by composite RQD confidence (69/100, grade C+) and #77 by equity capitalization ($25.63B). Within this direct 5-issuer industry benchmark cohort, TCOM leads on earnings valuation at 5.1x trailing P/E, while CPAY leads on capital efficiency and profitability with 23.2% ROIC and β€” gross margin. BR currently holds the highest overall quantitative score in the immediate peer group at 77/100 (B+) compared with GPN at 69/100 (C+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
GPN ACTIVE
Global Payments Inc.
C+ 69/100 16.2x 72.6% 5.1% +12.97% $25.63B Benchmark Subject
CPAY
Corpay Inc.
C+ 66/100 24.4x β€” 23.2% +0.75% $26.33B /cpay-vs-gpn β†’
TCOM
Trip.com Group Limited
D+ 56/100 5.1x 80.6% 8.8% +2.67% $24.93B /tcom-vs-gpn β†’
FISV
Fiserv Inc.
C- 60/100 7.4x β€” 9.6% +3.18% $26.60B /fisv-vs-gpn β†’
BR
Broadridge Financial Solutions Inc.
B+ 77/100 24.0x 31.0% 18.1% +0.38% $20.19B /br-vs-gpn β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0001123360 β†—

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Global Payments Inc. (GPN) reported GAAP revenue of $7.71B (-0.4% vs. FY2024 revenue of $7.74B , and +4.4% cumulative change since FY2023) , GAAP net income of $1.40B, operating cash flow of $2.66B, and free cash flow of $2.31B (-14.7% YoY). On the balance sheet, GPN closed FY2025 with $53.34B in total assets against $13.30B in total debt (Altman Z-Score: 0.99, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $7.71B $1.40B $2.66B $2.31B $53.34B $13.30B
FY2024 (FY) 2024-12-31 $7.74B $1.57B $3.06B $2.71B $46.89B $10.74B
FY2023 (FY) 2023-12-31 $7.38B $986.2M $2.55B $2.22B $12.48B $2.92B

3. GPN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is GPN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Global Payments Inc. (NYSE: GPN) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $96.84 (+12.97% 1D, market cap $25.63B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 20/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 17/20. Across 1009 tracked Consumer Discretionary issuers, GPN ranks #163 in composite RQD confidence.

How does GPN compare to CPAY and TCOM in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Business Services), GPN carries a Roarable C+ (69/100 RQD), trailing P/E of 16.2x, gross margin of 72.6%, and ROIC of 5.1%. By comparison, CPAY (Corpay Inc.) holds a C+ grade (66/100 RQD, P/E 24.4x, ROIC 23.2%, cap $26.33B) and TCOM (Trip.com Group Limited) posts a D+ grade (56/100 RQD, P/E 5.1x, ROIC 8.8%, cap $24.93B). Among the 5-stock peer group, TCOM leads on earnings multiple (5.1x) while CPAY leads on capital efficiency (23.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for GPN?

Per GPN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001123360), Global Payments Inc. generated $7.71B in revenue (-0.4% YoY), $1.40B in net income, and $2.31B in free cash flow against $53.34B in total assets and $13.30B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Institutional options positioning shows a 50% call / 50% put premium split.

Where is GPN trading relative to its 50-day, 200-day, and 52-week technical levels?

GPN last traded at $96.84 (+12.97% on volume of 16,726,747 shares), positioning the stock +12.57% above its 50-day simple moving average ($86.03) and +25.51% above its 200-day simple moving average ($77.16). Across its 52-week range of $61.16 to $101.32, GPN sits at the 88.8% percentile with a 14-day RSI of 63.5 (BULLISH MOMENTUM) and an implied next-earnings move of Β±9.0% ($88.12 to $105.56).

Direct Sub-Reports: GPN RQD Cockpit GPN 12M Forecast GPN Earnings & Move GPN Dividends & DRIP GPN Insiders & 13F GPN Whale Options GPN Profit Sankey GPN News & Why
ROARABLE RATING BRIEF β€’ RQD 69/100 (C+) βœ“ SEC XBRL & RQD VERIFIED

GPN β€” Global Payments Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Global Payments Inc. (GPN) earns a live Roarable RQD composite score of 69/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $96.84 (+12.97% 1D, market capitalization $25.63B).

  • Fundamental Cash Engine (9/20): Anchored by return on invested capital (ROIC) of 5.1%, gross margin of 72.6%, operating margin of 22.8%, and free cash flow yield of 10.18%.
  • Whale 13F & Options Flow (20/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (13/20) + Forensic Balance Sheet (10/20): Incorporates a 1.09x equity beta, Altman Z-Score of 0.99, Piotroski F-Score of 7/9, and Debt/Equity of 0.54x.

2. Business Model, Unit Margins & SEC Financial Trajectory

Global Payments Inc. (GPN) is a NYSE-listed issuer classified under the Consumer Discretionary sector and the Business Services industry. Revenue and margin figures are reported in the financial and market sections below.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Global Payments Inc. (GPN) reported $7.71B in annual revenue (up from $7.74B in FY2024, -0.4% YoY) and $1.40B in GAAP net income. Over the multi-year SEC filing window from FY2023 ($7.38B revenue, $986.2M net income) through FY2025, GPN scaled operating cash flow to $2.66B and free cash flow to $2.31B, backed by $53.34B in total assets against $13.30B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • πŸ‚ Primary Bull Case (C+ β€’ RQD 69/100): Big institutional funds and options desks are actively positioning on the bullish side. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 9/20 and Institutional Whale Flow at 20/20, sustained execution supports upside toward the upper end of the $61.16 – $101.32 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins. Investors must weigh 16.2x trailing P/E and 13.1x EV/EBITDA against 22.8% operating margins and a 1.09x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Supply_chain is NONE, butterfly_links is empty, and proprietary_signals is empty. Upstream and downstream dependencies, sector correlations, and second-order bottlenecks cannot be mapped from the source data.

  • Key Question #1: Can GPN sustain or expand its 22.8% operating margin and 5.1% ROIC against Business Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $7.71B and free cash flow of $2.31B, how will capital allocation balance growth reinvestment against $13.30B in total debt?
  • Key Question #3: How sensitive is GPN's 15.1x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.09x)?

GPN Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Global Payments Inc. (GPN) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to GPN Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

GPN Bull vs. Bear Conversation Board β€” What's Your Call at $96.84?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON GPN 🐻 33% BEARISH CONVICTION
1. Pick Your Side on GPN:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
DE DeltaGamma_99 RQD DEBATE OPENER β€’ Options Flow Specialist πŸ‚ BULLISH 🎯 Target: $118.14 (+22.0%)
πŸ“Œ Pinned Debate

Insider Conviction pillar scores 17/20 and FCF yield is 10.18%, pointing to strong cash generation and insider support.

Picked up a starter position in GPN in my $100K Virtual Cash book at $96.84. Insider Conviction pillar scores 17/20 and FCF yield is 10.18%, pointing to strong cash generation and insider support.. Trading inside a $61.16–$101.32 52-week range with 10.18% FCF yield gives solid downside support if Business Services multiples expand this quarter.

VolSurface_Trader πŸ‚ BULL

Both sides have a point here β€” GPN's 10/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

BE BearTrap_Alert RQD DEBATE OPENER β€’ Cycle Peak Watcher 🐻 BEARISH 🎯 Target: $78.44 (-19.0%)
Spot @ $96.84

Altman Z-Score of 0.99 and total debt rising from $2.92B to $13.30B raise balance-sheet distress concerns.

Careful chasing GPN at $96.84. Altman Z-Score of 0.99 and total debt rising from $2.92B to $13.30B raise balance-sheet distress concerns.. Gross margin is 72.6%, but operating margin is 22.8%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $78.44 on multiple compression.

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