T Stamp Inc. (Class A) (IDAI) — RQD Stock Rating Cockpit

$2.82 -1.40% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.81

T Stamp Inc. (Class A) (IDAI) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $16.0M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on IDAI Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is IDAI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, T Stamp Inc. (Class A) (NASDAQ: IDAI) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $2.82 (-1.40% 1D, market cap $16.0M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 5/20. Across 714 tracked Technology issuers, IDAI ranks #404 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does IDAI compare to AIFF and CHOW in the Technology sector?
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Within the Technology sector (Computer Software: Prepackaged Software), IDAI carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, AIFF (Firefly Neuroscience Inc.) holds a E grade (34/100 RQD, P/E N/A, ROIC -35.0%, cap $15.7M) and CHOW (ChowChow Cloud International Holdings Limited) posts a D grade (48/100 RQD, P/E N/A, ROIC -35.0%, cap $15.6M). Among the 5-stock peer group, IDAI leads on earnings multiple (N/A) while BMR leads on capital efficiency (-32.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for IDAI?
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Per IDAI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001718939), T Stamp Inc. (Class A) generated $3.1M in revenue (+1.9% YoY), -$8.3M in net income, and -$5.7M in free cash flow against $11.2M in total assets and $1.1M in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $2.81 (-0.44%)🧬 Disciplined Float (+0.72% YoY Shares)⚙️ Cash Engine: 8/20 (D-) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.1% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510046
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk C
Cash (8)Whales (8)SEC (11)Macro (14)CEO (5)
Each axis scored 0–20
12M PRICE TARGET CONE-5.3% Base Target
$6 Bull$3 Base$2 Bear
📬 FREE IDAI RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for IDAI)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (46/100 Composite)
🔍 WHY IDAI SCORES 46/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+14/20 pts (30% of score)

FRED Regime × Technicals: 40% of 52W Range • RSI-14 at 48.9 (NEUTRAL RANGE)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+11/20 pts (24% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Disciplined Float (+0.72% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
54
Grade C-$2.91-5.8% Next Q
Q2 (-2Q)
51
Grade C-$2.74-12.4% Next Q
Q3 (-1Q)
49
Grade D$2.40+17.5% Next Q
Current
46
Grade D$2.82-6.1% Hist 90D α
Trajectory: C- (54) → D (46)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a IDAI Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While IDAI currently carries a cautious 46/100 (D) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Technology with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($3.01) and Max Pain ($2.96) forces dealer call-delta covering toward $5.54.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $IDAI• $4.8M Crowd Pool • Kalshi / Polymarket Composite
Contract: “IDAI Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
RSI-14 MOMENTUMNEUTRAL RANGE
48.930 Oversold · 70 Hot
ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)
3.80>3.0 Fortress Safe
PIOTROSKI F-SCOREWEAK QUALITY (1–4)
4 / 99-Pt Accounting
52-WEEK LASER RANGE40% OF RANGE
L: $1$2.82H: $5
1. Money & Cash Health● WEAK
Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: D-RQD 8 / 20
2. Big Money & Insiders● TRIMMING
Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 13 / 40
3. Hidden Risks & Market Weather● WATCH
SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: CRQD 25 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on IDAI

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BEARISH (40)

-35.0% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
NEUTRAL (55)

Altman-Z 4.20 and Piotroski 4/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
BEARISH (45)

13/40 institutional & smart-money positioning score with 14/20 macro alignment.

Bull Case: Why Buyers Like IDAI
  • ✓Established market leader in Technology with deep daily trading liquidity.
Bear Case: What Could Go Wrong
  • !Company executives have done more routine share selling than personal cash buying lately.
  • !Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring IDAI)

  • ✓Walkthrough of IDAI's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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IDAI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +12.35%📐 HORIZONTAL RANGE
2026-11-03O $2.86H $2.86L $2.82C $2.82VOL 59.9K
RES: $3.71SUP: $2.30SMA50: $3.01SMA200: $2.64
$3.80$3.09$2.38$1.66$0.95RES $3.71SUP $2.30$2.822026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

IDAI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth

vs. +1.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on IDAI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for IDAI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for IDAI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (IDAI)

Technology Rank #404 of 714 ⚔️ AIFF vs IDAI Full Matrix →

1. Head-to-Head Technology Peer Comparison (IDAI vs. AIFF, CHOW, BMR, VIDA)

Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, T Stamp Inc. (Class A) (IDAI) ranks #404 by composite RQD confidence (46/100, grade D) and #617 by equity capitalization ($16.0M). Within this direct 5-issuer industry benchmark cohort, IDAI leads on earnings valuation at N/A trailing P/E, while BMR leads on capital efficiency and profitability with -32.3% ROIC and 89.7% gross margin. CHOW currently holds the highest overall quantitative score in the immediate peer group at 48/100 (D) compared with IDAI at 46/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
IDAI ACTIVE
T Stamp Inc. (Class A)
D 46/100 — — -35.0% -1.40% $16.0M Benchmark Subject
AIFF
Firefly Neuroscience Inc.
E 34/100 — 56.5% -35.0% -2.91% $15.7M /aiff-vs-idai →
CHOW
ChowChow Cloud International Holdings Limited
D 48/100 — 12.9% -35.0% +106.57% $15.6M /chow-vs-idai →
BMR
Beamr Imaging Ltd. Ordinary Share
E 22/100 — 89.7% -32.3% -11.92% $17.8M /bmr-vs-idai →
VIDA
VIDA Global Inc. (Class A)
D- 41/100 — — — -7.47% $14.4M /vida-vs-idai →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001718939

In its most recent audited fiscal period (FY2025, filed 2025-12-31), T Stamp Inc. (Class A) (IDAI) reported GAAP revenue of $3.1M (+1.9% vs. FY2024 revenue of $3.1M , and -31.2% cumulative change since FY2023) , GAAP net income of -$8.3M, operating cash flow of -$5.7M, and free cash flow of -$5.7M (+35.8% YoY). On the balance sheet, IDAI closed FY2025 with $11.2M in total assets against $1.1M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $3.1M -$8.3M -$5.7M -$5.7M $11.2M $1.1M
FY2024 (FY) 2024-12-31 $3.1M -$12.5M -$8.9M -$8.9M $8.6M $951.7K
FY2023 (FY) 2023-12-31 $4.6M -$7.6M -$7.9M -$7.9M — —

3. IDAI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is IDAI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, T Stamp Inc. (Class A) (NASDAQ: IDAI) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $2.82 (-1.40% 1D, market cap $16.0M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 5/20. Across 714 tracked Technology issuers, IDAI ranks #404 in composite RQD confidence.

How does IDAI compare to AIFF and CHOW in the Technology sector?

Within the Technology sector (Computer Software: Prepackaged Software), IDAI carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, AIFF (Firefly Neuroscience Inc.) holds a E grade (34/100 RQD, P/E N/A, ROIC -35.0%, cap $15.7M) and CHOW (ChowChow Cloud International Holdings Limited) posts a D grade (48/100 RQD, P/E N/A, ROIC -35.0%, cap $15.6M). Among the 5-stock peer group, IDAI leads on earnings multiple (N/A) while BMR leads on capital efficiency (-32.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for IDAI?

Per IDAI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001718939), T Stamp Inc. (Class A) generated $3.1M in revenue (+1.9% YoY), -$8.3M in net income, and -$5.7M in free cash flow against $11.2M in total assets and $1.1M in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is IDAI trading relative to its 50-day, 200-day, and 52-week technical levels?

IDAI last traded at $2.82 (-1.40% on volume of 59,926 shares), positioning the stock -6.31% below its 50-day simple moving average ($3.01) and +6.82% above its 200-day simple moving average ($2.64). Across its 52-week range of $1.17 to $5.28, IDAI sits at the 40.1% percentile with a 14-day RSI of 48.9 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($2.47 to $3.17).

IDAI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell IDAI stock right now?

T Stamp Inc. (Class A) (IDAI) currently earns a Roarable Rating of D (Sell — SELL) with 46/100 RQD Confidence. Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.

What is IDAI's 12-month price target and RQD AI Jury consensus?

IDAI's 12-month base price target is $2.67 (range $2.08 to $5.54), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

ROARABLE RATING BRIEF • RQD 46/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

IDAI — T Stamp Inc. (Class A): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:50:26Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, IDAI carries a score of 46, grade D, labeled "Roarable Sell — Underperform / Distribution Warning." The five pillars break down as follows. Fundamental Cash Engine scored 8 of 20, reflecting ROIC of -35% and an FCF yield of 0%. Whale 13F Flow scored 8 of 20, covering institutional accumulation and options positioning. Insider Conviction scored 5 of 20, covering SEC Form 4 and Congressional PTR cluster flow. Macro Regime Fit scored 14 of 20, reflecting Beta of 1.0 and sector sensitivity. Forensic Balance Sheet scored 11 of 20, with Altman Z of 2.5, Piotroski F of 4/9, and Debt/Equity of 0.13.

For a prospective investor evaluating the stock today, the weakest pillars are cash generation and insider conviction, which together signal that the business is not currently self-funding and that insider flow does not offset institutional caution. The balance sheet pillar is the relative bright spot, with low leverage supporting survival runway, though the Altman and Piotroski readings are middling rather than strong. Upside drivers would need to come from a path to positive cash flow, which the source data does not evidence. Valuation tradeoffs are difficult to assess because earnings-based multiples are unavailable, and the market capitalization of $16.3M sits against reported net losses. The RQD verdict characterizes the setup as underperformance with distribution risk rather than accumulation.

Financial Trend

PeriodRevenueOperating IncomeNet IncomeEPSFCFCashDebt
FY 2025$3.1M$-7.7M$-8.3MN/A$-5.7M$6.0M$1.1M
FY 2024$3.1M$-9.4M$-12.5MN/A$-8.9M$2.8M$1.0M
FY 2023$4.6M$-7.9M$-7.6MN/A$-7.9MN/AN/A

Per the SEC financials, operating margin is -60%, net margin is -60%, and gross margin is 0%, and ROIC is -35% per market data. Revenue was flat between FY 2024 and FY 2025 at $3.1M after declining from $4.6M in FY 2023, while losses narrowed in FY 2025. Per the Roarable RQD rating, the Altman Z-Score is 2.5 and the Piotroski F-Score is 4/9. Debt/Equity is 0.13 per the RQD forensic pillar, and cash rose to $6.0M in FY 2025 against debt of $1.1M.

Recent Catalysts & News Wire Analysis

Per the recent news wire, the key catalysts are a three-year Nigeria identity technology agreement with year-three revenue potential described as $3M–$5M, and a 2027 plan presentation to be made available to 1.7 million subscribers. Price-action items include a report of the stock slipping 3.03% to $3.37 and a TradingKey listing among top U.S. stock losers. All news items carry a YELLOW light with "MARKET WIRE" impact labels. Risk watch items include continued negative cash flow and the distribution warning in the RQD verdict. Per the Butterfly Supply-Chain Graph, no proprietary signals are present.

Open Questions

  • What are the customer concentration and revenue composition behind the $3.1M in FY 2025 revenue?
  • What is the timing and probability of the projected $3M–$5M year-three Nigeria revenue?
  • What drove the FY 2023 cash and debt figures, which are reported as N/A?
  • What is the company's runway at the current FCF burn rate of $-5.7M against $6.0M cash?
  • What is the source of the insider and institutional flow underlying the RQD pillar scores?

IDAI Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for T Stamp Inc. (Class A) (IDAI) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to IDAI Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

IDAI Bull vs. Bear Conversation Board — What's Your Call at $2.82?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON IDAI 🐻 50% BEARISH CONVICTION
1. Pick Your Side on IDAI:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $3.09 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is IDAI (D • RQD 46/100) a Buy at $2.86?

Welcome to the IDAI (T Stamp Inc. (Class A)) Roar Pit. Current RQD Composite is 46/100 (Roarable Sell — Underperform / Distribution Warning) in Computer Software: Prepackaged Software. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $2.20 (-23.1%)
Spot @ $2.86

Pump the brakes on IDAI — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on IDAI, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless T Stamp Inc. (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

MI MidwestValue Verified K Arena Trader 🐂 BULLISH 🎯 Target: $3.46 (+21.0%)
Spot @ $2.86

IDAI cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on IDAI, the market is fixating on short-term headline noise in Computer Software: Prepackaged Software and ignoring the balance sheet and cash flow trajectory. At $2.86 (52-wk range $1.17 - $5.28), any beat on forward guidance forces shorts and underweight funds to chase.

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