Yahoo Finance report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
Why LCNB Stock advanced +1.42% Today — RQD Quant Desk Flash
LCNB Corporation (LCNB) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is LCNB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, LCNB Corporation (NASDAQ: LCNB) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $20.00 (+1.42% 1D, market cap $281.1M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, LCNB ranks #248 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does LCNB compare to VABK and HWBK in the Financials sector?
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Within the Financials sector (Major Banks), LCNB carries a Roarable C (65/100 RQD), trailing P/E of 12.3x, gross margin of —, and ROIC of 8.4%. By comparison, VABK (Virginia National Bankshares Corporation) holds a B grade (72/100 RQD, P/E 14.4x, ROIC 10.5%, cap $279.5M) and HWBK (Hawthorn Bancshares Inc.) posts a C+ grade (67/100 RQD, P/E 12.2x, ROIC 13.7%, cap $284.9M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for LCNB?
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Per LCNB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001074902), LCNB Corporation generated $941.1M in revenue (-2.9% YoY), $23.1M in net income, and $33.4M in free cash flow against $2.24B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
20D Institutional Volume Accumulation (±5.6% realized swing band)
Capital intensity & 0% operating margin leave 10 pts on the table
⚔️ Adversarial Opposing Case: Why the LCNB Bull Thesis Could Fail
Even with a 65/100 (C) score, LCNB faces multiple-compression risk if 12.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($19.11) or 200D SMA ($17.82) invalidates the momentum regime and cuts Target Base ($20.63) toward Bear Floor ($16.09).
Why LCNB Stock advanced +1.42% Today — RQD Quant Desk Flash
LCNB Corporation (LCNB) advanced +1.42% to $20.00, trading at 80% of its 52-week range ($14.83 – $21.32). Solid steady margins (8% return on capital), mixed timing at 12x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 80% of its 52-week range ($14.83 – $21.32) with RSI-14 at 57.4 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.6% around $20.00 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C (Hold) backed by 52% gross margin and $33.4M annual free cash flow.
Yahoo Finance report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
Investing.com UK report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
LCNB Corp. delivered strong Q3 2026 results, beating consensus on both revenue and EPS. Click here to read why LCNB stock is a Buy.
Scheduled RQD Strong Buys & Whale Accumulation Briefing (LCNB Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
LCNB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -2.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on LCNB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for LCNB. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LCNB)
1. Head-to-Head Financials Peer Comparison (LCNB vs. VABK, HWBK, FXNC, OVLY)
Industry: Major Banks (248 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, LCNB Corporation (LCNB) ranks #248 by composite RQD confidence (65/100, grade C) and #824 by equity capitalization ($281.1M). Within this direct 5-issuer industry benchmark cohort, OVLY leads on earnings valuation at 9.4x trailing P/E, while OVLY leads on capital efficiency and profitability with 14.8% ROIC and — gross margin. VABK currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with LCNB at 65/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| LCNB
ACTIVE
LCNB Corporation | C | 65/100 | 12.3x | — | 8.4% | +1.42% | $281.1M | Benchmark Subject |
| VABK Virginia National Bankshares Corporation | B | 72/100 | 14.4x | — | 10.5% | +2.50% | $279.5M | /vabk-vs-lcnb → |
| HWBK Hawthorn Bancshares Inc. | C+ | 67/100 | 12.2x | — | 13.7% | +0.98% | $284.9M | /hwbk-vs-lcnb → |
| FXNC First National Corporation | C | 65/100 | 15.8x | — | 9.5% | +2.96% | $275.4M | /fxnc-vs-lcnb → |
| OVLY Oak Valley Bancorp (CA) | C+ | 66/100 | 9.4x | — | 14.8% | +1.22% | $289.6M | /ovly-vs-lcnb → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001074902 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), LCNB Corporation (LCNB) reported GAAP revenue of $941.1M (-2.9% vs. FY2024 revenue of $969.1M , and +960.2% cumulative change since FY2023) , GAAP net income of $23.1M, operating cash flow of $34.4M, and free cash flow of $33.4M (-62.6% YoY). On the balance sheet, LCNB closed FY2025 with $2.24B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $941.1M | $23.1M | $34.4M | $33.4M | $2.24B | — |
| FY2024 (FY) | 2024-12-31 | $969.1M | $13.5M | $93.2M | $89.4M | $2.31B | — |
| FY2023 (FY) | 2023-12-31 | $88.8M | $12.6M | $23.4M | $23.4M | — | — |
3. LCNB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs LCNB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, LCNB Corporation (NASDAQ: LCNB) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $20.00 (+1.42% 1D, market cap $281.1M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, LCNB ranks #248 in composite RQD confidence.
How does LCNB compare to VABK and HWBK in the Financials sector?
Within the Financials sector (Major Banks), LCNB carries a Roarable C (65/100 RQD), trailing P/E of 12.3x, gross margin of —, and ROIC of 8.4%. By comparison, VABK (Virginia National Bankshares Corporation) holds a B grade (72/100 RQD, P/E 14.4x, ROIC 10.5%, cap $279.5M) and HWBK (Hawthorn Bancshares Inc.) posts a C+ grade (67/100 RQD, P/E 12.2x, ROIC 13.7%, cap $284.9M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).
What are the biggest fundamental strengths and SEC risk factors for LCNB?
Per LCNB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001074902), LCNB Corporation generated $941.1M in revenue (-2.9% YoY), $23.1M in net income, and $33.4M in free cash flow against $2.24B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is LCNB trading relative to its 50-day, 200-day, and 52-week technical levels?
LCNB last traded at $20.00 (+1.42% on volume of 31,936 shares), positioning the stock +4.66% above its 50-day simple moving average ($19.11) and +12.23% above its 200-day simple moving average ($17.82). Across its 52-week range of $14.83 to $21.32, LCNB sits at the 79.7% percentile with a 14-day RSI of 57.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.6% ($18.88 to $21.12).
LCNB — LCNB Corporation: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
LCNB Corporation (LCNB) earns a live Roarable RQD composite score of 65/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $20.00 (+1.42% 1D, market capitalization $281.1M).
- Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of 8.4%, gross margin of —, operating margin of —, and free cash flow yield of 11.77%.
- Whale 13F & Options Flow (13/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (13/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
LCNB Corporation (LCNB) is a NASDAQ-listed issuer classified under the Financials sector and the Major Banks industry. The profile lists a market capitalization of $0.3B. — describes its specific products, customers, or revenue model.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), LCNB Corporation (LCNB) reported $941.1M in annual revenue (up from $969.1M in FY2024, -2.9% YoY) and $23.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($88.8M revenue, $12.6M net income) through FY2025, LCNB scaled operating cash flow to $34.4M and free cash flow to $33.4M, backed by $2.24B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (C • RQD 65/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 11.77% and institutional whale pillar of 13/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 13/20, sustained execution supports upside toward the upper end of the $14.83 – $21.32 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 12.3x trailing P/E against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are therefore — The only sector context provided is the Financials / Major Banks classification, which the profile and graph both identify without further linkage detail.
- Key Question #1: Can LCNB sustain or expand its — operating margin and 8.4% ROIC against Major Banks peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $941.1M and free cash flow of $33.4M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is LCNB's 11.4x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
LCNB Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for LCNB Corporation (LCNB) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
Investing.com UK report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.
LCNB Bull vs. Bear Conversation Board — What's Your Call at $20.00?
Insider conviction scores 16 of 20, the strongest RQD pillar, backed by a 12.3 TTM P/E and 11.77% FCF yield.
Here is why I am bullish on LCNB here at $19.72: Insider conviction scores 16 of 20, the strongest RQD pillar, backed by a 12.3 TTM P/E and 11.77% FCF yield.. Compare LCNB's 0.0% operating margin and 8.4% ROIC against the rest of Major Banks. As long as cash conversion holds up, dips toward $18.73 are getting bought.
Both sides have a point here — LCNB's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Valuation & margin reality check on LCNB at $19.72 before chasing here
I respect the product at LCNB Corporation, but the stock at $19.72 is a different story. Valuation & margin reality check on LCNB at $19.72 before chasing here. FCF yield is 11.77% and RQD sits at 65/100 (C) — why pay up here when you can wait for next quarter's numbers?