What is LCNB's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for LCNB.

Stock Ratings / Financials / LCNB / options

VABK (72) HWBK (67) FXNC (65) OVLY (66) ⌘ Pro Terminal →

LCNB Corporation (LCNB) Options Positioning, Max Pain & Unusual Sweeps

$19.72 -1.05% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $19.65

LCNB Corporation (LCNB) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $281.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on LCNB Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is LCNB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, LCNB Corporation (NASDAQ: LCNB) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $19.72 (-1.05% 1D, market cap $281.1M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, LCNB ranks #248 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does LCNB compare to VABK and HWBK in the Financials sector?

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Within the Financials sector (Major Banks), LCNB carries a Roarable C (65/100 RQD), trailing P/E of 12.3x, gross margin of —, and ROIC of 8.4%. By comparison, VABK (Virginia National Bankshares Corporation) holds a B grade (72/100 RQD, P/E 14.4x, ROIC 10.5%, cap $279.5M) and HWBK (Hawthorn Bancshares Inc.) posts a C+ grade (67/100 RQD, P/E 12.2x, ROIC 13.7%, cap $284.9M). Among the 5-stock peer group, OVLY leads on earnings multiple (9.4x) while OVLY leads on capital efficiency (14.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for LCNB?

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Per LCNB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001074902), LCNB Corporation generated $941.1M in revenue (-2.9% YoY), $23.1M in net income, and $33.4M in free cash flow against $2.24B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $19.65 (-0.38%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 3.6% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 65/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.3% avg 90D alpha vs SPY • 55.6% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+3.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LCNB)Realized 20D OHLCV Swing Band: ±5.6%

Deterministic 5-Pillar Attribution (65/100 Composite)

🔍 WHY LCNB SCORES 65/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: Whale & Options Positioning+13/20 pts (20% of score)

20D Institutional Volume Accumulation (±5.6% realized swing band)

▼ #1 Drag / Risk Factor: Cash Engine Quality10/20 pts (-10 pt drag)

Capital intensity & 0% operating margin leave 10 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$18.64+3.2% Next Q

Q2 (-2Q)

Grade C$19.24+3% Next Q

Q3 (-1Q)

Grade C+$19.81-0.5% Next Q

Current

Grade C$19.72+1.3% Hist 90D α

Trajectory: C (57) → C (65)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the LCNB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 65/100 (C) score, LCNB faces multiple-compression risk if 12.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($19.11) or 200D SMA ($17.82) invalidates the momentum regime and cuts Target Base ($20.34) toward Bear Floor ($15.87).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $LCNB• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “LCNB Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 65%NO 35%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.6%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (LCNB)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for LCNB.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating LCNB & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on LCNB
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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LCNB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +24.34%⚡ TESTING RESISTANCE

2026-11-03O $19.93H $19.93L $19.72C $19.72VOL 20.4K

RES: $19.96SUP: $18.76SMA50: $19.11SMA200: $17.82

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LCNB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 LCNB Butterfly Map → + Track LCNB →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

3.0%/yr Implied 5Y Growth

vs. -2.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on LCNB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LCNB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for LCNB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LCNB)

Financials Rank #248 of 1097 ⚔️ VABK vs LCNB Full Matrix →

1. Head-to-Head Financials Peer Comparison (LCNB vs. VABK, HWBK, FXNC, OVLY)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, LCNB Corporation (LCNB) ranks #248 by composite RQD confidence (65/100, grade C) and #824 by equity capitalization ($281.1M). Within this direct 5-issuer industry benchmark cohort, OVLY leads on earnings valuation at 9.4x trailing P/E, while OVLY leads on capital efficiency and profitability with 14.8% ROIC and — gross margin. VABK currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with LCNB at 65/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
LCNB ACTIVE LCNB Corporation	C	65/100	12.3x	—	8.4%	-1.05%	$281.1M	Benchmark Subject
VABK Virginia National Bankshares Corporation	B	72/100	14.4x	—	10.5%	+0.63%	$279.5M	/vabk-vs-lcnb →
HWBK Hawthorn Bancshares Inc.	C+	67/100	12.2x	—	13.7%	-1.86%	$284.9M	/hwbk-vs-lcnb →
FXNC First National Corporation	C	65/100	15.8x	—	9.5%	-1.52%	$275.4M	/fxnc-vs-lcnb →
OVLY Oak Valley Bancorp (CA)	C+	66/100	9.4x	—	14.8%	-0.14%	$289.6M	/ovly-vs-lcnb →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001074902 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), LCNB Corporation (LCNB) reported GAAP revenue of $941.1M (-2.9% vs. FY2024 revenue of $969.1M , and +960.2% cumulative change since FY2023) , GAAP net income of $23.1M, operating cash flow of $34.4M, and free cash flow of $33.4M (-62.6% YoY). On the balance sheet, LCNB closed FY2025 with $2.24B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$941.1M	$23.1M	$34.4M	$33.4M	$2.24B	—
FY2024 (FY)	2024-12-31	$969.1M	$13.5M	$93.2M	$89.4M	$2.31B	—
FY2023 (FY)	2023-12-31	$88.8M	$12.6M	$23.4M	$23.4M	—	—

3. LCNB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LCNB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does LCNB compare to VABK and HWBK in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for LCNB?

Where is LCNB trading relative to its 50-day, 200-day, and 52-week technical levels?

LCNB last traded at $19.72 (-1.05% on volume of 20,352 shares), positioning the stock +3.19% above its 50-day simple moving average ($19.11) and +10.66% above its 200-day simple moving average ($17.82). Across its 52-week range of $14.83 to $21.32, LCNB sits at the 75.3% percentile with a 14-day RSI of 57.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.6% ($18.62 to $20.82).

Direct Sub-Reports: LCNB RQD Cockpit LCNB 12M Forecast LCNB Earnings & Move LCNB Dividends & DRIP LCNB Insiders & 13F LCNB Whale Options LCNB Profit Sankey LCNB News & Why

ROARABLE RATING BRIEF • RQD 65/100 (C) ✓ SEC XBRL & RQD VERIFIED

LCNB — LCNB Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

LCNB Corporation (LCNB) earns a live Roarable RQD composite score of 65/100, corresponding to a C letter grade (Roarable Hold) at a spot price of $19.72 (-1.05% 1D, market capitalization $281.1M).

Fundamental Cash Engine (10/20): Anchored by return on invested capital (ROIC) of 8.4%, gross margin of —, operating margin of —, and free cash flow yield of 11.77%.
Whale 13F & Options Flow (13/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (13/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

LCNB Corporation (LCNB) is a NASDAQ-listed issuer classified under the Financials sector and the Major Banks industry. The profile lists a market capitalization of $0.3B. — describes its specific products, customers, or revenue model.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), LCNB Corporation (LCNB) reported $941.1M in annual revenue (up from $969.1M in FY2024, -2.9% YoY) and $23.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($88.8M revenue, $12.6M net income) through FY2025, LCNB scaled operating cash flow to $34.4M and free cash flow to $33.4M, backed by $2.24B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C • RQD 65/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 11.77% and institutional whale pillar of 13/20. With Fundamental Cash Engine at 10/20 and Institutional Whale Flow at 13/20, sustained execution supports upside toward the upper end of the $14.83 – $21.32 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 12.3x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies, sector correlations, and second-order bottlenecks are therefore — The only sector context provided is the Financials / Major Banks classification, which the profile and graph both identify without further linkage detail.

Key Question #1: Can LCNB sustain or expand its — operating margin and 8.4% ROIC against Major Banks peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $941.1M and free cash flow of $33.4M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is LCNB's 11.4x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

LCNB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for LCNB Corporation (LCNB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to LCNB Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 1d ago

LCNB (LCNB) Reports Q3 Earnings: What Key Metrics Have to Say

Yahoo Finance report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 1d ago

Earnings Estimates Rising for LCNB (LCNB): Will It Gain?

Yahoo Finance report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Investing.com UK • 1d ago

Form 4 LCNB Corporation: Anne E. Krehbiel (Director) For: 26 October

Investing.com UK report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Insider Buying: LCNB (NASDAQ:LCNB) Director Purchases $19,790.00 in Stock

MarketBeat report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Stock Traders Daily • 1d ago

(LCNB) Price Dynamics and Execution-Aware Positioning

Stock Traders Daily report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

LCNB (LCNB) Set to Post Earnings on Wednesday

MarketBeat report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Traders Daily • 1d ago

Liquidity Mapping Around (LCNB) Price Events

Stock Traders Daily report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

LCNB (NASDAQ:LCNB) Releases Quarterly Earnings Results

MarketBeat report covering LCNB Corporation (LCNB) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

LCNB Bull vs. Bear Conversation Board — What's Your Call at $19.72?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON LCNB 🐻 33% BEARISH CONVICTION

DE DeltaGamma_99 RQD DEBATE OPENER • Options Flow Specialist 🐂 BULLISH 🎯 Target: $23.27 (+18.0%)

📌 Pinned Debate

Insider conviction scores 16 of 20, the strongest RQD pillar, backed by a 12.3 TTM P/E and 11.77% FCF yield.

Here is why I am bullish on LCNB here at $19.72: Insider conviction scores 16 of 20, the strongest RQD pillar, backed by a 12.3 TTM P/E and 11.77% FCF yield.. Compare LCNB's 0.0% operating margin and 8.4% ROIC against the rest of Major Banks. As long as cash conversion holds up, dips toward $18.73 are getting bought.

EarningsSniper 🐂 BULL

Both sides have a point here — LCNB's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

SK SkepticalCFA RQD DEBATE OPENER • Fundamental Contrarian 🐻 BEARISH 🎯 Target: $15.38 (-22.0%)

Spot @ $19.72

Valuation & margin reality check on LCNB at $19.72 before chasing here

I respect the product at LCNB Corporation, but the stock at $19.72 is a different story. Valuation & margin reality check on LCNB at $19.72 before chasing here. FCF yield is 11.77% and RQD sits at 65/100 (C) — why pay up here when you can wait for next quarter's numbers?