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Lincoln Educational Services Corporation (LINC) Dividend Safety Gauge & 10-Year DRIP Compounder

$20.13 -2.68% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $19.99

Lincoln Educational Services Corporation (LINC) carries a Roarable Rating of D- (Sell) with 42/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- β€’ SELL / AVOID Cap $656.0M
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚑ INSTANT AI QUANT PREVIEW β€’ $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on LINC Below β€” or Connect Your Own ChatGPT / Claude
πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is LINC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-03, Lincoln Educational Services Corporation (NASDAQ: LINC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $20.13 (-2.68% 1D, market cap $656.0M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 9/20. Across 51 tracked Real Estate issuers, LINC ranks #34 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does LINC compare to APEI and GOTU in the Real Estate sector?
β–Ό

Within the Real Estate sector (Other Consumer Services), LINC carries a Roarable D- (42/100 RQD), trailing P/E of 35.1x, gross margin of 60.4%, and ROIC of 14.0%. By comparison, APEI (American Public Education Inc.) holds a C grade (63/100 RQD, P/E 25.7x, ROIC 17.6%, cap $742.5M) and GOTU (Gaotu Techedu Inc.) posts a D grade (49/100 RQD, P/E N/A, ROIC -35.0%, cap $538.9M). Among the 5-stock peer group, APEI leads on earnings multiple (25.7x) while APEI leads on capital efficiency (17.6% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for LINC?
β–Ό

Per LINC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001286613), Lincoln Educational Services Corporation generated $518.2M in revenue (+17.8% YoY), $20.0M in net income, and -$27.3M in free cash flow against $493.2M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $20.00 (-0.67%)🧬 Disciplined Float (+0.80% YoY Shares)βš™οΈ Cash Engine: 9/20 (D) β€’ 0% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record Warning: Scores below 50 (42/100 Β· D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.0% avg 90D alpha vs SPY β€’ 29.0% hit rate).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERSELL / AVOID β€’ D-
025507510042
2-of-3 Quant Analysts Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw D- Β· Rk D+
Cash (9)Whales (3)SEC (14)Macro (7)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-7.2% Base Target
$59 Bull$19 Base$15 Bear
πŸ“¬ FREE LINC RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for LINC)Realized 20D OHLCV Swing Band: Β±9%
Deterministic 5-Pillar Attribution (42/100 Composite)
πŸ” WHY LINC SCORES 42/100 (D-) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: SEC 10-K Forensic Risk+14/20 pts (33% of score)

Altman Z-Score 2.94 (WATCH ZONE (1.8–3.0)) β€’ Piotroski F-Score 7/9

β–² #2 Bullish Driver: Cash Engine Quality+9/20 pts (21% of score)

SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 60.4% Gross Margin

β–Ό #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
50
Grade C-$23.45-7.7% Next Q
Q2 (-2Q)
47
Grade D$21.65-0.3% Next Q
Q3 (-1Q)
45
Grade D$21.58-6.7% Next Q
Current
42
Grade D-$20.13-7% Hist 90D Ξ±
Trajectory: C- (50) β†’ D- (42)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

βš”οΈ Adversarial Opposing Case: What Could Spark a LINC Turnaround Squeeze

Gideon Ashmere Forensic Desk β†’

While LINC currently carries a cautious 42/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

πŸš€ Contrarian Squeeze Trigger #1

Established market leader in Real Estate with deep daily trading liquidity.

πŸš€ Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($23.38) and Max Pain ($21.14) forces dealer call-delta covering toward $59.16.

πŸš€ Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.80% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $LINCβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œLINC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 42%NO 58%Trade / Inspect Odds β†’
CASH DIVIDEND + BUYBACK YIELD
0.6% Total Yield
0% Cash ($0.00/yr) + 0.6% Buybacks
PAYOUT SAFETY SPEEDOMETER
74/100 β€’ REINVESTING IN GROWTH + BUYBACKS
FREE CASH FLOW PAYOUT RATIO
0% (100% Reinvested)
Retains cash flow for R&D and share repurchases
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (10.4% EST. ANNUAL)

$10,000 Compounded Over 10 Years β†’ $26,896

Est. Year-10 Shareholder Yield: $161/yr
$11.0K
Yr 1
$12.2K
Yr 2
$13.5K
Yr 3
$14.9K
Yr 4
$16.4K
Yr 5
$18.1K
Yr 6
$20.0K
Yr 7
$22.1K
Yr 8
$24.4K
Yr 9
$26.9K
Yr 10
ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring LINC)

  • βœ“Walkthrough of LINC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • βœ“Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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LINC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -50.97%πŸ“ HORIZONTAL RANGE
2026-11-03O $22.13H $22.13L $20.13C $20.13VOL 701.6K
RES: $62.71SUP: $10.94SMA50: $23.38SMA200: $35.85
$58.87$48.37$37.87$27.37$16.87RES $62.71SUP $10.94$20.132026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LINC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ LINC Butterfly Map β†’ + Track LINC β†’
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
27.1%/yr Implied 5Y Growth

vs. +17.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on LINC today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for LINC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for LINC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LINC)

Real Estate Rank #34 of 51 βš”οΈ APEI vs LINC Full Matrix β†’

1. Head-to-Head Real Estate Peer Comparison (LINC vs. APEI, GOTU, PXED, AFYA)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, Lincoln Educational Services Corporation (LINC) ranks #34 by composite RQD confidence (42/100, grade D-) and #20 by equity capitalization ($656.0M). Within this direct 5-issuer industry benchmark cohort, APEI leads on earnings valuation at 25.7x trailing P/E, while APEI leads on capital efficiency and profitability with 17.6% ROIC and 54.2% gross margin. APEI currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with LINC at 42/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
LINC ACTIVE
Lincoln Educational Services Corporation
D- 42/100 35.1x 60.4% 14.0% -2.68% $656.0M Benchmark Subject
APEI
American Public Education Inc.
C 63/100 25.7x 54.2% 17.6% +2.51% $742.5M /apei-vs-linc β†’
GOTU
Gaotu Techedu Inc.
D 49/100 β€” 67.4% -35.0% -3.54% $538.9M /gotu-vs-linc β†’
PXED
Phoenix Education Partners Inc.
D- 43/100 β€” β€” β€” -0.08% $862.6M /pxed-vs-linc β†’
AFYA
Afya Limited (Class A)
D 46/100 β€” β€” β€” +1.82% $979.4M /afya-vs-linc β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0001286613 β†—

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Lincoln Educational Services Corporation (LINC) reported GAAP revenue of $518.2M (+17.8% vs. FY2024 revenue of $440.1M , and +37.1% cumulative change since FY2023) , GAAP net income of $20.0M, operating cash flow of $59.3M, and free cash flow of -$27.3M (+0.9% YoY). On the balance sheet, LINC closed FY2025 with $493.2M in total assets against $0 in total debt (Altman Z-Score: 2.94, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $518.2M $20.0M $59.3M -$27.3M $493.2M $0
FY2024 (FY) 2024-12-31 $440.1M $9.9M $29.3M -$27.6M $436.6M $0
FY2023 (FY) 2023-12-31 $378.1M $26.0M $25.6M $25.6M β€” β€”

3. LINC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LINC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Lincoln Educational Services Corporation (NASDAQ: LINC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $20.13 (-2.68% 1D, market cap $656.0M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 14/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 9/20. Across 51 tracked Real Estate issuers, LINC ranks #34 in composite RQD confidence.

How does LINC compare to APEI and GOTU in the Real Estate sector?

Within the Real Estate sector (Other Consumer Services), LINC carries a Roarable D- (42/100 RQD), trailing P/E of 35.1x, gross margin of 60.4%, and ROIC of 14.0%. By comparison, APEI (American Public Education Inc.) holds a C grade (63/100 RQD, P/E 25.7x, ROIC 17.6%, cap $742.5M) and GOTU (Gaotu Techedu Inc.) posts a D grade (49/100 RQD, P/E N/A, ROIC -35.0%, cap $538.9M). Among the 5-stock peer group, APEI leads on earnings multiple (25.7x) while APEI leads on capital efficiency (17.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for LINC?

Per LINC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001286613), Lincoln Educational Services Corporation generated $518.2M in revenue (+17.8% YoY), $20.0M in net income, and -$27.3M in free cash flow against $493.2M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is LINC trading relative to its 50-day, 200-day, and 52-week technical levels?

LINC last traded at $20.13 (-2.68% on volume of 1,889,069 shares), positioning the stock -13.90% below its 50-day simple moving average ($23.38) and -43.85% below its 200-day simple moving average ($35.85). Across its 52-week range of $17.29 to $56.34, LINC sits at the 7.3% percentile with a 14-day RSI of 38.4 (NEUTRAL RANGE) and an implied next-earnings move of Β±9.0% ($18.32 to $21.94).

Direct Sub-Reports: LINC RQD Cockpit LINC 12M Forecast LINC Earnings & Move LINC Dividends & DRIP LINC Insiders & 13F LINC Whale Options LINC Profit Sankey LINC News & Why
ROARABLE RATING BRIEF β€’ RQD 42/100 (D-) βœ“ SEC XBRL & RQD VERIFIED

LINC β€” Lincoln Educational Services Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Lincoln Educational Services Corporation (LINC) earns a live Roarable RQD composite score of 42/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $20.13 (-2.68% 1D, market capitalization $656.0M).

  • Fundamental Cash Engine (9/20): Anchored by return on invested capital (ROIC) of 14.0%, gross margin of 60.4%, operating margin of 5.8%, and free cash flow yield of -3.89%.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (7/20) + Forensic Balance Sheet (14/20): Incorporates a 1.00x equity beta, Altman Z-Score of 2.94, Piotroski F-Score of 7/9, and Debt/Equity of 0.00x.

2. Business Model, Unit Margins & SEC Financial Trajectory

Lincoln Educational Services Corporation (LINC) is a NASDAQ-listed issuer classified in the Real Estate sector and Other Consumer Services industry,. The company reported FY 2025 revenue of $518.2M and FY 2024 revenue of $440.1M. β€” for the specific products, customer segments, or revenue model details.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Lincoln Educational Services Corporation (LINC) reported $518.2M in annual revenue (up from $440.1M in FY2024, +17.8% YoY) and $20.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($378.1M revenue, $26.0M net income) through FY2025, LINC scaled operating cash flow to $59.3M and free cash flow to -$27.3M, backed by $493.2M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • πŸ‚ Primary Bull Case (D- β€’ RQD 42/100): Established market leader in Real Estate with deep daily trading liquidity. Free cash flow yield of -3.89% and institutional whale pillar of 3/20. With Fundamental Cash Engine at 9/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $17.29 – $56.34 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh 35.1x trailing P/E and 6.5x EV/EBITDA against 5.8% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies: β€” Sector correlations: β€” Second-order bottlenecks: β€” The investor should monitor the pending securities class action items and the scheduled Third Quarter earnings release as the most identifiable near-term sources of ripple effects in the source material.

  • Key Question #1: Can LINC sustain or expand its 5.8% operating margin and 14.0% ROIC against Other Consumer Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $518.2M and free cash flow of -$27.3M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is LINC's 29.5x forward P/E multiple to Real Estate capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

LINC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Lincoln Educational Services Corporation (LINC) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to LINC Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

LINC Bull vs. Bear Conversation Board β€” What's Your Call at $20.13?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON LINC 🐻 33% BEARISH CONVICTION
1. Pick Your Side on LINC:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
TA TapeReader_Pro RQD DEBATE OPENER β€’ Price Action & Volume Trader πŸ‚ BULLISH 🎯 Target: $26.47 (+28.0%)
πŸ“Œ Pinned Debate

High ROIC of 14% and a strong forensic balance sheet (Altman Z 2.94, Piotroski F 7/9, Debt/Equity 0.5) support the business's financial

Picked up a starter position in LINC in my $100K Virtual Cash book at $20.68. High ROIC of 14% and a strong forensic balance sheet (Altman Z 2.94, Piotroski F 7/9, Debt/Equity 0.5) support the business's financial resilience.. Trading inside a $17.29–$56.34 52-week range with -3.89% FCF yield gives solid downside support if Other Consumer Services multiples expand this quarter.

EarningsSniper πŸ‚ BULL

Both sides have a point here β€” LINC's 14/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

SH ShortSeller_Dan RQD DEBATE OPENER β€’ Forensic Short Bias 🐻 BEARISH 🎯 Target: $15.92 (-23.0%)
Spot @ $20.68

Negative FCF yield of -3.89% and a securities class action lawsuit highlighted in the news wire point to weak cash conversion and legal

Fading this rally in LINC at $20.68. Negative FCF yield of -3.89% and a securities class action lawsuit highlighted in the news wire point to weak cash conversion and legal overhang.. With a beta of 1.0 and the stock sitting at $20.68 (52-wk range $17.29–$56.34), the easy multiple expansion is already priced in.

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