Stock Ratings / Financials / LPLA / financials

NMR (56) TW (76) RJF (69) FUTU (62) ⌘ Pro Terminal →

LPL Financial Holdings Inc. (LPLA) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

Q: How profitable is LPL Financial Holdings Inc. (LPLA)?

In FY 2025 (10-K), LPLA converted $17.0B of revenue into a 52% gross margin, 6% operating margin, and $0 in free cash flow (0% FCF margin).

$283.74 +1.50% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $283.97

LPL Financial Holdings Inc. (LPLA) carries a Roarable Rating of D- (Sell) with 38/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (38/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $22.01B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on LPLA Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is LPLA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, LPL Financial Holdings Inc. (NASDAQ: LPLA) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 38/100 at a spot price of $283.74 (+1.50% 1D, market cap $22.01B). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 8/20. Across 1096 tracked Financials issuers, LPLA ranks #945 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does LPLA compare to NMR and TW in the Financials sector?

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Within the Financials sector (Investment Bankers/Brokers/Service), LPLA carries a Roarable D- (38/100 RQD), trailing P/E of 25.5x, gross margin of —, and ROIC of 8.5%. By comparison, NMR (Nomura Holdings Inc ADR) holds a D+ grade (56/100 RQD, P/E 32.8x, ROIC 9.9%, cap $27.48B) and TW (Tradeweb Markets Inc.) posts a B+ grade (76/100 RQD, P/E 34.2x, ROIC 13.6%, cap $27.82B). Among the 5-stock peer group, FUTU leads on earnings multiple (9.8x) while TW leads on capital efficiency (13.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for LPLA?

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Per LPLA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001397911), LPL Financial Holdings Inc. generated $16.99B in revenue (+37.2% YoY), $863.0M in net income, and -$981.8M in free cash flow against $18.49B in total assets and $5.92B in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $283.97 (+0.08%)🧬 Disciplined Float (+1.08% YoY Shares)⚙️ Cash Engine: 6/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (38/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.8% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LPLA)Realized 20D OHLCV Swing Band: ±7.4%

Deterministic 5-Pillar Attribution (38/100 Composite)

🔍 WHY LPLA SCORES 38/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (34% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+8/20 pts (21% of score)

SEC Form 4 / 13F Thermometer: 40% Net Buy • Disciplined Float (+1.08% YoY Shares)

▼ #1 Drag / Risk Factor: Macro Regime Fit5/20 pts (-15 pt drag)

Macro rate sensitivity & RSI-14 (31.8) create a -15 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$325.63-1.2% Next Q

Q2 (-2Q)

Grade D$321.88-1.3% Next Q

Q3 (-1Q)

Grade D$317.56-10.6% Next Q

Current

Grade D-$283.74-7.8% Hist 90D α

Trajectory: D (46) → D- (38)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a LPLA Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While LPLA currently carries a cautious 38/100 (D-) rating due to Macro Regime Fit (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($326.92) and Max Pain ($297.93) forces dealer call-delta covering toward $420.17.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+1.08% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $LPLA• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “LPLA Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 38%NO 62%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How LPLA Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$0 (0% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $10.05B

FY24

Rev $12.39B

FY25

Rev $16.99B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$16.99B	52%	6%	$863.0M	-$981.8M	7.9%
FY 2024	$12.39B	52%	10.1%	$1.06B	-$284.9M	14.9%
FY 2023	$10.05B	52%	12.5%	$1.07B	$60.2M	13.6%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring LPLA)

✓Walkthrough of LPLA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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LPLA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -11.57%▲ ASCENDING CHANNEL

2026-11-02O $269.2H $283.7L $269.2C $283.7VOL 2.74M

RES: $417.3SUP: $268.7SMA50: $326.9SMA200: $321.6

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LPLA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 LPLA Butterfly Map → + Track LPLA →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

19.2%/yr Implied 5Y Growth

vs. +37.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on LPLA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LPLA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for LPLA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LPLA)

Financials Rank #945 of 1096 ⚔️ NMR vs LPLA Full Matrix →

1. Head-to-Head Financials Peer Comparison (LPLA vs. NMR, TW, RJF, FUTU)

Industry: Investment Bankers/Brokers/Service (64 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, LPL Financial Holdings Inc. (LPLA) ranks #945 by composite RQD confidence (38/100, grade D-) and #115 by equity capitalization ($22.01B). Within this direct 5-issuer industry benchmark cohort, FUTU leads on earnings valuation at 9.8x trailing P/E, while TW leads on capital efficiency and profitability with 13.6% ROIC and — gross margin. TW currently holds the highest overall quantitative score in the immediate peer group at 76/100 (B+) compared with LPLA at 38/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
LPLA ACTIVE LPL Financial Holdings Inc.	D-	38/100	25.5x	—	8.5%	+1.50%	$22.01B	Benchmark Subject
NMR Nomura Holdings Inc ADR	D+	56/100	32.8x	—	9.9%	-0.95%	$27.48B	/nmr-vs-lpla →
TW Tradeweb Markets Inc.	B+	76/100	34.2x	—	13.6%	+3.08%	$27.82B	/tw-vs-lpla →
RJF Raymond James Financial Inc.	C+	69/100	14.5x	—	5.9%	-2.52%	$31.03B	/rjf-vs-lpla →
FUTU Futu Holdings Limited	C	62/100	9.8x	—	10.2%	-2.98%	$14.22B	/futu-vs-lpla →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001397911

In its most recent audited fiscal period (FY2025, filed 2025-12-31), LPL Financial Holdings Inc. (LPLA) reported GAAP revenue of $16.99B (+37.2% vs. FY2024 revenue of $12.39B , and +69.0% cumulative change since FY2023) , GAAP net income of $863.0M, operating cash flow of -$411.4M, and free cash flow of -$981.8M (-244.6% YoY). On the balance sheet, LPLA closed FY2025 with $18.49B in total assets against $5.92B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$16.99B	$863.0M	-$411.4M	-$981.8M	$18.49B	$5.92B
FY2024 (FY)	2024-12-31	$12.39B	$1.06B	$277.6M	-$284.9M	$13.32B	$4.67B
FY2023 (FY)	2023-12-31	$10.05B	$1.07B	$512.6M	$60.2M	$12.11B	$2.83B

3. LPLA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LPLA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does LPLA compare to NMR and TW in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for LPLA?

Where is LPLA trading relative to its 50-day, 200-day, and 52-week technical levels?

LPLA last traded at $283.74 (+1.50% on volume of 2,171,833 shares), positioning the stock -13.21% below its 50-day simple moving average ($326.92) and -11.76% below its 200-day simple moving average ($321.55). Across its 52-week range of $260.15 to $400.16, LPLA sits at the 16.8% percentile with a 14-day RSI of 31.8 (OVERSOLD (<32)) and an implied next-earnings move of ±7.4% ($262.74 to $304.74).

LPLA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is LPL Financial Holdings Inc. (LPLA)?

In FY 2025 (10-K), LPLA converted $17.0B of revenue into a 52% gross margin, 6% operating margin, and $0 in free cash flow (0% FCF margin).

Direct Sub-Reports: LPLA RQD Cockpit LPLA 12M Forecast LPLA Earnings & Move LPLA Dividends & DRIP LPLA Insiders & 13F LPLA Whale Options LPLA Profit Sankey LPLA News & Why

Sector Peer Dials

Compare →

NMR D+

Nomura Holdings Inc ADR

56 /100

TW B+

Tradeweb Markets Inc.

76 /100

RJF C+

Raymond James Financial Inc.

69 /100

FUTU C

Futu Holdings Limited

62 /100

CBOE B+

Cboe Global Markets Inc.

78 /100

IBKR D+

Interactive Brokers Group Inc.

55 /100

LPLA Core Snapshot

Market Cap $22.01B

Trailing / Fwd P/E 25.5x / 21.4x

Gross Profit Margin —

Return on Capital (ROIC) 8.5%

Free Cash Flow Yield -4.46%

12M Base Price Target $258.20

FREE TRADER TOOLS

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LPLA Wire

Why It Moved →

Direct Company Event Yahoo Finance • 8h ago

Why LPL Financial (LPLA) stock is nosediving

Direct Company Event Stocktwits • 11h ago

LPLA: LPL Financial Holdings Inc Latest Stock Price, Analysis, News and Trading Ideas

Peer / Ecosystem Wire Trefis • 14h ago

What Just Happened To LPL Financial Stock?

Direct Company Event Yahoo Finance • 17h ago

LPL Financial (LPLA) Stock Still Looks Cheap Following Its 97% Five Year Run

Direct Company Event Yahoo Finance • 20h ago

LPL Financial (LPLA) Stock Gets Fair Value Trim As Analysts Weigh Growth And Integration

ROARABLE RATING BRIEF • RQD 38/100 (D-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

LPLA — LPL Financial Holdings Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:13:26Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, LPLA scores 38 out of 100 with a letter grade of D-, labeled "Roarable Sell — Vulnerable Balance Sheet & Flow." The five pillars are:

Fundamental Cash Engine: 6 / 20. Per the RQD rating, ROIC is 8.5% and FCF yield is -4.46%. The weak score reflects that the business is not currently converting earnings into free cash flow, a key concern for a prospective investor weighing sustainability of returns.
Whale 13F Flow: 6 / 20. The rating describes institutional accumulation and options positioning as weak. No underlying 13F detail is provided in the holders section, so the specific positioning cannot be verified here.
Insider Conviction: 8 / 20. The rating references SEC Form 4 and Congressional PTR cluster flow at a modest level. The holders section is empty, so the specific transactions are not available in source data.
Macro Regime Fit: 5 / 20. Per the RQD rating, beta is 1.11 and the sector sensitivity is elevated. This is the lowest pillar, implying the stock is more exposed to market swings than a low-beta holding would be.
Forensic Balance Sheet: 13 / 20. The strongest pillar, citing Altman Z 2.5, Piotroski F 5/9, and Debt/Equity 0.5. This indicates the balance sheet is serviceable but not a source of strength.

Implications for a prospective investor: the upside case rests on the stock's valuation relative to earnings (forward P/E of 21.4 versus trailing 25.5) and on recent news flow about advisory recruiting. The downside case rests on negative free cash flow, below-median cash generation, and high beta. The lower forward multiple reflects expected earnings growth, but that expectation is not quantified in the source data. A prospective investor should treat the RQD rating as a risk-screening signal rather than a verdict, and weigh these tradeoffs against their own objectives.

Snapshot

Price	Market Cap	P/E (TTM)	Forward P/E	EV/EBITDA	EPS (TTM)	Dividend Yield	Beta	52-Wk Range	ROIC %
279.54	$22.01B	25.5	21.4	17.2	10.96	0.43%	1.11	$260.15 - $400.16	8.5%

Business

LPL Financial Holdings Inc. is a NASDAQ-listed issuer in the Financials sector, Investment Bankers/Brokers/Service industry. Per the profile, the company operates with a market capitalization of $22.0B. The source data does not describe its specific products, customer base, or revenue model beyond the sector and industry classification. Recent news headlines reference advisory team recruitment to its platform, which suggests a advisor-platform model, but the source data does not confirm the revenue mechanics.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$16989.5M	$1018.4M	$863.0M	N/A	$-981.8M	$1037.4M	$5916.7M
FY 2024	$12385.1M	$1249.2M	$1058.6M	N/A	$-284.9M	$967.1M	$4674.1M
FY 2023	$10052.8M	$1258.2M	$1066.2M	N/A	$60.2M	N/A	$2832.9M

Per the SEC financials, revenue grew from $10052.8M in FY 2023 to $16989.5M in FY 2025, while net income declined from $1066.2M to $863.0M over the same span. Operating margin per the market data is 6.2% and net margin is 5.1%. Per the RQD rating, ROIC is 8.5%. The Altman Z-Score is 2.5 and the Piotroski F-Score is 5/9, per the Roarable RQD rating, and Debt/Equity is 0.5. Free cash flow has been negative in FY 2024 and FY 2025, and debt has risen from $2832.9M to $5916.7M across the reported periods.

Recent Catalysts & News Wire Analysis

Per the recent catalysts section, headlines are mixed. Yellow-flagged items include reports that the stock is "nosediving," coverage of its "97% Five Year Run" framed as still looking cheap, and a "Fair Value Trim As Analysts Weigh Growth And Integration." One green-flagged catalyst reports a "Recruits $1.1 Billion Advisory Team To Its Platform" item, which is the most concrete positive development in the set. Risk watch items include the nosedive headline and the integration question raised in the fair-value coverage. The butterfly supply-chain graph records no supply chain and no proprietary signals, so no supply-chain-derived catalysts are available.

Open Questions

What is the reason for the recent price decline, and does the source data reflect a fundamental or sentiment-driven move?
What drives the negative free cash flow in FY 2024 and FY 2025, and when is positive FCF expected?
How is the rise in debt from $2832.9M to $5916.7M being used, and what is the funding structure?
What is the consensus analyst rating and price target, given that no analyst data is available?
Who are the institutional holders and insiders, and what are their recent transactions?

LPLA Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for LPL Financial Holdings Inc. (LPLA) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to LPLA Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 8h ago

Why LPL Financial (LPLA) stock is nosediving

Yahoo Finance report covering LPL Financial Holdings Inc. (LPLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stocktwits • 11h ago

LPLA: LPL Financial Holdings Inc Latest Stock Price, Analysis, News and Trading Ideas

Stocktwits report covering LPL Financial Holdings Inc. (LPLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Trefis • 14h ago

What Just Happened To LPL Financial Stock?

Trefis report covering LPL Financial Holdings Inc. (LPLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 17h ago

LPL Financial (LPLA) Stock Still Looks Cheap Following Its 97% Five Year Run

Yahoo Finance report covering LPL Financial Holdings Inc. (LPLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 20h ago

LPL Financial (LPLA) Stock Gets Fair Value Trim As Analysts Weigh Growth And Integration

Yahoo Finance report covering LPL Financial Holdings Inc. (LPLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 23h ago

LPL Financial Holdings (LPLA) Recruits $1.1 Billion Advisory Team To Its Platform

Yahoo Finance report covering LPL Financial Holdings Inc. (LPLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

LPL Financial Holdings (LPLA) Faces A Valuation Test After Earnings And Dividend Update

Yahoo Finance report covering LPL Financial Holdings Inc. (LPLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 1d ago

LPL Financial Holdings Inc. (LPLA) Beats Q3 Earnings Estimates

Yahoo Finance report covering LPL Financial Holdings Inc. (LPLA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

LPLA Bull vs. Bear Conversation Board — What's Your Call at $283.74?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON LPLA 🐻 67% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $246.00 (-12.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is LPLA (D- • RQD 38/100) a Buy at $279.54?

Welcome to the LPLA (LPL Financial Holdings Inc.) Roar Pit. Current RQD Composite is 38/100 (Roarable Sell — Vulnerable Balance Sheet & Flow) in Investment Bankers/Brokers/Service. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

SH ShortSeller_Dan Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $215.25 (-23.0%)

Spot @ $279.54

Pump the brakes on LPLA — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on LPLA, but look at what you are paying: 25.5x trailing P/E with tightening sector spreads. Unless LPL Financial Holdings Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

SI SiliconVal_Bull Verified K Arena Trader 🐂 BULLISH 🎯 Target: $352.22 (+26.0%)

Spot @ $279.54

LPLA cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on LPLA, the market is fixating on short-term headline noise in Investment Bankers/Brokers/Service and ignoring the balance sheet and cash flow trajectory. At $279.54 (52-wk range $260.15 - $400.16), any beat on forward guidance forces shorts and underweight funds to chase.