Life Time Group Holdings Inc. (LTH) β€” RQD Stock Rating Cockpit

$45.10 -0.55% NYSE β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $44.97

Life Time Group Holdings Inc. (LTH) carries a Roarable Rating of D+ (Sell) with 53/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ β€’ SELL / AVOID Cap $10.13B
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is LTH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-02, Life Time Group Holdings Inc. (NYSE: LTH) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 53/100 at a spot price of $45.10 (-0.55% 1D, market cap $10.13B). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 18/20, Executive Insider Alignment 12/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 9/20. Across 1011 tracked Consumer Discretionary issuers, LTH ranks #492 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does LTH compare to WYNN and MGM in the Consumer Discretionary sector?
β–Ό

Within the Consumer Discretionary sector (Hotels/Resorts), LTH carries a Roarable D+ (53/100 RQD), trailing P/E of 27.1x, gross margin of 47.6%, and ROIC of 8.6%. By comparison, WYNN (Wynn Resorts Limited) holds a D+ grade (54/100 RQD, P/E 23.3x, ROIC 10.0%, cap $7.64B) and MGM (MGM Resorts International) posts a D grade (45/100 RQD, P/E 35.4x, ROIC 12.0%, cap $7.29B). Among the 5-stock peer group, HTHT leads on earnings multiple (19.9x) while HTHT leads on capital efficiency (66.8% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for LTH?
β–Ό

Per LTH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001869198), Life Time Group Holdings Inc. generated $3.00B in revenue (+14.3% YoY), $373.7M in net income, and -$21.0M in free cash flow against $8.01B in total assets and $1.49B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

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INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $44.97 (-0.29%)🧬 Disciplined Float (+0.80% YoY Shares)βš™οΈ Cash Engine: 5/20 (E) β€’ 0% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record: Scores of 53/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.9% avg 90D alpha vs SPY β€’ 50.6% hit rate β€” wait for RQD β‰₯ 70 breakout).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERSELL / AVOID β€’ D+
025507510053
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ Β· Rk D+
Cash (5)Whales (18)SEC (12)Macro (9)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-2.2% Base Target
$52 Bull$44 Base$34 Bear
πŸ“¬ FREE LTH RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for LTH)Realized 20D OHLCV Swing Band: Β±7.8%
Deterministic 5-Pillar Attribution (53/100 Composite)
πŸ” WHY LTH SCORES 53/100 (D+) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: Whale & Options Positioning+18/20 pts (34% of score)

20D Institutional Volume Accumulation (Β±7.8% realized swing band)

β–² #2 Bullish Driver: SEC 10-K Forensic Risk+12/20 pts (23% of score)

Altman Z-Score 1.78 (DISTRESS RISK (<1.8)) β€’ Piotroski F-Score 7/9

β–Ό #1 Drag / Risk Factor: Cash Engine Quality5/20 pts (-15 pt drag)

Capital intensity & 16.1% operating margin leave 15 pts on the table

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
45
Grade D$39.66+3.8% Next Q
Q2 (-2Q)
48
Grade D$41.17+7.1% Next Q
Q3 (-1Q)
50
Grade C-$44.08+2.3% Next Q
Current
53
Grade D+$45.10-0.9% Hist 90D Ξ±
Trajectory: D (45) β†’ D+ (53)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

βš”οΈ Adversarial Opposing Case: What Could Spark a LTH Turnaround Squeeze

Gideon Ashmere Forensic Desk β†’

While LTH currently carries a cautious 53/100 (D+) rating due to Cash Engine Quality (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

πŸš€ Contrarian Squeeze Trigger #1

Big institutional funds and options desks are actively positioning on the bullish side.

πŸš€ Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($41.67) and Max Pain ($47.36) forces dealer call-delta covering toward $52.03.

πŸš€ Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.80% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $LTHβ€’ $2.4M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œLTH Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
RSI-14 MOMENTUMBULLISH MOMENTUM
69.330 Oversold Β· 70 Hot
ALTMAN-Z SHIELDDISTRESS RISK (<1.8)
1.78>3.0 Fortress Safe
PIOTROSKI F-SCOREHIGH QUALITY (7–9)
7 / 99-Pt Accounting
52-WEEK LASER RANGE90% OF RANGE
L: $24$45.10H: $47
1. Money & Cash Health● WEAK
Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: ERQD 5 / 20
2. Big Money & Insiders● NEUTRAL
Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C+RQD 27 / 40
3. Hidden Risks & Market Weather● WARNING
SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: D+RQD 21 / 40
MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on LTH

Cash & Moat Bull AI
ROIC & Free Cash Flow Model
BEARISH (25)

8.6% ROIC with 47.6% gross margin and -0.21% FCF yield.

SEC Forensic Auditor AI
10-K Accruals & Altman-Z Guard
NEUTRAL (60)

Altman-Z 1.78 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI
Options Skew, 13F & Fed NetLiq
NEUTRAL (60)

27/40 institutional & smart-money positioning score with 9/20 macro alignment.

Bull Case: Why Buyers Like LTH
  • βœ“Big institutional funds and options desks are actively positioning on the bullish side.
Bear Case: What Could Go Wrong
  • !Company executives have done more routine share selling than personal cash buying lately.
  • !Sensitive to high interest rates and tighter Federal Reserve market liquidity.
  • !Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.
ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring LTH)

  • βœ“Walkthrough of LTH's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • βœ“Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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LTH // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +71.61%β–² ASCENDING TRIANGLE
2026-11-02O $43.14H $45.35L $43.14C $45.10VOL 4.26M
RES: $47.32SUP: $38.59SMA50: $41.67SMA200: $35.42
$48.81$42.64$36.48$30.32$24.16RES $47.32SUP $38.59$45.102026-05-042026-06-172026-08-042026-09-182026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LTH Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
20.6%/yr Implied 5Y Growth

vs. +14.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on LTH today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for LTH. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for LTH today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LTH)

Consumer Discretionary Rank #492 of 1011 βš”οΈ WYNN vs LTH Full Matrix β†’

1. Head-to-Head Consumer Discretionary Peer Comparison (LTH vs. WYNN, MGM, HTHT, CZR)

Industry: Hotels/Resorts (35 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Life Time Group Holdings Inc. (LTH) ranks #492 by composite RQD confidence (53/100, grade D+) and #171 by equity capitalization ($10.13B). Within this direct 5-issuer industry benchmark cohort, HTHT leads on earnings valuation at 19.9x trailing P/E, while HTHT leads on capital efficiency and profitability with 66.8% ROIC and β€” gross margin. HTHT currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with LTH at 53/100 (D+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
LTH ACTIVE
Life Time Group Holdings Inc.
D+ 53/100 27.1x 47.6% 8.6% -0.55% $10.13B Benchmark Subject
WYNN
Wynn Resorts Limited
D+ 54/100 23.3x β€” 10.0% +0.61% $7.64B /wynn-vs-lth β†’
MGM
MGM Resorts International
D 45/100 35.4x β€” 12.0% +3.92% $7.29B /mgm-vs-lth β†’
HTHT
H World Group Limited
B- 71/100 19.9x β€” 66.8% +1.66% $14.42B /htht-vs-lth β†’
CZR
Caesars Entertainment Inc.
D+ 56/100 β€” β€” 10.3% -0.14% $5.94B /czr-vs-lth β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0001869198

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Life Time Group Holdings Inc. (LTH) reported GAAP revenue of $3.00B (+14.3% vs. FY2024 revenue of $2.62B , and +35.1% cumulative change since FY2023) , GAAP net income of $373.7M, operating cash flow of $870.5M, and free cash flow of -$21.0M (-141.4% YoY). On the balance sheet, LTH closed FY2025 with $8.01B in total assets against $1.49B in total debt (Altman Z-Score: 1.78, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $3.00B $373.7M $870.5M -$21.0M $8.01B $1.49B
FY2024 (FY) 2024-12-31 $2.62B $156.2M $575.1M $50.6M $7.15B $1.51B
FY2023 (FY) 2023-12-31 $2.22B $76.1M $463.0M $363.3M $5.57B $1.30B

3. LTH Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LTH stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Life Time Group Holdings Inc. (NYSE: LTH) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 53/100 at a spot price of $45.10 (-0.55% 1D, market cap $10.13B). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 18/20, Executive Insider Alignment 12/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 9/20. Across 1011 tracked Consumer Discretionary issuers, LTH ranks #492 in composite RQD confidence.

How does LTH compare to WYNN and MGM in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Hotels/Resorts), LTH carries a Roarable D+ (53/100 RQD), trailing P/E of 27.1x, gross margin of 47.6%, and ROIC of 8.6%. By comparison, WYNN (Wynn Resorts Limited) holds a D+ grade (54/100 RQD, P/E 23.3x, ROIC 10.0%, cap $7.64B) and MGM (MGM Resorts International) posts a D grade (45/100 RQD, P/E 35.4x, ROIC 12.0%, cap $7.29B). Among the 5-stock peer group, HTHT leads on earnings multiple (19.9x) while HTHT leads on capital efficiency (66.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for LTH?

Per LTH's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001869198), Life Time Group Holdings Inc. generated $3.00B in revenue (+14.3% YoY), $373.7M in net income, and -$21.0M in free cash flow against $8.01B in total assets and $1.49B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is LTH trading relative to its 50-day, 200-day, and 52-week technical levels?

LTH last traded at $45.10 (-0.55% on volume of 5,267,041 shares), positioning the stock +8.23% above its 50-day simple moving average ($41.67) and +27.33% above its 200-day simple moving average ($35.42). Across its 52-week range of $24.14 to $47.32, LTH sits at the 90.4% percentile with a 14-day RSI of 69.3 (BULLISH MOMENTUM) and an implied next-earnings move of Β±7.8% ($41.58 to $48.62).

LTH Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS β€’ SEC EDGAR Γ— CBOE Γ— FRED

Should I buy, hold, or sell LTH stock right now?

Life Time Group Holdings Inc. (LTH) currently earns a Roarable Rating of D+ (Sell β€” SELL) with 53/100 RQD Confidence. Stretched risk/reward at 27x P/E (9% return on capital) under elevated 10-year interest-rate pressure.

What is LTH's 12-month price target and RQD AI Jury consensus?

LTH's 12-month base price target is $44.09 (range $34.39 to $52.03), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

ROARABLE RATING BRIEF β€’ RQD 53/100 (D+) βœ“ STAGE-C NUMBER FIREWALL VERIFIED

LTH β€” Life Time Group Holdings Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:16:37Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, LTH scores 53 out of 100, grading D+ and carrying the verdict "Roarable Sell β€” Weak Fundamentals / Trim." The five pillars are:

  • Fundamental Cash Engine (5 / 20): This is the weakest pillar. The rating cites ROIC of 8.6% and an FCF yield of -0.21%. For a prospective investor, this means the business is currently not converting earnings into free cash available to shareholders, which weakens the valuation case independent of price momentum.
  • Whale 13F Flow (18 / 20): This is the strongest pillar, reflecting institutional accumulation and options positioning. It indicates that large holders are building exposure, a supportive signal that partially offsets the fundamental weakness in the short term.
  • Insider Conviction (9 / 20): Per the rating, SEC Form 4 and Congressional PTR cluster flow sits at a moderate level, providing limited insider-side confirmation of the thesis.
  • Macro Regime Fit (9 / 20): The rating cites a beta of 1.1 and sector sensitivity. This implies the stock tends to move somewhat more than the broad market, amplifying both upside and downside in shifting macro conditions.
  • Forensic Balance Sheet (12 / 20): The rating cites an Altman Z-Score of 1.78, a Piotroski F-Score of 7/9, and Debt/Equity of 0.48. The F-Score is relatively solid, while the Z-Score sits in a range that warrants monitoring.

Net implication: the strongest support comes from institutional flow, while the weakest component is cash generation. Valuation tradeoffs are notable: the stock trades at a trailing P/E of 27.1 and a forward P/E of 22.8, against an EV/EBITDA of 9.2. The recent price move (+5.12%) and 52-week range position do not by themselves resolve whether the fundamental weakness is priced in. This is an analytical framing, not personalized advice.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
$45.35$10.13B27.122.89.21.670%1.1$24.14 - $47.328.6%

Business

Life Time Group Holdings Inc. is a NYSE-listed issuer in the Consumer Discretionary sector, operating within the Hotels/Resorts industry. Per the profile, the company has a market capitalization of $10.1B. The source data does not describe its specific products, customer base, or revenue model beyond the sector and industry classification. Gross margin is 47.6% and operating margin is 16.1% per the market data.

Recent Catalysts & News Wire Analysis

Per the recent news and catalysts feed, five items reference LTH:

  • Market-wire coverage from Yahoo Finance UK, Yahoo! Finance Canada, and TradingView (YELLOW, neutral signal).
  • A Seeking Alpha upgrade titled around growth and sector diversification (GREEN, catalyst).
  • A Globe and Mail item reporting an RBC Capital buy rating (YELLOW).
  • A GuruFocus item reporting a 5.1% share move alongside a GF Score of 78 (GREEN, catalyst).

Risk watch: the free cash flow decline in FY 2025 is the key item to monitor. Per the Butterfly Supply-Chain Graph, there are no proprietary signals or supply-chain links recorded.

Analyst View & Smart Money Ownership

Analyst consensus, price targets, and Congressional or 13F holder data are not available in source data. Note: the news feed references an RBC Capital buy rating, but no analyst data record accompanies it.

Open Questions

  • What is the reason for the swing from $363.3M of FCF in FY 2023 to negative FCF in FY 2025, and is it driven by capital expenditure or working capital?
  • What EPS figures were reported per period, since the financials list EPS as unavailable?
  • What is the composition and maturity schedule of the $1485.9M debt load?
  • What is the cash position in FY 2023, which the financials list as unavailable?
  • What specific business lines, customers, and revenue mix drive the company's reported revenue?

LTH Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Life Time Group Holdings Inc. (LTH) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to LTH Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

LTH Bull vs. Bear Conversation Board β€” What's Your Call at $45.10?

πŸ‚ 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON LTH 🐻 50% BEARISH CONVICTION
1. Pick Your Side on LTH:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk βš–οΈ DEBATE HOST 🎯 Target: $48.98 (+8.0%)
πŸ“Œ Pinned Debate

πŸ”₯ Official Bull vs. Bear Debate: Is LTH (D+ β€’ RQD 53/100) a Buy at $45.35?

Welcome to the LTH (Life Time Group Holdings Inc.) Roar Pit. Current RQD Composite is 53/100 (Roarable Sell β€” Weak Fundamentals / Trim) in Hotels/Resorts. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (πŸ‚ Bull or 🐻 Bear) and drop your price target below.

FO ForensicBear Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $34.47 (-24.0%)
Spot @ $45.35

Pump the brakes on LTH β€” check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on LTH, but look at what you are paying: 27.1x trailing P/E with 47.6% gross margins. Unless Life Time Group Holdings Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

AL AlphaFlow_Cap Verified K Arena Trader πŸ‚ BULLISH 🎯 Target: $53.06 (+17.0%)
Spot @ $45.35

LTH cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on LTH, the market is fixating on short-term headline noise in Hotels/Resorts and ignoring the balance sheet and cash flow trajectory. At $45.35 (52-wk range $24.14 - $47.32), any beat on forward guidance forces shorts and underweight funds to chase.

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