Does NICE pay a dividend and is it safe?

NICE Ltd (NICE) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Stock Ratings / Technology / NICE / dividends

CVLT (71) NAVN (66) GLBE (66) PATH (62) ⌘ Pro Terminal →

NICE Ltd (NICE) Dividend Safety Gauge & 10-Year DRIP Compounder

$112.39 -1.20% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $112.42

NICE Ltd (NICE) earns a Roarable Rating of B (Buy) with 73/100 RQD Confidence. High-quality cash engine (66.4% gross margin, 11% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B • BUY Cap $6.76B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on NICE Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is NICE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

▼

As of 2026-11-03, NICE Ltd (NASDAQ: NICE) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 73/100 at a spot price of $112.39 (-1.20% 1D, market cap $6.76B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 12/20, SEC Balance-Sheet Forensics 16/20, FRED Macro Regime Fit 16/20, and Executive Insider Alignment 17/20. Across 715 tracked Technology issuers, NICE ranks #52 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does NICE compare to CVLT and NAVN in the Technology sector?

▼

Within the Technology sector (Computer Software: Prepackaged Software), NICE carries a Roarable B (73/100 RQD), trailing P/E of 11.2x, gross margin of 66.4%, and ROIC of 11.3%. By comparison, CVLT (Commvault Systems Inc.) holds a B- grade (71/100 RQD, P/E 99.4x, ROIC 10.4%, cap $6.76B) and NAVN (Navan Inc.) posts a C+ grade (66/100 RQD, P/E N/A, ROIC -18.6%, cap $6.80B). Among the 5-stock peer group, NICE leads on earnings multiple (11.2x) while NICE leads on capital efficiency (11.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for NICE?

▼

Per NICE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001003935), NICE Ltd generated $2.95B in revenue (+7.7% YoY), $612.1M in net income, and $697.6M in free cash flow against $5.11B in total assets and $1.19B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $112.41 (+0.02%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 23.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 73/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.1% avg 90D alpha vs SPY • 69.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

2-of-3 Quant Analysts Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw C+ · Rk B+

Each axis scored 0–20

12M PRICE TARGET CONE+6.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NICE)Realized 20D OHLCV Swing Band: ±7.6%

Deterministic 5-Pillar Attribution (73/100 Composite)

🔍 WHY NICE SCORES 73/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+16/20 pts (22% of score)

Altman Z-Score 3.69 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 9/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$111.00+3.6% Next Q

Q2 (-2Q)

Grade B-$114.95+2.7% Next Q

Q3 (-1Q)

Grade B$118.09-4.8% Next Q

Current

Grade B$112.39+7.1% Hist 90D α

Trajectory: C+ (65) → B (73)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the NICE Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 73/100 (B) score, NICE faces multiple-compression risk if 11.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 63.9% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($111.51) or 200D SMA ($105.16) invalidates the momentum regime and cuts Target Base ($119.98) toward Bear Floor ($92.16).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $NICE• $4.8M Crowd Pool • Kalshi / Polymarket Composite

Contract: “NICE Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”

YES 73%NO 27%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,908

Est. Year-10 Shareholder Yield: $322/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.6K

Yr 1

$11.2K

Yr 2

$11.9K

Yr 3

$12.6K

Yr 4

$13.4K

Yr 5

$14.2K

Yr 6

$15.0K

Yr 7

$15.9K

Yr 8

$16.9K

Yr 9

$17.9K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in NICE & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on NICE and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

NICE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -9.50%🛡️ HOLDING TREND SUPPORT

2026-11-03O $115.0H $115.0L $112.4C $112.4VOL 519.0K

RES: $142.3SUP: $109.8SMA50: $111.5SMA200: $105.2

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

NICE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 NICE Butterfly Map → + Track NICE →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

1.1%/yr Implied 5Y Growth

vs. +7.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on NICE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for NICE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for NICE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NICE)

Technology Rank #52 of 715 ⚔️ CVLT vs NICE Full Matrix →

1. Head-to-Head Technology Peer Comparison (NICE vs. CVLT, NAVN, GLBE, PATH)

Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)

Across 715 tracked Technology securities in the Roarable RQD universe, NICE Ltd (NICE) ranks #52 by composite RQD confidence (73/100, grade B) and #184 by equity capitalization ($6.76B). Within this direct 5-issuer industry benchmark cohort, NICE leads on earnings valuation at 11.2x trailing P/E, while NICE leads on capital efficiency and profitability with 11.3% ROIC and 66.4% gross margin. NICE currently leads its immediate peer cohort in composite quantitative strength at 73/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
NICE ACTIVE NICE Ltd	B	73/100	11.2x	66.4%	11.3%	-1.20%	$6.76B	Benchmark Subject
CVLT Commvault Systems Inc.	B-	71/100	99.4x	81.2%	10.4%	-4.41%	$6.76B	/cvlt-vs-nice →
NAVN Navan Inc.	C+	66/100	—	71.3%	-18.6%	-2.76%	$6.80B	/navn-vs-nice →
GLBE Global-E Online Ltd.	C+	66/100	105.6x	45.3%	6.2%	+3.82%	$6.94B	/glbe-vs-nice →
PATH UiPath Inc.	C	62/100	25.4x	83.2%	2.7%	-2.84%	$7.16B	/path-vs-nice →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001003935 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), NICE Ltd (NICE) reported GAAP revenue of $2.95B (+7.7% vs. FY2024 revenue of $2.74B , and +23.9% cumulative change since FY2023) , GAAP net income of $612.1M, operating cash flow of $716.5M, and free cash flow of $697.6M (-12.5% YoY). On the balance sheet, NICE closed FY2025 with $5.11B in total assets against $1.19B in total debt (Altman Z-Score: 3.69, Piotroski F-Score: 9/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.95B	$612.1M	$716.5M	$697.6M	$5.11B	$1.19B
FY2024 (FY)	2024-12-31	$2.74B	$439.5M	$832.6M	$797.7M	$5.30B	$0
FY2023 (FY)	2023-12-31	$2.38B	$336.5M	$561.4M	$454.4M	$3.76B	$879.1M

3. NICE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is NICE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does NICE compare to CVLT and NAVN in the Technology sector?

What are the biggest fundamental strengths and SEC risk factors for NICE?

Where is NICE trading relative to its 50-day, 200-day, and 52-week technical levels?

NICE last traded at $112.39 (-1.20% on volume of 516,932 shares), positioning the stock +0.79% above its 50-day simple moving average ($111.51) and +6.88% above its 200-day simple moving average ($105.16). Across its 52-week range of $83.10 to $138.58, NICE sits at the 52.8% percentile with a 14-day RSI of 48.3 (NEUTRAL RANGE) and an implied next-earnings move of ±7.6% ($103.85 to $120.93).

Direct Sub-Reports: NICE RQD Cockpit NICE 12M Forecast NICE Earnings & Move NICE Dividends & DRIP NICE Insiders & 13F NICE Whale Options NICE Profit Sankey NICE News & Why

ROARABLE RATING BRIEF • RQD 73/100 (B) ✓ SEC XBRL & RQD VERIFIED

NICE — NICE Ltd: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

NICE Ltd (NICE) earns a live Roarable RQD composite score of 73/100, corresponding to a B letter grade (Roarable Buy) at a spot price of $112.39 (-1.20% 1D, market capitalization $6.76B).

Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 11.3%, gross margin of 66.4%, operating margin of 21.9%, and free cash flow yield of 10.21%.
Whale 13F & Options Flow (12/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (16/20) + Forensic Balance Sheet (16/20): Incorporates a 1.27x equity beta, Altman Z-Score of 3.69, Piotroski F-Score of 9/9, and Debt/Equity of 0.27x.

2. Business Model, Unit Margins & SEC Financial Trajectory

NICE Ltd (NICE) is a NASDAQ-listed issuer in the Technology sector, Computer Software: Prepackaged Software industry,. The source data reports gross margin of 66.4%, operating margin of 21.9%, and net margin of 20.8%, which indicate a high-margin software profile, per the market data.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), NICE Ltd (NICE) reported $2.95B in annual revenue (up from $2.74B in FY2024, +7.7% YoY) and $612.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($2.38B revenue, $336.5M net income) through FY2025, NICE scaled operating cash flow to $716.5M and free cash flow to $697.6M, backed by $5.11B in total assets against $1.19B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (B • RQD 73/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 12/20, sustained execution supports upside toward the upper end of the $83.10 – $138.58 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 11.2x trailing P/E and 11.3x EV/EBITDA against 21.9% operating margins and a 1.27x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The sector is Technology and the industry is Computer Software: Prepackaged Software,. The Beta of 1.27 indicates sensitivity to broad market moves, which is the only systemic ripple the source data quantifies.

Key Question #1: Can NICE sustain or expand its 21.9% operating margin and 11.3% ROIC against Computer Software: Prepackaged Software peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $2.95B and free cash flow of $697.6M, how will capital allocation balance growth reinvestment against $1.19B in total debt?
Key Question #3: How sensitive is NICE's 10.4x forward P/E multiple to Technology capital spending cycles and macro interest-rate shifts (Beta 1.27x)?

NICE Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for NICE Ltd (NICE) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to NICE Debate Forum (3) ↓

🟡 MARKET WIRE Stocktwits • 1d ago

NICE: NICE Systems Ltd. Latest Stock Price, Analysis, News and Trading Ideas

Stocktwits report covering NICE Ltd (NICE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 1d ago

Nice (NICE) Beats Stock Market Upswing: What Investors Need to Know

Yahoo Finance report covering NICE Ltd (NICE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE The Motley Fool • 1d ago

NICE Stock Analysis: Buy or Sell?

The Motley Fool report covering NICE Ltd (NICE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE StockInvest.us • 1d ago

Nice-systems Stock Price Forecast. Should You Buy NICE?

StockInvest.us report covering NICE Ltd (NICE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Reuters • 1d ago

COMMENTARY: Nice earnings forecasts you have. Shame if something happened to them: Joachim Klement

Reuters report covering NICE Ltd (NICE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE CNBC • 1d ago

Tech stocks had a nice oversold bounce on Monday. Earnings this week will determine if it's for real

CNBC report covering NICE Ltd (NICE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE ChartMill • 2d ago

NICE LTD - SPON ADR (NASDAQ:NICE): A Debt-Free Value Stock Trading at a Wide Discount

ChartMill report covering NICE Ltd (NICE) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Yahoo • 2d ago

NICE Stock And 2 Software Names Tied To Crypto Compliance Growth

A US$6.3b crypto hack is a blunt reminder that trust, not hype, decides who survives in digital finance. When billions can vanish in minutes yet user losses are swiftly covered, the real spotlight shifts to the quiet plu

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

NICE Bull vs. Bear Conversation Board — What's Your Call at $112.39?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON NICE 🐻 33% BEARISH CONVICTION

DE DeltaGamma_99 RQD DEBATE OPENER • Options Flow Specialist 🐂 BULLISH 🎯 Target: $134.24 (+18.0%)

📌 Pinned Debate

Low forward P/E of 10.4 paired with a Piotroski F-Score of 9/9 and Altman Z of 3.69 suggests strong fundamentals priced at a discount.

Here is why I am bullish on NICE here at $113.76: Low forward P/E of 10.4 paired with a Piotroski F-Score of 9/9 and Altman Z of 3.69 suggests strong fundamentals priced at a discount.. Compare NICE's 21.9% operating margin and 11.3% ROIC against the rest of Computer Software: Prepackaged Software. As long as cash conversion holds up, dips toward $108.07 are getting bought.

EarningsSniper 🐂 BULL

Both sides have a point here — NICE's 16/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

SH ShortSeller_Dan RQD DEBATE OPENER • Forensic Short Bias 🐻 BEARISH 🎯 Target: $87.60 (-23.0%)

Spot @ $113.76

Beta of 1.27 combined with debt rising from $0.0M to $1.19B in one year and no analyst coverage leaves downside amplification and bal

Beta of 1.27 combined with debt rising from $0.0M to $1.19B in one year and no analyst coverage leaves downside amplification and balance-sheet questions unresolved.. Look at the math on NICE: paying 11.2x trailing P/E for 11.3% ROIC and 21.9% operating margins leaves zero margin of safety if Computer Software: Prepackaged Software demand softens. I'd wait for a retest of $100.11 before getting long.