Rand Capital Corporation (RAND) carries a Roarable Rating of D- (Sell) with 39/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-03, Rand Capital Corporation (NASDAQ: RAND) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $9.52 (+0.21% 1D, market cap $28.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, RAND ranks #931 in composite RQD confidence.
Within the Financials sector (Finance: Consumer Services), RAND carries a Roarable D- (39/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -15.4%. By comparison, FLD (Fold Holdings Inc. (Class A)) holds a D- grade (35/100 RQD, P/E N/A, ROIC -35.0%, cap $29.3M) and JFU (9F Inc.) posts a D grade (44/100 RQD, P/E N/A, ROIC 0.3%, cap $27.0M). Among the 5-stock peer group, RAND leads on earnings multiple (N/A) while AMTD leads on capital efficiency (4.9% ROIC).
Per RAND's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000081955), Rand Capital Corporation generated $22.3M in revenue (-26.6% YoY), -$8.0M in net income, and $11.3M in free cash flow against $53.2M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 50.4% FCF Margin ($11.3M FCF) & 52% Gross Margin
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9
Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)
While RAND currently carries a cautious 39/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($10.15) and Max Pain ($10.00) forces dealer call-delta covering toward $18.36.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Rand Capital Corporation (RAND) advanced +0.21% to $9.52, trading at 5% of its 52-week range ($9.11 – $17.49). Stretched risk/reward at current multiples (-15% return on capital) under elevated 10-year interest-rate pressure.
Yahoo Finance report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -26.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on RAND today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for RAND. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, Rand Capital Corporation (RAND) ranks #931 by composite RQD confidence (39/100, grade D-) and #1040 by equity capitalization ($28.2M). Within this direct 5-issuer industry benchmark cohort, RAND leads on earnings valuation at N/A trailing P/E, while AMTD leads on capital efficiency and profitability with 4.9% ROIC and — gross margin. AMTD currently holds the highest overall quantitative score in the immediate peer group at 46/100 (D) compared with RAND at 39/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| RAND
ACTIVE
Rand Capital Corporation | D- | 39/100 | — | — | -15.4% | +0.21% | $28.2M | Benchmark Subject |
| FLD Fold Holdings Inc. (Class A) | D- | 35/100 | — | — | -35.0% | +2.88% | $29.3M | /fld-vs-rand → |
| JFU 9F Inc. | D | 44/100 | — | — | 0.3% | +4.74% | $27.0M | /jfu-vs-rand → |
| GRAN Grande Group Limited (Class A) | E | 31/100 | — | — | — | +0.84% | $29.6M | /gran-vs-rand → |
| AMTD AMTD IDEA Group each representing three hundred sixty (360) (Class A) | D | 46/100 | — | — | 4.9% | -2.65% | $31.3M | /amtd-vs-rand → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Rand Capital Corporation (RAND) reported GAAP revenue of $22.3M (-26.6% vs. FY2024 revenue of $30.4M , and -29.5% cumulative change since FY2023) , GAAP net income of -$8.0M, operating cash flow of $11.3M, and free cash flow of $11.3M (-26.6% YoY). On the balance sheet, RAND closed FY2025 with $53.2M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $22.3M | -$8.0M | $11.3M | $11.3M | $53.2M | — |
| FY2024 (FY) | 2024-12-31 | $30.4M | $8.8M | $15.3M | $15.3M | $72.5M | — |
| FY2023 (FY) | 2023-12-31 | $31.7M | $6.5M | -$8.3M | -$8.3M | — | — |
As of 2026-11-03, Rand Capital Corporation (NASDAQ: RAND) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 39/100 at a spot price of $9.52 (+0.21% 1D, market cap $28.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, RAND ranks #931 in composite RQD confidence.
Within the Financials sector (Finance: Consumer Services), RAND carries a Roarable D- (39/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -15.4%. By comparison, FLD (Fold Holdings Inc. (Class A)) holds a D- grade (35/100 RQD, P/E N/A, ROIC -35.0%, cap $29.3M) and JFU (9F Inc.) posts a D grade (44/100 RQD, P/E N/A, ROIC 0.3%, cap $27.0M). Among the 5-stock peer group, RAND leads on earnings multiple (N/A) while AMTD leads on capital efficiency (4.9% ROIC).
Per RAND's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000081955), Rand Capital Corporation generated $22.3M in revenue (-26.6% YoY), -$8.0M in net income, and $11.3M in free cash flow against $53.2M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
RAND last traded at $9.52 (+0.21% on volume of 525 shares), positioning the stock -6.21% below its 50-day simple moving average ($10.15) and -10.53% below its 200-day simple moving average ($10.64). Across its 52-week range of $9.11 to $17.49, RAND sits at the 4.9% percentile with a 14-day RSI of 44.6 (NEUTRAL RANGE) and an implied next-earnings move of ±2.1% ($9.32 to $9.72).
Rand Capital Corporation (RAND) earns a live Roarable RQD composite score of 39/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $9.52 (+0.21% 1D, market capitalization $28.2M).
Rand Capital Corporation (RAND) is a NASDAQ-listed operating company in the Finance: Consumer Services industry (Financials sector) with an equity market capitalization of $28.2M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of -15.4% (free cash flow yield of 0%). Within the Finance: Consumer Services peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Rand Capital Corporation (RAND) reported $22.3M in annual revenue (up from $30.4M in FY2024, -26.6% YoY) and -$8.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($31.7M revenue, $6.5M net income) through FY2025, RAND scaled operating cash flow to $11.3M and free cash flow to $11.3M, backed by $53.2M in total assets against $0 in total debt.
Operating in Finance: Consumer Services (Financials), RAND carries a macro regime beta of 1.00 and gross margin of —.
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Yahoo Finance report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Stock Traders Daily report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Rand Capital Corporation (RAND) market action, institutional positioning, and fundamental catalysts.
Picked up a starter position in RAND in my $100K Virtual Cash book at $9.50. Reported FCF was positive at $11.3M in FY 2025 and $15.3M in FY 2024, with the RQD forensic pillar rating the balance sheet at a middling 10/20 rather than distressed.. Trading inside a $9.11–$17.49 52-week range with 0.0% FCF yield gives solid downside support if Finance: Consumer Services multiples expand this quarter.
@MeanReversion_88 Fair point on current EV/EBITDA multiples, but you're ignoring the forward operating leverage in Finance: Consumer Services. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.
ROIC is -15.4%, FCF yield is 0%, and net income turned negative at -$8.0M in FY 2025, with both institutional and insider flow pillars scoring only 5/20 each.. Look at the math on RAND: paying current EV/EBITDA multiples for -15.4% ROIC and 0.0% operating margins leaves zero margin of safety if Finance: Consumer Services demand softens. I'd wait for a retest of $8.36 before getting long.
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