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Why SAR Stock advanced +0.07% Today — RQD Quant Desk Flash

$13.63 +0.07% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $13.61

Saratoga Investment Corp (SAR) carries a Roarable Rating of D- (Sell) with 35/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $211.9M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is SAR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Saratoga Investment Corp (NYSE: SAR) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $13.63 (+0.07% 1D, market cap $211.9M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 10/20. Across 1097 tracked Financials issuers, SAR ranks #980 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does SAR compare to ETX and WHG in the Financials sector?
▼

Within the Financials sector (Investment Managers), SAR carries a Roarable D- (35/100 RQD), trailing P/E of 5.9x, gross margin of —, and ROIC of 8.9%. By comparison, ETX (Eaton Vance Municipal Income 2028 Term Trust of) holds a D grade (47/100 RQD, P/E N/A, ROIC —, cap $190.4M) and WHG (Westwood Holdings Group Inc) posts a C- grade (61/100 RQD, P/E 25.5x, ROIC 4.0%, cap $179.8M). Among the 5-stock peer group, SAR leads on earnings multiple (5.9x) while SAR leads on capital efficiency (8.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SAR?
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Per SAR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-02-28, CIK 0001377936), Saratoga Investment Corp generated $502.7M in revenue (-1.9% YoY), $36.6M in net income, and -$88.0M in free cash flow against $1.20B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $13.61 (-0.18%)🧬 Cannibal Buyback (-0.68% YoY Shares)⚙️ Cash Engine: 5/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (35/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.5% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERRED ALERT • D-
025507510035
3-of-3 Quant Analysts Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw E · Rk D-
Cash (5)Whales (3)SEC (10)Macro (7)CEO (10)
Each axis scored 0–20
12M PRICE TARGET CONE-10.3% Base Target
$25 Bull$12 Base$10 Bear
📬 FREE SAR RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SAR)Realized 20D OHLCV Swing Band: ±7.9%
Deterministic 5-Pillar Attribution (35/100 Composite)
🔍 WHY SAR SCORES 35/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+10/20 pts (29% of score)

SEC Form 4 / 13F Thermometer: 50% Net Buy • Cannibal Buyback (-0.68% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
43
Grade D$15.07-5.7% Next Q
Q2 (-2Q)
40
Grade D$14.21-3.9% Next Q
Q3 (-1Q)
38
Grade E$13.65-0.1% Next Q
Current
35
Grade D-$13.63-8.5% Hist 90D α
Trajectory: D (43) → D- (35)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a SAR Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While SAR currently carries a cautious 35/100 (D-) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($16.21) and Max Pain ($14.31) forces dealer call-delta covering toward $25.27.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-0.68% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SAR• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “SAR Beats Next Quarter EPS Consensus (Nov 28, 2026) & Holds Above 200D SMA”
YES 35%NO 65%Trade / Inspect Odds →
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why SAR Stock advanced +0.07% Today — RQD Quant Desk Flash

Saratoga Investment Corp (SAR) advanced +0.07% to $13.63, trading at 4% of its 52-week range ($13.23 – $24.07). Stretched risk/reward at 6x P/E (9% return on capital) under elevated 10-year interest-rate pressure.

  • ▸Technical Tape: Trading at 4% of its 52-week range ($13.23 – $24.07) with RSI-14 at 33.6 (NEUTRAL RANGE).
  • ▸Volatility Profile: Historical 20-day realized swing band of ±7.9% around $13.63 (no active unusual options sweep snapshot on file).
  • ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Live SAR Headlines & Catalysts
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring SAR)

  • ✓Walkthrough of SAR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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SAR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -42.95%▼ DESCENDING CHANNEL
2026-11-03O $13.94H $13.94L $13.62C $13.63VOL 100.6K
RES: $15.67SUP: $11.77SMA50: $16.21SMA200: $20.43
$24.71$21.60$18.49$15.38$12.26RES $15.67SUP $11.77$13.632026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SAR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SAR Butterfly Map → + Track SAR →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
-11.1%/yr Implied 5Y Growth

vs. -1.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on SAR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SAR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for SAR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SAR)

Financials Rank #980 of 1097 ⚔️ ETX vs SAR Full Matrix →

1. Head-to-Head Financials Peer Comparison (SAR vs. ETX, WHG, PAAC, ARDC)

Industry: Investment Managers (79 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Saratoga Investment Corp (SAR) ranks #980 by composite RQD confidence (35/100, grade D-) and #873 by equity capitalization ($211.9M). Within this direct 5-issuer industry benchmark cohort, SAR leads on earnings valuation at 5.9x trailing P/E, while SAR leads on capital efficiency and profitability with 8.9% ROIC and — gross margin. WHG currently holds the highest overall quantitative score in the immediate peer group at 61/100 (C-) compared with SAR at 35/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
SAR ACTIVE
Saratoga Investment Corp
D- 35/100 5.9x — 8.9% +0.07% $211.9M Benchmark Subject
ETX
Eaton Vance Municipal Income 2028 Term Trust of
D 47/100 — — — +0.17% $190.4M /etx-vs-sar →
WHG
Westwood Holdings Group Inc
C- 61/100 25.5x — 4.0% -0.69% $179.8M /whg-vs-sar →
PAAC
Proem Acquisition Corp I
D 48/100 — — — 0.00% $177.4M /paac-vs-sar →
ARDC
Ares Dynamic Credit Allocation Fund Inc.
D 46/100 — — — -0.34% $268.6M /ardc-vs-sar →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-02-28 • CIK 0001377936 ↗

In its most recent audited fiscal period (FY2025, filed 2026-02-28), Saratoga Investment Corp (SAR) reported GAAP revenue of $502.7M (-1.9% vs. FY2024 revenue of $512.4M , and -15.8% cumulative change since FY2023) , GAAP net income of $36.6M, operating cash flow of -$88.0M, and free cash flow of -$88.0M (-144.6% YoY). On the balance sheet, SAR closed FY2025 with $1.20B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2026-02-28 $502.7M $36.6M -$88.0M -$88.0M $1.20B —
FY2024 (FY) 2025-02-28 $512.4M $28.1M $197.5M $197.5M $1.22B —
FY2023 (FY) 2024-02-29 $597.4M $8.9M -$157.2M -$157.2M — —

3. SAR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SAR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Saratoga Investment Corp (NYSE: SAR) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 35/100 at a spot price of $13.63 (+0.07% 1D, market cap $211.9M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 7/20, and Executive Insider Alignment 10/20. Across 1097 tracked Financials issuers, SAR ranks #980 in composite RQD confidence.

How does SAR compare to ETX and WHG in the Financials sector?

Within the Financials sector (Investment Managers), SAR carries a Roarable D- (35/100 RQD), trailing P/E of 5.9x, gross margin of —, and ROIC of 8.9%. By comparison, ETX (Eaton Vance Municipal Income 2028 Term Trust of) holds a D grade (47/100 RQD, P/E N/A, ROIC —, cap $190.4M) and WHG (Westwood Holdings Group Inc) posts a C- grade (61/100 RQD, P/E 25.5x, ROIC 4.0%, cap $179.8M). Among the 5-stock peer group, SAR leads on earnings multiple (5.9x) while SAR leads on capital efficiency (8.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SAR?

Per SAR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-02-28, CIK 0001377936), Saratoga Investment Corp generated $502.7M in revenue (-1.9% YoY), $36.6M in net income, and -$88.0M in free cash flow against $1.20B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SAR trading relative to its 50-day, 200-day, and 52-week technical levels?

SAR last traded at $13.63 (+0.07% on volume of 163,759 shares), positioning the stock -15.92% below its 50-day simple moving average ($16.21) and -33.28% below its 200-day simple moving average ($20.43). Across its 52-week range of $13.23 to $24.07, SAR sits at the 3.7% percentile with a 14-day RSI of 33.6 (NEUTRAL RANGE) and an implied next-earnings move of ±7.9% ($12.55 to $14.71).

Direct Sub-Reports: SAR RQD Cockpit SAR 12M Forecast SAR Earnings & Move SAR Dividends & DRIP SAR Insiders & 13F SAR Whale Options SAR Profit Sankey SAR News & Why
ROARABLE RATING BRIEF • RQD 35/100 (D-) ✓ SEC XBRL & RQD VERIFIED

SAR — Saratoga Investment Corp: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-02-28

1. Roarable Rating Brief: What This Means to a Prospective Investor

Saratoga Investment Corp (SAR) earns a live Roarable RQD composite score of 35/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $13.63 (+0.07% 1D, market capitalization $211.9M).

  • Fundamental Cash Engine (5/20): Anchored by return on invested capital (ROIC) of 8.9%, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (3/20) + Insider Conviction (10/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (7/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 2/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Saratoga Investment Corp (SAR) is a NYSE-listed issuer classified in the Financials sector and the Investment Managers industry. The profile identifies a market capitalization of $0.2B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2026-02-28), Saratoga Investment Corp (SAR) reported $502.7M in annual revenue (up from $512.4M in FY2024, -1.9% YoY) and $36.6M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($597.4M revenue, $8.9M net income) through FY2025, SAR scaled operating cash flow to -$88.0M and free cash flow to -$88.0M, backed by $1.20B in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D- • RQD 35/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 5/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $13.23 – $24.07 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh 5.9x trailing P/E against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Investment Managers (Financials), SAR carries a macro regime beta of 1.00 and gross margin of —.

  • Key Question #1: Can SAR sustain or expand its — operating margin and 8.9% ROIC against Investment Managers peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $502.7M and free cash flow of -$88.0M, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is SAR's 5.5x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

SAR Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Saratoga Investment Corp (SAR) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to SAR Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

SAR Bull vs. Bear Conversation Board — What's Your Call at $13.63?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON SAR 🐻 33% BEARISH CONVICTION
1. Pick Your Side on SAR:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter RQD DEBATE OPENER • Swing & Catalyst Trader 🐂 BULLISH 🎯 Target: $16.89 (+24.0%)
📌 Pinned Debate

Trades at a 5.9 TTM P/E and 5.5 forward P/E with positive FY 2025 net income of $36.6M.

Here is why I am bullish on SAR here at $13.62: Trades at a 5.9 TTM P/E and 5.5 forward P/E with positive FY 2025 net income of $36.6M.. Compare SAR's 0.0% operating margin and 8.9% ROIC against the rest of Investment Managers. As long as cash conversion holds up, dips toward $12.94 are getting bought.

CapAlloc_Nerd 🐂 BULL

@FadeTheHype Fair point on 5.9x trailing P/E, but you're ignoring the forward operating leverage in Investment Managers. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

FA FadeTheHype RQD DEBATE OPENER • Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $10.49 (-23.0%)
Spot @ $13.62

Piotroski F-Score of 2/9 and 0% FCF yield, with FY 2025 free cash flow of -$88.0M, signal weak cash generation and balance-sheet qualit

Careful chasing SAR at $13.62. Piotroski F-Score of 2/9 and 0% FCF yield, with FY 2025 free cash flow of -$88.0M, signal weak cash generation and balance-sheet quality.. Gross margin is 0.0%, but operating margin is 0.0%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $10.49 on multiple compression.

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