MARKET WIREYahoo Finance • 1d ago
Selective Insurance Group (SIGI) stock trades up, here is whyYahoo Finance report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
Why SIGI Stock advanced +1.95% Today — RQD Quant Desk Flash
$100.76 +1.95% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $101.36
Selective Insurance Group Inc. (SIGI) earns a Roarable Rating of B (Buy) with 74/100 RQD Confidence. High-quality cash engine (steady margins, 7% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B • BUY
Cap $5.83B
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Is SIGI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Selective Insurance Group Inc. (NASDAQ: SIGI) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 74/100 at a spot price of $100.76 (+1.95% 1D, market cap $5.83B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 16/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, SIGI ranks #48 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does SIGI compare to MTG and RLI in the Financials sector?
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Within the Financials sector (Property-Casualty Insurers), SIGI carries a Roarable B (74/100 RQD), trailing P/E of 12.6x, gross margin of —, and ROIC of 6.8%. By comparison, MTG (MGIC Investment Corporation) holds a B grade (72/100 RQD, P/E 8.0x, ROIC 13.2%, cap $5.83B) and RLI (RLI Corp.) posts a B+ grade (80/100 RQD, P/E 14.7x, ROIC 13.5%, cap $5.98B). Among the 5-stock peer group, MTG leads on earnings multiple (8.0x) while MCY leads on capital efficiency (22.4% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for SIGI?
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Per SIGI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000230557), Selective Insurance Group Inc. generated $5.34B in revenue (+9.8% YoY), $466.4M in net income, and $1.19B in free cash flow against $15.16B in total assets and $5.20B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $101.35 (+0.59%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 22.4% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 74/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.3% avg 90D alpha vs SPY • 69.4% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERBUY • B
2-of-3 Quant Analysts Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR RQD RADARRw B · Rk B
Each axis scored 0–20
12M PRICE TARGET CONE+7.2% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SIGI)Realized 20D OHLCV Swing Band: ±4.8%
Deterministic 5-Pillar Attribution (74/100 Composite)
🔍 WHY SIGI SCORES 74/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (23% of score)
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
▲ #2 Bullish Driver: Whale & Options Positioning+16/20 pts (22% of score)
20D Institutional Volume Accumulation (±4.8% realized swing band)
▼ #1 Drag / Risk Factor: Cash Engine Quality12/20 pts (-8 pt drag)
Capital intensity & 10.3% operating margin leave 8 pts on the table
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade B-$86.21+5.6% Next Q
66
Q2 (-2Q)Grade B-$91.08+7.3% Next Q
69
Q3 (-1Q)Grade B$97.73+3.1% Next Q
71
CurrentGrade B$100.76+7.3% Hist 90D α
74
Trajectory: B- (66) → B (74)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the SIGI Bull Thesis Could Fail
Even with a 74/100 (B) score, SIGI faces multiple-compression risk if 12.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($90.04) or 200D SMA ($87.83) invalidates the momentum regime and cuts Target Base ($108.01) toward Bear Floor ($82.62).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $SIGI• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “SIGI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why SIGI Stock advanced +1.95% Today — RQD Quant Desk Flash
Selective Insurance Group Inc. (SIGI) advanced +1.95% to $100.76, trading at 98% of its 52-week range ($72.78 – $101.25). High-quality cash engine (steady margins, 7% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 98% of its 52-week range ($72.78 – $101.25) with RSI-14 at 73 (OVERBOUGHT (>70)).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.8% around $100.76 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B (Buy) backed by 52% gross margin and $1.2B annual free cash flow.
Live SIGI Headlines & Catalysts
MARKET WIREYahoo Finance • 1d ago
Selective Insurance (SIGI) Stock Climbs As Q3 Results Sharpen Profit FocusYahoo Finance report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
RISK WATCHTradingView • 1d ago
Selective Insurance Group (NASDAQ:SIGI) misses Q3 2026 revenue estimatesTradingView report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
MARKET WIREStock Titan • 1d ago
Investment chief Vaibhav Kalia reports 5,172 shares held directly in Selective Insurance (SIGI).Stock Titan report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
CATALYSTGuruFocus • 1d ago
Selective Insurance Group Inc (SIGI) Q3 Earnings Beat EstimatesGuruFocus report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
MARKET WIREMarketBeat • 1d ago
Selective Insurance Group (NASDAQ:SIGI) Stock Price Expected to Rise, Morgan Stanley Analyst SaysMarketBeat report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
MARKET WIRESimply Wall St • 1d ago
Selective Insurance Group (SIGI) Stock Climbs As Q3 Earnings Sharpen Underwriting StorySimply Wall St report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo Finance • 2d ago
Selective Insurance Group (SIGI) To Report Earnings Tomorrow: Here Is What To ExpectYahoo Finance report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
CATALYSTSeekingAlpha • 3d ago
Dividend Champion, Contender, And Challenger Highlights: Week November 1Get a weekly dividend summary for Champions, Contenders, and Challengers.
CATALYSTSeekingAlpha • 6d ago
Dividend Announcements: October 17-23, 2026 (Part 1 Of 2)See 25 dividend stocks with recent payout hikes, including top picks, fair value upside, yield, and risk flags.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (SIGI Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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SIGI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +24.58%📐 HORIZONTAL RANGE
2026-11-03O $99.32H $100.8L $98.83C $100.8VOL 394.7K
RES: $102.8SUP: $78.56SMA50: $90.04SMA200: $87.83
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
SIGI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle
3.5%/yr Implied 5Y Growth
vs. +9.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger
No active Ellis Vennor swing setup published on SIGI today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for SIGI. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for SIGI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SIGI)
Financials Rank #48 of 1097
⚔️ MTG vs SIGI Full Matrix →
1. Head-to-Head Financials Peer Comparison (SIGI vs. MTG, RLI, MCY, ESNT)
Industry: Property-Casualty Insurers (68 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Selective Insurance Group Inc. (SIGI) ranks #48 by composite RQD confidence (74/100, grade B) and #248 by equity capitalization ($5.83B). Within this direct 5-issuer industry benchmark cohort, MTG leads on earnings valuation at 8.0x trailing P/E, while MCY leads on capital efficiency and profitability with 22.4% ROIC and — gross margin. RLI currently holds the highest overall quantitative score in the immediate peer group at 80/100 (B+) compared with SIGI at 74/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| SIGI
ACTIVE
Selective Insurance Group Inc. | B | 74/100 | 12.6x | — | 6.8% | +1.95% | $5.83B | Benchmark Subject |
| MTG MGIC Investment Corporation | B | 72/100 | 8.0x | — | 13.2% | +1.87% | $5.83B | /mtg-vs-sigi → |
| RLI RLI Corp. | B+ | 80/100 | 14.7x | — | 13.5% | +3.08% | $5.98B | /rli-vs-sigi → |
| MCY Mercury General Corporation | B | 72/100 | 10.5x | — | 22.4% | +1.28% | $5.67B | /mcy-vs-sigi → |
| ESNT Essent Group Ltd. | B+ | 77/100 | 8.8x | — | 11.9% | +1.82% | $6.02B | /esnt-vs-sigi → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000230557 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Selective Insurance Group Inc. (SIGI) reported GAAP revenue of $5.34B (+9.8% vs. FY2024 revenue of $4.86B , and +26.1% cumulative change since FY2023) , GAAP net income of $466.4M, operating cash flow of $1.23B, and free cash flow of $1.19B (+11.7% YoY). On the balance sheet, SIGI closed FY2025 with $15.16B in total assets against $5.20B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $5.34B | $466.4M | $1.23B | $1.19B | $15.16B | $5.20B |
| FY2024 (FY) | 2024-12-31 | $4.86B | $207.0M | $1.10B | $1.07B | $13.51B | $4.68B |
| FY2023 (FY) | 2023-12-31 | $4.23B | $365.2M | $758.9M | $568.5M | $5.08B | $1.19B |
3. SIGI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs SIGI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Selective Insurance Group Inc. (NASDAQ: SIGI) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 74/100 at a spot price of $100.76 (+1.95% 1D, market cap $5.83B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 16/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, SIGI ranks #48 in composite RQD confidence.
How does SIGI compare to MTG and RLI in the Financials sector?
Within the Financials sector (Property-Casualty Insurers), SIGI carries a Roarable B (74/100 RQD), trailing P/E of 12.6x, gross margin of —, and ROIC of 6.8%. By comparison, MTG (MGIC Investment Corporation) holds a B grade (72/100 RQD, P/E 8.0x, ROIC 13.2%, cap $5.83B) and RLI (RLI Corp.) posts a B+ grade (80/100 RQD, P/E 14.7x, ROIC 13.5%, cap $5.98B). Among the 5-stock peer group, MTG leads on earnings multiple (8.0x) while MCY leads on capital efficiency (22.4% ROIC).
What are the biggest fundamental strengths and SEC risk factors for SIGI?
Per SIGI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000230557), Selective Insurance Group Inc. generated $5.34B in revenue (+9.8% YoY), $466.4M in net income, and $1.19B in free cash flow against $15.16B in total assets and $5.20B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is SIGI trading relative to its 50-day, 200-day, and 52-week technical levels?
SIGI last traded at $100.76 (+1.95% on volume of 634,110 shares), positioning the stock +11.91% above its 50-day simple moving average ($90.04) and +14.72% above its 200-day simple moving average ($87.83). Across its 52-week range of $72.78 to $101.25, SIGI sits at the 98.3% percentile with a 14-day RSI of 73.0 (OVERBOUGHT (>70)) and an implied next-earnings move of ±4.8% ($95.92 to $105.60).
ROARABLE RATING BRIEF • RQD 74/100 (B)
✓ SEC XBRL & RQD VERIFIED
SIGI — Selective Insurance Group Inc.: What the Facts Mean to a Prospective Investor
Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31
1. Roarable Rating Brief: What This Means to a Prospective Investor
Selective Insurance Group Inc. (SIGI) earns a live Roarable RQD composite score of 74/100, corresponding to a B letter grade (Roarable Buy) at a spot price of $100.76 (+1.95% 1D, market capitalization $5.83B).
- Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 6.8%, gross margin of —, operating margin of 10.7%, and free cash flow yield of 20.38%.
- Whale 13F & Options Flow (16/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (14/20) + Forensic Balance Sheet (15/20): Incorporates a 1.16x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Selective Insurance Group Inc. Is a NASDAQ-listed company in the Financials sector, Property-Casualty Insurers industry (and profile). The profile describes the company as a Property-Casualty insurer with a market capitalization of $5.9B. Revenue and earnings figures are reported in the Financial Trend section.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Selective Insurance Group Inc. (SIGI) reported $5.34B in annual revenue (up from $4.86B in FY2024, +9.8% YoY) and $466.4M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($4.23B revenue, $365.2M net income) through FY2025, SIGI scaled operating cash flow to $1.23B and free cash flow to $1.19B, backed by $15.16B in total assets against $5.20B in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (B • RQD 74/100): Big institutional funds and options desks are actively positioning on the bullish side. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 16/20, sustained execution supports upside toward the upper end of the $72.78 – $101.25 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 12.6x trailing P/E and 14.8x EV/EBITDA against 10.7% operating margins and a 1.16x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Operating in Property-Casualty Insurers (Financials), SIGI carries a macro regime beta of 1.16 and gross margin of —.
- Key Question #1: Can SIGI sustain or expand its 10.7% operating margin and 6.8% ROIC against Property-Casualty Insurers peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $5.34B and free cash flow of $1.19B, how will capital allocation balance growth reinvestment against $5.20B in total debt?
- Key Question #3: How sensitive is SIGI's 11.7x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.16x)?
SIGI Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Selective Insurance Group Inc. (SIGI) • Click "Debate This Headline" to argue it in the Roar Pit below
🟡 MARKET WIRE Yahoo Finance • 1d ago
Selective Insurance Group (SIGI) stock trades up, here is why Yahoo Finance report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 1d ago
Selective Insurance (SIGI) Stock Climbs As Q3 Results Sharpen Profit Focus Yahoo Finance report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
🔴 RISK WATCH TradingView • 1d ago
Selective Insurance Group (NASDAQ:SIGI) misses Q3 2026 revenue estimates TradingView report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Stock Titan • 1d ago
Investment chief Vaibhav Kalia reports 5,172 shares held directly in Selective Insurance (SIGI). Stock Titan report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
🟢 CATALYST GuruFocus • 1d ago
Selective Insurance Group Inc (SIGI) Q3 Earnings Beat Estimates GuruFocus report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE MarketBeat • 1d ago
Selective Insurance Group (NASDAQ:SIGI) Stock Price Expected to Rise, Morgan Stanley Analyst Says MarketBeat report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Simply Wall St • 1d ago
Selective Insurance Group (SIGI) Stock Climbs As Q3 Earnings Sharpen Underwriting Story Simply Wall St report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 2d ago
Selective Insurance Group (SIGI) To Report Earnings Tomorrow: Here Is What To Expect Yahoo Finance report covering Selective Insurance Group Inc. (SIGI) market action, institutional positioning, and fundamental catalysts.
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE
3 Active Posts & Replies
SIGI Bull vs. Bear Conversation Board — What's Your Call at $100.76?
🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON SIGI 🐻 33% BEARISH CONVICTION
SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH
🎯 Target: $119.58 (+21.0%)
📌 Pinned Debate Strong insider conviction (17/20) and a 20.38% FCF yield indicate cash generation and insider confidence not fully reflected in a 12.6
Strong insider conviction (17/20) and a 20.38% FCF yield indicate cash generation and insider confidence not fully reflected in a 12.6 P/E.. When you look under the hood at SIGI, Fundamental Cash Engine is 12/20 with 0.0% gross margins and 6.8% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (16/20) has been quietly accumulating below $101.25. My 12M target is $119.58.
ArenaChamp_24 🐂 BULL
@RiskArb_Desk Fair point on 12.6x trailing P/E, but you're ignoring the forward operating leverage in Property-Casualty Insurers. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.
RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH
🎯 Target: $84.99 (-14.0%)
Spot @ $98.83 Debt rose from $1.19B to $5.20B over FY 2023–FY 2025 with a 6.8% ROIC and a 1.16 beta, leaving the stock exposed to leverage and ma
Careful chasing SIGI at $98.83. Debt rose from $1.19B to $5.20B over FY 2023–FY 2025 with a 6.8% ROIC and a 1.16 beta, leaving the stock exposed to leverage and market swings.. Gross margin is 0.0%, but operating margin is 10.7%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $84.99 on multiple compression.