Stock Ratings / Financials / SVIA / dividends

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Silvia Inc. (SVIA) Dividend Safety Gauge & 10-Year DRIP Compounder

$2.94 -10.91% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $2.88

Silvia Inc. (SVIA) carries a Roarable Rating of D (Sell) with 50/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 50/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.4% avg 90D alpha vs SPY) →

ROARABLE D • SELL / AVOID Cap $238.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on SVIA Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is SVIA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Silvia Inc. (NASDAQ: SVIA) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $2.94 (-10.91% 1D, market cap $238.2M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, SVIA ranks #656 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does SVIA compare to CNCK and MFIN in the Financials sector?

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Within the Financials sector (Finance: Consumer Services), SVIA carries a Roarable D (50/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, CNCK (Coincheck Group N.V.) holds a D grade (44/100 RQD, P/E N/A, ROIC —, cap $241.7M) and MFIN (Medallion Financial Corp.) posts a D+ grade (52/100 RQD, P/E 6.2x, ROIC 10.5%, cap $231.9M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while ONIT leads on capital efficiency (30.2% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SVIA?

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Per SVIA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0002076163), Silvia Inc. generated $0 in revenue, $0 in net income, and $0 in free cash flow against $638.9M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $2.88 (-2.15%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 0.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 50/100 (D) historically posted market-perform odds over rolling 90-day windows (-1.4% avg 90D alpha vs SPY • 49.3% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-3.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SVIA)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (50/100 Composite)

🔍 WHY SVIA SCORES 50/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (26% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Macro Regime Fit+12/20 pts (24% of score)

FRED Regime × Technicals: 18% of 52W Range • RSI-14 at 38.8 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Whale & Options Positioning6/20 pts (-14 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$3.94-5.6% Next Q

Q2 (-2Q)

Grade C$3.72-3% Next Q

Q3 (-1Q)

Grade C-$3.61-18.6% Next Q

Current

Grade D$2.94-1.4% Hist 90D α

Trajectory: C (58) → D (50)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a SVIA Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While SVIA currently carries a cautious 50/100 (D) rating due to Whale & Options Positioning (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($3.40) and Max Pain ($3.09) forces dealer call-delta covering toward $10.73.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SVIA• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “SVIA Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 50%NO 50%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $19,307

Est. Year-10 Shareholder Yield: $348/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.7K

Yr 1

$11.4K

Yr 2

$12.2K

Yr 3

$13.0K

Yr 4

$13.9K

Yr 5

$14.8K

Yr 6

$15.8K

Yr 7

$16.9K

Yr 8

$18.1K

Yr 9

$19.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring SVIA)

✓Walkthrough of SVIA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

SVIA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +47.74%🛡️ HOLDING TREND SUPPORT

2026-11-03O $3.30H $3.30L $2.94C $2.94VOL 1.84M

RES: $5.87SUP: $2.85SMA50: $3.40SMA200: $2.42

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SVIA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 SVIA Butterfly Map → + Track SVIA →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on SVIA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SVIA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for SVIA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SVIA)

Financials Rank #656 of 1096 ⚔️ CNCK vs SVIA Full Matrix →

1. Head-to-Head Financials Peer Comparison (SVIA vs. CNCK, MFIN, ONIT, USDE)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Silvia Inc. (SVIA) ranks #656 by composite RQD confidence (50/100, grade D) and #852 by equity capitalization ($238.2M). Within this direct 5-issuer industry benchmark cohort, MFIN leads on earnings valuation at 6.2x trailing P/E, while ONIT leads on capital efficiency and profitability with 30.2% ROIC and — gross margin. MFIN currently holds the highest overall quantitative score in the immediate peer group at 52/100 (D+) compared with SVIA at 50/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
SVIA ACTIVE Silvia Inc.	D	50/100	—	—	—	-10.91%	$238.2M	Benchmark Subject
CNCK Coincheck Group N.V.	D	44/100	—	—	—	-0.79%	$241.7M	/cnck-vs-svia →
MFIN Medallion Financial Corp.	D+	52/100	6.2x	—	10.5%	-13.53%	$231.9M	/mfin-vs-svia →
ONIT Onity Group Inc.	D-	40/100	—	—	30.2%	-0.86%	$229.9M	/onit-vs-svia →
USDE StablecoinX Inc. (Class A)	D+	52/100	—	—	—	-14.68%	$229.2M	/usde-vs-svia →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2025–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0002076163

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Silvia Inc. (SVIA) reported GAAP revenue of $0 , GAAP net income of $0, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, SVIA closed FY2025 with $638.9M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: N/A).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$0	—	—	$638.9M	—

3. SVIA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SVIA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does SVIA compare to CNCK and MFIN in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for SVIA?

Where is SVIA trading relative to its 50-day, 200-day, and 52-week technical levels?

SVIA last traded at $2.94 (-10.91% on volume of 1,836,651 shares), positioning the stock -13.53% below its 50-day simple moving average ($3.40) and +21.49% above its 200-day simple moving average ($2.42). Across its 52-week range of $1.31 to $10.22, SVIA sits at the 18.3% percentile with a 14-day RSI of 38.8 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($2.57 to $3.31).

SVIA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does SVIA pay a dividend and is it safe?

Silvia Inc. (SVIA) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: SVIA RQD Cockpit SVIA 12M Forecast SVIA Earnings & Move SVIA Dividends & DRIP SVIA Insiders & 13F SVIA Whale Options SVIA Profit Sankey SVIA News & Why

ROARABLE RATING BRIEF • RQD 50/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

SVIA — Silvia Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T14:16:59Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, SVIA carries a score of 51 out of 100, a letter grade of D, and the verdict label "Roarable Sell — Underperform / Distribution Warning." The five pillars are scored as follows:

Fundamental Cash Engine: 10 / 20 (ROIC 0%; FCF yield 0%). This is the weakest pillar relative to its weight, and it reflects that the source data shows no reported return on invested capital and no free-cash-flow yield. For a prospective investor, this means the rating does not find evidence of a self-funding operating engine today.
Whale 13F Flow: 7 / 20 (institutional accumulation and options positioning). This is the lowest pillar score. The source data contains no holder records, so the low score indicates weak or unsupported institutional conviction as captured by the rating, not a verified sell-side view.
Insider Conviction: 9 / 20 (SEC Form 4 and Congressional PTR cluster flow). The score sits below midpoint. The only insider-related item in the news feed concerns share withholding for taxes on a former COO's award, which is an administrative transaction and not a directional buy signal.
Macro Regime Fit: 12 / 20 (beta 1.0; sector sensitivity). A beta of 1.0 implies market-level sensitivity to broad moves, which is neutral rather than defensive.
Forensic Balance Sheet: 13 / 20 (Altman Z 2.5; Piotroski F 6/9; Debt/Equity 0.5). This is the strongest pillar, and it suggests the balance sheet is more stable than the earnings and cash-flow pillars would imply.

Taken together, the investor implication is that upside depends on a turnaround in cash generation that the source data does not yet show, while the balance sheet provides some cushion. The price of $3.3 sits near the low end of a 52-week range of $1.31 to $10.22, so the stock has already experienced a sharp decline, and the rating's distribution warning signals that the decline may not be finished. Valuation cannot be assessed on earnings multiples because those inputs are unavailable.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025 (filed 2025-12-31)	$0.0M	$0.0M	$0.0M	N/A	N/A	$45.0M	N/A

Per the SEC financials, reported revenue, operating income, and net income for FY 2025 are each shown as $0.0M, and EPS and free cash flow are not reported. Gross, operating, and net margins are each listed as 0%, and ROIC is 0% per the market data. Per the Roarable RQD rating, the Altman Z-Score is 2.5 and the Piotroski F-Score is 6 out of 9, with Debt/Equity at 0.5. Cash of $45.0M is the only reported balance-sheet figure with a value, and debt is not available in source data.

Recent Catalysts & News Wire Analysis

Share repurchases (YELLOW, MARKET WIRE): A headline reports an additional 5% of shares outstanding repurchased, bringing total repurchases to approximately 20%.
Forum and estimates coverage (YELLOW, MARKET WIRE): Discussion-forum and estimates items were listed with no substantive content in the summaries.
Former COO share withholding (YELLOW, MARKET WIRE): A report states that 202,615 shares were withheld for taxes on a former COO's stock award.
Apparel rebound commentary (GREEN, CATALYST): An Opening Bell Daily item headlined a possible 137% surge for a "beat-down apparel stock." The source does not clearly tie this to SVIA's business, and the summary provides no supporting analysis.
Cost-cutting initiative (RED, RISK WATCH): A Business Wire release announces an aggressive cost-cutting initiative expected to deliver more than $10 million in savings. The RISK WATCH flag indicates the feed treats it as a risk-related item, and the source does not explain the reason for the restructuring.

Per the Butterfly Supply-Chain Graph, the supply chain is listed as "NONE," there are no butterfly links, and there are no proprietary signals.

Open Questions

What is the company's business model and revenue source, given that FY 2025 revenue is reported as $0.0M while cash is $45.0M?
What is the debt balance, since the financials list it as N/A while Debt/Equity is cited at 0.5?
What are the size, timing, and expected duration of the cost-cutting initiative, and which costs does it target?
What is the funding source and capital allocation rationale behind the repurchases totaling approximately 20% of shares outstanding?
What is the reason for the 52-week price decline from $10.22 to the current $3.3, and is it linked to the RISK WATCH cost-cutting disclosure?

SVIA Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Silvia Inc. (SVIA) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to SVIA Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 17h ago

Silvia Repurchases an Additional 5% of Shares Outstanding, Bringing Total Repurchases to Approximately 20%

Yahoo Finance report covering Silvia Inc. (SVIA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Moomoo • 20h ago

Silvia (SVIA) Stock Forum and Discussion

Moomoo report covering Silvia Inc. (SVIA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 23h ago

Silvia, Inc. Estimates – NASDAQ:SVIA

TradingView report covering Silvia Inc. (SVIA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

A former COO's stock award has 202,615 shares withheld for taxes at Silvia (SVIA).

Stock Titan report covering Silvia Inc. (SVIA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Opening Bell Daily • 1d ago

Best Ideas Club: This beat-down apparel stock could surge 137%

Opening Bell Daily report covering Silvia Inc. (SVIA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Business Wire • 1d ago

Silvia, Inc. Announces Aggressive Cost-Cutting Initiative Expected to Deliver More Than $10 Million in Savings

Business Wire report covering Silvia Inc. (SVIA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Investing.com UK • 1d ago

Form 4 Silvia, Inc For: 8 October By Investing.com

Investing.com UK report covering Silvia Inc. (SVIA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stock Titan • 1d ago

Silvia (SVIA) withholds 116,600 shares for taxes on former legal chief's 258,317-unit award.

Stock Titan report covering Silvia Inc. (SVIA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

SVIA Bull vs. Bear Conversation Board — What's Your Call at $2.94?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON SVIA 🐻 50% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $3.56 (+7.9%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is SVIA (D • RQD 51/100) a Buy at $3.30?

Welcome to the SVIA (Silvia Inc.) Roar Pit. Current RQD Composite is 51/100 (Roarable Sell — Underperform / Distribution Warning) in Finance: Consumer Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

VA ValDiscipline Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $2.64 (-20.0%)

Spot @ $3.30

Pump the brakes on SVIA — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on SVIA, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Silvia Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

DE DeltaGamma_99 Verified K Arena Trader 🐂 BULLISH 🎯 Target: $3.89 (+17.9%)

Spot @ $3.30

SVIA cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on SVIA, the market is fixating on short-term headline noise in Finance: Consumer Services and ignoring the balance sheet and cash flow trajectory. At $3.30 (52-wk range $1.31 - $10.22), any beat on forward guidance forces shorts and underweight funds to chase.