Western Alliance Bancorporation (WAL) carries a Roarable Rating of D- (Sell) with 38/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-03, Western Alliance Bancorporation (NYSE: WAL) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 38/100 at a spot price of $78.67 (+3.12% 1D, market cap $8.46B). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 4/20, and Executive Insider Alignment 7/20. Across 1097 tracked Financials issuers, WAL ranks #933 in composite RQD confidence.
Within the Financials sector (Major Banks), WAL carries a Roarable D- (38/100 RQD), trailing P/E of 8.8x, gross margin of —, and ROIC of 2.9%. By comparison, CBC (Central Bancompany Inc.) holds a C grade (65/100 RQD, P/E 22.0x, ROIC 4.5%, cap $8.83B) and COLB (Columbia Banking System Inc.) posts a C+ grade (67/100 RQD, P/E 16.0x, ROIC 1.8%, cap $8.84B). Among the 5-stock peer group, WAL leads on earnings multiple (8.8x) while CBC leads on capital efficiency (4.5% ROIC).
Per WAL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001212545), Western Alliance Bancorporation generated $135.8M in revenue (+99.7% YoY), $969.0M in net income, and -$2.69B in free cash flow against $92.77B in total assets and $38.17B in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9
20D Institutional Volume Accumulation (±5.5% realized swing band)
Macro rate sensitivity & RSI-14 (57.8) create a -16 pt regime headwind
While WAL currently carries a cautious 38/100 (D-) rating due to Macro Regime Fit (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($76.93) and Max Pain ($82.60) forces dealer call-delta covering toward $102.09.
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.36% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Western Alliance Bancorporation (WAL) surged +3.12% to $78.67, trading at 41% of its 52-week range ($65.82 – $97.23). Stretched risk/reward at 9x P/E (3% return on capital) under elevated 10-year interest-rate pressure.
Yahoo Finance report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
PHOENIX, October 23, 2026--Western Alliance Bank hosted its first Western Alliance 100, an invitation-only CEO strategic forum in Phoenix that brought together top clients and business leaders from across the country to
Regional banking company Western Alliance Bancorporation (NYSE:WAL) reported Q3 2026 results exceeding the market’s revenue expectations, with sales up 10.1% year on year to $1.01 billion. Its non-GAAP profit of $2.34 pe
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +99.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on WAL today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for WAL. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, Western Alliance Bancorporation (WAL) ranks #933 by composite RQD confidence (38/100, grade D-) and #212 by equity capitalization ($8.46B). Within this direct 5-issuer industry benchmark cohort, WAL leads on earnings valuation at 8.8x trailing P/E, while CBC leads on capital efficiency and profitability with 4.5% ROIC and — gross margin. PB currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with WAL at 38/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| WAL
ACTIVE
Western Alliance Bancorporation | D- | 38/100 | 8.8x | — | 2.9% | +3.12% | $8.46B | Benchmark Subject |
| CBC Central Bancompany Inc. | C | 65/100 | 22.0x | — | 4.5% | +2.59% | $8.83B | /cbc-vs-wal → |
| COLB Columbia Banking System Inc. | C+ | 67/100 | 16.0x | — | 1.8% | +1.76% | $8.84B | /colb-vs-wal → |
| PB Prosperity Bancshares Inc. | C+ | 69/100 | 16.1x | — | 3.3% | +2.68% | $8.88B | /pb-vs-wal → |
| BOKF BOK Financial Corporation | D+ | 56/100 | 13.9x | — | 2.9% | +1.76% | $8.05B | /bokf-vs-wal → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Western Alliance Bancorporation (WAL) reported GAAP revenue of $135.8M (+99.7% vs. FY2024 revenue of $68.0M , and +37.7% cumulative change since FY2023) , GAAP net income of $969.0M, operating cash flow of -$2.68B, and free cash flow of -$2.69B (+2.2% YoY). On the balance sheet, WAL closed FY2025 with $92.77B in total assets against $38.17B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $135.8M | $969.0M | -$2.68B | -$2.69B | $92.77B | $38.17B |
| FY2024 (FY) | 2024-12-31 | $68.0M | $788.0M | -$2.74B | -$2.75B | $80.93B | $33.40B |
| FY2023 (FY) | 2023-12-31 | $98.6M | $722.0M | -$328.6M | -$333.0M | $4.67B | $1.09B |
As of 2026-11-03, Western Alliance Bancorporation (NYSE: WAL) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 38/100 at a spot price of $78.67 (+3.12% 1D, market cap $8.46B). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 4/20, and Executive Insider Alignment 7/20. Across 1097 tracked Financials issuers, WAL ranks #933 in composite RQD confidence.
Within the Financials sector (Major Banks), WAL carries a Roarable D- (38/100 RQD), trailing P/E of 8.8x, gross margin of —, and ROIC of 2.9%. By comparison, CBC (Central Bancompany Inc.) holds a C grade (65/100 RQD, P/E 22.0x, ROIC 4.5%, cap $8.83B) and COLB (Columbia Banking System Inc.) posts a C+ grade (67/100 RQD, P/E 16.0x, ROIC 1.8%, cap $8.84B). Among the 5-stock peer group, WAL leads on earnings multiple (8.8x) while CBC leads on capital efficiency (4.5% ROIC).
Per WAL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001212545), Western Alliance Bancorporation generated $135.8M in revenue (+99.7% YoY), $969.0M in net income, and -$2.69B in free cash flow against $92.77B in total assets and $38.17B in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
WAL last traded at $78.67 (+3.12% on volume of 1,286,256 shares), positioning the stock +2.26% above its 50-day simple moving average ($76.93) and -1.27% below its 200-day simple moving average ($79.68). Across its 52-week range of $65.82 to $97.23, WAL sits at the 40.9% percentile with a 14-day RSI of 57.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.5% ($74.34 to $83.00).
Western Alliance Bancorporation (WAL) earns a live Roarable RQD composite score of 38/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $78.67 (+3.12% 1D, market capitalization $8.46B).
Western Alliance Bancorporation Common Stock (DE) is listed on the NYSE under WAL and classified in the Financials sector, Major Banks industry. —: the specific products, customer segments, or revenue model. The source data supplies a sector and industry classification only, so the mechanics of how the company earns its income cannot be described from the supplied material.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Western Alliance Bancorporation (WAL) reported $135.8M in annual revenue (up from $68.0M in FY2024, +99.7% YoY) and $969.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($98.6M revenue, $722.0M net income) through FY2025, WAL scaled operating cash flow to -$2.68B and free cash flow to -$2.69B, backed by $92.77B in total assets against $38.17B in total debt.
No upstream or downstream dependencies, sector correlations, or second-order bottlenecks are supplied. Per the market data, beta is 0.96, which is the only sector-sensitivity measure available and is cited under the Macro Regime Fit pillar.
Real-time company headlines, analyst actions, and sector developments for Western Alliance Bancorporation (WAL) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Investing.com report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Western Alliance Bancorporation (WAL) market action, institutional positioning, and fundamental catalysts.
Don't sleep on WAL's setup in Financials. Forward P/E of 7.4 and a Forensic Balance Sheet pillar score of 13/20 (Altman Z 2.5; Piotroski F 5/9) point to a low-multiple, financially sound profile.. Beta of 0.96 means it moves fast when momentum turns, and the 5-pillar RQD gauge (38/100) backs up the fundamental quality.
Both sides have a point here — WAL's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Fading this rally in WAL at $76.29. A -18% FCF yield, 2.9% ROIC, and a Macro Regime Fit score of 4/20 indicate weak cash conversion and limited sector cushion.. With a beta of 0.96 and the stock sitting at $76.29 (52-wk range $65.82–$97.23), the easy multiple expansion is already priced in.
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