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Wise Group plc (Class A) (WSE) Dividend Safety Gauge & 10-Year DRIP Compounder

$10.87 +1.87% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $10.89

Wise Group plc (Class A) (WSE) carries a Roarable Rating of D+ (Sell) with 53/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $13.12B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is WSE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Wise Group plc (Class A) (NASDAQ: WSE) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 53/100 at a spot price of $10.87 (+1.87% 1D, market cap $13.12B). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 11/20. Active quantitative signal LIQUIDITY_TAILWIND (BEARISH, conviction undefined/100) notes: undefined.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does WSE compare to PAYX and PYPL in the Industrials sector?
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Within the Industrials sector (Diversified Commercial Services), WSE carries a Roarable D+ (53/100 RQD), trailing P/E of 27.1x, gross margin of —, and ROIC of —. By comparison, PAYX (Paychex Inc.) holds a A- grade (83/100 RQD, P/E 22.1x, ROIC 28.6%, cap $39.91B) and PYPL (PayPal Holdings Inc.) posts a B grade (74/100 RQD, P/E 9.0x, ROIC 21.6%, cap $47.36B). Among the 5-stock peer group, PYPL leads on earnings multiple (9.0x) while PAYX leads on capital efficiency (28.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for WSE?
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Per WSE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0002099039), Wise Group plc (Class A) generated $1.89B in revenue (+22.5% YoY), $498.7M in net income, and $7.53B in free cash flow against $0 in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $10.89 (+0.15%)🧬 Cannibal Buyback (-0.96% YoY Shares)⚙️ Cash Engine: 16/20 (B+) • 397.9% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 53/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.9% avg 90D alpha vs SPY • 50.6% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D+
025507510053
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+
Cash (16)Whales (4)SEC (13)Macro (9)CEO (11)
Each axis scored 0–20
12M PRICE TARGET CONE-2.2% Base Target
$18 Bull$11 Base$8 Bear
📬 FREE WSE RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WSE)Realized 20D OHLCV Swing Band: ±5.5%
Deterministic 5-Pillar Attribution (53/100 Composite)
🔍 WHY WSE SCORES 53/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+16/20 pts (30% of score)

SEC XBRL FY 2025 (10-K): 397.9% FCF Margin ($7.53B FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 6/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
61
Grade C$12.22-9.9% Next Q
Q2 (-2Q)
58
Grade C$11.01-1.5% Next Q
Q3 (-1Q)
56
Grade C$10.84+0.3% Next Q
Current
53
Grade D+$10.87-0.9% Hist 90D α
Trajectory: C (61) → D+ (53)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a WSE Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While WSE currently carries a cautious 53/100 (D+) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($11.77) and Max Pain ($11.41) forces dealer call-delta covering toward $18.34.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-0.96% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WSE• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “WSE Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”
CASH DIVIDEND + BUYBACK YIELD
1.8% Total Yield
0% Cash ($0.00/yr) + 1.8% Buybacks
PAYOUT SAFETY SPEEDOMETER
74/100 • REINVESTING IN GROWTH + BUYBACKS
FREE CASH FLOW PAYOUT RATIO
0% (100% Reinvested)
Retains cash flow for R&D and share repurchases
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (14.2% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $37,728

Est. Year-10 Shareholder Yield: $679/yr
$11.4K
Yr 1
$13.0K
Yr 2
$14.9K
Yr 3
$17.0K
Yr 4
$19.4K
Yr 5
$22.2K
Yr 6
$25.3K
Yr 7
$28.9K
Yr 8
$33.0K
Yr 9
$37.7K
Yr 10
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring WSE)

  • ✓Walkthrough of WSE's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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WSE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -29.42%🛡️ HOLDING TREND SUPPORT
2026-11-03O $11.00H $11.00L $10.67C $10.87VOL 1.77M
RES: $11.66SUP: $10.60SMA50: $11.77SMA200: $12.05
$17.97$15.91$13.84$11.78$9.72RES $11.66SUP $10.60$10.872026-05-112026-06-242026-08-072026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WSE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
20.6%/yr Implied 5Y Growth

vs. +22.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on WSE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WSE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WSE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WSE)

Industrials Rank #193 of 486 ⚔️ PAYX vs WSE Full Matrix →

1. Head-to-Head Industrials Peer Comparison (WSE vs. PAYX, PYPL, NVRI, FORR)

Industry: Diversified Commercial Services (32 Tracked Issuers)

Across 486 tracked Industrials securities in the Roarable RQD universe, Wise Group plc (Class A) (WSE) ranks #193 by composite RQD confidence (53/100, grade D+) and #85 by equity capitalization ($13.12B). Within this direct 5-issuer industry benchmark cohort, PYPL leads on earnings valuation at 9.0x trailing P/E, while PAYX leads on capital efficiency and profitability with 28.6% ROIC and 73.4% gross margin. PAYX currently holds the highest overall quantitative score in the immediate peer group at 83/100 (A-) compared with WSE at 53/100 (D+).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
WSE ACTIVE
Wise Group plc (Class A)
D+ 53/100 27.1x — — +1.87% $13.12B Benchmark Subject
PAYX
Paychex Inc.
A- 83/100 22.1x 73.4% 28.6% +3.01% $39.91B /payx-vs-wse →
PYPL
PayPal Holdings Inc.
B 74/100 9.0x — 21.6% +3.11% $47.36B /pypl-vs-wse →
NVRI
Enviri Corporation
D- 39/100 — — — -2.39% $519.3M /nvri-vs-wse →
FORR
Forrester Research Inc.
D 48/100 — 57.0% -35.0% -10.54% $209.6M /forr-vs-wse →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0002099039 ↗

In its most recent audited fiscal period (FY2025, filed 2026-03-31), Wise Group plc (Class A) (WSE) reported GAAP revenue of $1.89B (+22.5% vs. FY2024 revenue of $1.55B , and +43.1% cumulative change since FY2023) , GAAP net income of $498.7M, operating cash flow of $7.55B, and free cash flow of $7.53B (+32.8% YoY). On the balance sheet, WSE closed FY2025 with $0 in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2026-03-31 $1.89B $498.7M $7.55B $7.53B — —
FY2024 (FY) 2025-03-31 $1.55B $550.3M $5.72B $5.68B — —
FY2023 (FY) 2024-03-31 $1.32B $501.5M $4.08B $4.08B — —

3. WSE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WSE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Wise Group plc (Class A) (NASDAQ: WSE) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 53/100 at a spot price of $10.87 (+1.87% 1D, market cap $13.12B). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 9/20, and Executive Insider Alignment 11/20. Active quantitative signal LIQUIDITY_TAILWIND (BEARISH, conviction undefined/100) notes: undefined.

How does WSE compare to PAYX and PYPL in the Industrials sector?

Within the Industrials sector (Diversified Commercial Services), WSE carries a Roarable D+ (53/100 RQD), trailing P/E of 27.1x, gross margin of —, and ROIC of —. By comparison, PAYX (Paychex Inc.) holds a A- grade (83/100 RQD, P/E 22.1x, ROIC 28.6%, cap $39.91B) and PYPL (PayPal Holdings Inc.) posts a B grade (74/100 RQD, P/E 9.0x, ROIC 21.6%, cap $47.36B). Among the 5-stock peer group, PYPL leads on earnings multiple (9.0x) while PAYX leads on capital efficiency (28.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WSE?

Per WSE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0002099039), Wise Group plc (Class A) generated $1.89B in revenue (+22.5% YoY), $498.7M in net income, and $7.53B in free cash flow against $0 in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WSE trading relative to its 50-day, 200-day, and 52-week technical levels?

WSE last traded at $10.87 (+1.87% on volume of 2,653,733 shares), positioning the stock -7.65% below its 50-day simple moving average ($11.77) and -9.79% below its 200-day simple moving average ($12.05). Across its 52-week range of $10.36 to $17.47, WSE sits at the 7.2% percentile with a 14-day RSI of 36.8 (NEUTRAL RANGE) and an implied next-earnings move of ±5.5% ($10.27 to $11.47).

ROARABLE RATING BRIEF • RQD 53/100 (D+) ✓ SEC XBRL & RQD VERIFIED

WSE — Wise Group plc (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-03-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Wise Group plc (Class A) (WSE) earns a live Roarable RQD composite score of 53/100, corresponding to a D+ letter grade (Roarable Sell) at a spot price of $10.87 (+1.87% 1D, market capitalization $13.12B).

  • Fundamental Cash Engine (16/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of 31.2%, and free cash flow yield of —.
  • Whale 13F & Options Flow (4/20) + Insider Conviction (11/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (9/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 6/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Wise Group plc (Class A) (WSE) is a NASDAQ-listed issuer in the Industrials sector, operating in Diversified Commercial Services..5B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2026-03-31), Wise Group plc (Class A) (WSE) reported $1.89B in annual revenue (up from $1.55B in FY2024, +22.5% YoY) and $498.7M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.32B revenue, $501.5M net income) through FY2025, WSE scaled operating cash flow to $7.55B and free cash flow to $7.53B, backed by $0 in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D+ • RQD 53/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Free cash flow yield of — and institutional whale pillar of 4/20. With Fundamental Cash Engine at 16/20 and Institutional Whale Flow at 4/20, sustained execution supports upside toward the upper end of the $10.36 – $17.47 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 27.1x trailing P/E and 22.3x EV/EBITDA against 31.2% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The investor-relevant second-order channel visible in the data is liquidity sensitivity: a 4.20x Net Liquidity beta implies that tightening or easing in the Fed-TGA-RRP plumbing could amplify WSE's price response relative to the broader market. Investors should watch the four-week rate of change in the liquidity index and high-yield spread movements as leading context for this sensitivity.

  • Key Question #1: Can WSE sustain or expand its 31.2% operating margin and — ROIC against Diversified Commercial Services peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $1.89B and free cash flow of $7.53B, how will capital allocation balance growth reinvestment against $0 in total debt?
  • Key Question #3: How sensitive is WSE's 22.8x forward P/E multiple to Industrials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

WSE Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Wise Group plc (Class A) (WSE) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to WSE Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

WSE Bull vs. Bear Conversation Board — What's Your Call at $10.87?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON WSE 🐻 33% BEARISH CONVICTION
1. Pick Your Side on WSE:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $12.59 (+18.0%)
📌 Pinned Debate

Revenue grew from $1.32B in FY 2023 to $1.89B in FY 2025 while the Forensic Balance Sheet pillar scored 13/20 with an Altman Z of 2

Here is why I am bullish on WSE here at $10.67: Revenue grew from $1.32B in FY 2023 to $1.89B in FY 2025 while the Forensic Balance Sheet pillar scored 13/20 with an Altman Z of 2.5.. Compare WSE's 31.2% operating margin and 0.0% ROIC against the rest of Diversified Commercial Services. As long as cash conversion holds up, dips toward $10.14 are getting bought.

ArenaChamp_24 🐂 BULL

@CreditSpread_Watch Fair point on 27.1x trailing P/E, but you're ignoring the forward operating leverage in Diversified Commercial Services. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

CR CreditSpread_Watch RQD DEBATE OPENER • Balance Sheet Analyst 🐻 BEARISH 🎯 Target: $9.18 (-14.0%)
Spot @ $10.67

The Butterfly graph assigns a bearish 4.20x Net Liquidity beta and an 18/100 Macro Tailwind Score, while the Whale 13F Flow pillar scor

The Butterfly graph assigns a bearish 4.20x Net Liquidity beta and an 18/100 Macro Tailwind Score, while the Whale 13F Flow pillar scored only 4/20.. Look at the math on WSE: paying 27.1x trailing P/E for 0.0% ROIC and 31.2% operating margins leaves zero margin of safety if Diversified Commercial Services demand softens. I'd wait for a retest of $9.39 before getting long.

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