RISK WATCHYahoo Finance • 1d ago
Encore Capital Group (ECPG) As Risk Concerns Meet An Undervalued NarrativeYahoo Finance report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
Why ECPG Stock advanced +0.25% Today — RQD Quant Desk Flash
$100.23 +0.25% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $100.52
Encore Capital Group Inc (ECPG) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 60% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B- • BUY
Cap $2.12B
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Is ECPG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Encore Capital Group Inc (NASDAQ: ECPG) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $100.23 (+0.25% 1D, market cap $2.12B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, ECPG ranks #106 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does ECPG compare to AGM and TY in the Financials sector?
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Within the Financials sector (Finance Companies), ECPG carries a Roarable B- (70/100 RQD), trailing P/E of 8.4x, gross margin of —, and ROIC of 60.4%. By comparison, AGM (Federal Agricultural Mortgage Corporation) holds a D+ grade (57/100 RQD, P/E 10.7x, ROIC 12.1%, cap $2.19B) and TY (Tri Continental Corporation) posts a D grade (48/100 RQD, P/E N/A, ROIC —, cap $1.87B). Among the 5-stock peer group, ECPG leads on earnings multiple (8.4x) while ECPG leads on capital efficiency (60.4% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for ECPG?
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Per ECPG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001084961), Encore Capital Group Inc generated $88.4M in revenue (+4.3% YoY), $257.0M in net income, and $126.9M in free cash flow against $5.34B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $100.51 (+0.28%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 143.6% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 70/100 (B-) historically ranked in the Top 15% of excess returns over the next 90 days (+6.6% avg 90D alpha vs SPY • 68.1% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERBUY • B-
Quant Analyst Panel Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR RQD RADARRw B · Rk C+
Each axis scored 0–20
12M PRICE TARGET CONE+5.4% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ECPG)Realized 20D OHLCV Swing Band: ±6.6%
Deterministic 5-Pillar Attribution (70/100 Composite)
🔍 WHY ECPG SCORES 70/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
▲ #2 Bullish Driver: Whale & Options Positioning+14/20 pts (20% of score)
20D Institutional Volume Accumulation (±6.6% realized swing band)
▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk13/20 pts (-7 pt drag)
Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade A-$105.60-2.3% Next Q
78
Q2 (-2Q)Grade B+$103.16-3.6% Next Q
75
Q3 (-1Q)Grade B$99.46+0.8% Next Q
73
CurrentGrade B-$100.23+6.6% Hist 90D α
70
Trajectory: A- (78) → B- (70)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the ECPG Bull Thesis Could Fail
Even with a 70/100 (B-) score, ECPG faces multiple-compression risk if 8.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($99.17) or 200D SMA ($83.63) invalidates the momentum regime and cuts Target Base ($105.64) toward Bear Floor ($82.19).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $ECPG• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “ECPG Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why ECPG Stock advanced +0.25% Today — RQD Quant Desk Flash
Encore Capital Group Inc (ECPG) advanced +0.25% to $100.23, trading at 91% of its 52-week range ($41.06 – $105.98). High-quality cash engine (steady margins, 60% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 91% of its 52-week range ($41.06 – $105.98) with RSI-14 at 49.5 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±6.6% around $100.23 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B- (Buy) backed by 52% gross margin and $126.9M annual free cash flow.
Live ECPG Headlines & Catalysts
MARKET WIREYahoo Finance • 1d ago
Encore Capital Group (ECPG): Buy, Sell, or Hold Post Q2 Earnings?Yahoo Finance report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
MARKET WIRETradingView • 1d ago
Encore Capital Group Inc Estimates – NASDAQ:ECPGTradingView report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
MARKET WIREMarketBeat • 2d ago
Encore Capital Group (NASDAQ:ECPG) Stock Breaks Above 50-Day Moving Average - Here's What HappenedMarketBeat report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
CATALYSTSimply Wall St • 2d ago
Does Slow Growth Change The Bull Case For Encore Capital Group Stock?Simply Wall St report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo Finance • 2d ago
Encore Capital Group to Announce Third Quarter 2026 Financial Results on November 4Yahoo Finance report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
MARKET WIREMarketBeat • 2d ago
Encore Capital Group Inc (NASDAQ:ECPG) Stock Rated "Moderate Buy" by Sell-Side BrokeragesMarketBeat report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
CATALYSTYahoo • 4d ago
2 financials stocks worth your attention and 1 we find riskyFinancial providers use their expertise in capital allocation and risk assessment to help facilitate economic growth while offering consumers and businesses essential financial services. But uncertainty about fiscal and
MARKET WIREYahoo • 6d ago
PROG Holdings (PRG) Matches Q3 Earnings EstimatesPROG Holdings (PRG) delivered earnings and revenue surprises of 0.00% and -1.45%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
MARKET WIREYahoo • 12d ago
1 Small-Cap Stock with Exciting Potential and 2 We Brush OffInvestors looking for hidden gems should keep an eye on small-cap stocks because they’re frequently overlooked by Wall Street. Many opportunities exist in this part of the market, but it is also a high-risk, high-reward
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (ECPG Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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ECPG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +20.48%▲ ASCENDING TRIANGLE
2026-11-03O $102.4H $102.4L $99.98C $100.2VOL 246.3K
RES: $106.3SUP: $97.29SMA50: $99.17SMA200: $83.63
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
ECPG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle
-4.5%/yr Implied 5Y Growth
vs. +4.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger
No active Ellis Vennor swing setup published on ECPG today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for ECPG. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for ECPG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ECPG)
Financials Rank #106 of 1097
⚔️ AGM vs ECPG Full Matrix →
1. Head-to-Head Financials Peer Comparison (ECPG vs. AGM, TY, BDJ, QQQX)
Industry: Finance Companies (27 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Encore Capital Group Inc (ECPG) ranks #106 by composite RQD confidence (70/100, grade B-) and #418 by equity capitalization ($2.12B). Within this direct 5-issuer industry benchmark cohort, ECPG leads on earnings valuation at 8.4x trailing P/E, while ECPG leads on capital efficiency and profitability with 60.4% ROIC and — gross margin. ECPG currently leads its immediate peer cohort in composite quantitative strength at 70/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| ECPG
ACTIVE
Encore Capital Group Inc | B- | 70/100 | 8.4x | — | 60.4% | +0.25% | $2.12B | Benchmark Subject |
| AGM Federal Agricultural Mortgage Corporation | D+ | 57/100 | 10.7x | — | 12.1% | +2.17% | $2.19B | /agm-vs-ecpg → |
| TY Tri Continental Corporation | D | 48/100 | — | — | — | -0.23% | $1.87B | /ty-vs-ecpg → |
| BDJ Blackrock Enhanced Equity Dividend Trust | D | 51/100 | — | — | — | 0.00% | $1.70B | /bdj-vs-ecpg → |
| QQQX Nuveen NASDAQ 100 Dynamic Overwrite Fund | D | 50/100 | — | — | — | -1.16% | $1.47B | /qqqx-vs-ecpg → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001084961 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Encore Capital Group Inc (ECPG) reported GAAP revenue of $88.4M (+4.3% vs. FY2024 revenue of $84.8M , and +6.3% cumulative change since FY2023) , GAAP net income of $257.0M, operating cash flow of $153.2M, and free cash flow of $126.9M (-0.2% YoY). On the balance sheet, ECPG closed FY2025 with $5.34B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $88.4M | $257.0M | $153.2M | $126.9M | $5.34B | — |
| FY2024 (FY) | 2024-12-31 | $84.8M | -$139.0M | $156.2M | $127.2M | $4.79B | — |
| FY2023 (FY) | 2023-12-31 | $83.1M | -$206.0M | $153.0M | $153.0M | — | — |
3. ECPG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs ECPG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Encore Capital Group Inc (NASDAQ: ECPG) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $100.23 (+0.25% 1D, market cap $2.12B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, ECPG ranks #106 in composite RQD confidence.
How does ECPG compare to AGM and TY in the Financials sector?
Within the Financials sector (Finance Companies), ECPG carries a Roarable B- (70/100 RQD), trailing P/E of 8.4x, gross margin of —, and ROIC of 60.4%. By comparison, AGM (Federal Agricultural Mortgage Corporation) holds a D+ grade (57/100 RQD, P/E 10.7x, ROIC 12.1%, cap $2.19B) and TY (Tri Continental Corporation) posts a D grade (48/100 RQD, P/E N/A, ROIC —, cap $1.87B). Among the 5-stock peer group, ECPG leads on earnings multiple (8.4x) while ECPG leads on capital efficiency (60.4% ROIC).
What are the biggest fundamental strengths and SEC risk factors for ECPG?
Per ECPG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001084961), Encore Capital Group Inc generated $88.4M in revenue (+4.3% YoY), $257.0M in net income, and $126.9M in free cash flow against $5.34B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is ECPG trading relative to its 50-day, 200-day, and 52-week technical levels?
ECPG last traded at $100.23 (+0.25% on volume of 222,578 shares), positioning the stock +1.07% above its 50-day simple moving average ($99.17) and +19.85% above its 200-day simple moving average ($83.63). Across its 52-week range of $41.06 to $105.98, ECPG sits at the 91.1% percentile with a 14-day RSI of 49.5 (NEUTRAL RANGE) and an implied next-earnings move of ±6.6% ($93.61 to $106.85).
ROARABLE RATING BRIEF • RQD 70/100 (B-)
✓ SEC XBRL & RQD VERIFIED
ECPG — Encore Capital Group Inc: What the Facts Mean to a Prospective Investor
Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31
1. Roarable Rating Brief: What This Means to a Prospective Investor
Encore Capital Group Inc (ECPG) earns a live Roarable RQD composite score of 70/100, corresponding to a B- letter grade (Roarable Buy) at a spot price of $100.23 (+0.25% 1D, market capitalization $2.12B).
- Fundamental Cash Engine (13/20): Anchored by return on invested capital (ROIC) of 60.4%, gross margin of —, operating margin of 75.0%, and free cash flow yield of 5.85%.
- Whale 13F & Options Flow (14/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (14/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 6/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Encore Capital Group Inc (ECPG) is a NASDAQ-listed operating company in the Finance Companies industry (Financials sector) with an equity market capitalization of $2.12B. The business operates with a gross margin of 0%, an operating margin of 75%, and a return on invested capital (ROIC) of 60.4% (free cash flow yield of 5.85%). Within the Finance Companies peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Encore Capital Group Inc (ECPG) reported $88.4M in annual revenue (up from $84.8M in FY2024, +4.3% YoY) and $257.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($83.1M revenue, -$206.0M net income) through FY2025, ECPG scaled operating cash flow to $153.2M and free cash flow to $126.9M, backed by $5.34B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (B- • RQD 70/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 5.85% and institutional whale pillar of 14/20. With Fundamental Cash Engine at 13/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $41.06 – $105.98 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 8.4x trailing P/E and 3.1x EV/EBITDA against 75.0% operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
— The Butterfly Supply-Chain Graph records no upstream or downstream links and no proprietary signals. Sector correlations and 2nd-order bottlenecks cannot be assessed from the provided sources.
- Key Question #1: Can ECPG sustain or expand its 75.0% operating margin and 60.4% ROIC against Finance Companies peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $88.4M and free cash flow of $126.9M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is ECPG's 7.8x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
ECPG Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Encore Capital Group Inc (ECPG) • Click "Debate This Headline" to argue it in the Roar Pit below
🔴 RISK WATCH Yahoo Finance • 1d ago
Encore Capital Group (ECPG) As Risk Concerns Meet An Undervalued Narrative Yahoo Finance report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 1d ago
Encore Capital Group (ECPG): Buy, Sell, or Hold Post Q2 Earnings? Yahoo Finance report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE TradingView • 1d ago
Encore Capital Group Inc Estimates – NASDAQ:ECPG TradingView report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE MarketBeat • 2d ago
Encore Capital Group (NASDAQ:ECPG) Stock Breaks Above 50-Day Moving Average - Here's What Happened MarketBeat report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
🟢 CATALYST Simply Wall St • 2d ago
Does Slow Growth Change The Bull Case For Encore Capital Group Stock? Simply Wall St report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 2d ago
Encore Capital Group to Announce Third Quarter 2026 Financial Results on November 4 Yahoo Finance report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE MarketBeat • 2d ago
Encore Capital Group Inc (NASDAQ:ECPG) Stock Rated "Moderate Buy" by Sell-Side Brokerages MarketBeat report covering Encore Capital Group Inc (ECPG) market action, institutional positioning, and fundamental catalysts.
🟢 CATALYST Yahoo • 4d ago
2 financials stocks worth your attention and 1 we find risky Financial providers use their expertise in capital allocation and risk assessment to help facilitate economic growth while offering consumers and businesses essential financial services. But uncertainty about fiscal and
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE
3 Active Posts & Replies
ECPG Bull vs. Bear Conversation Board — What's Your Call at $100.23?
🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON ECPG 🐻 33% BEARISH CONVICTION
TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH
🎯 Target: $131.97 (+32.0%)
📌 Pinned Debate Per the market data, trailing P/E of 8.4 and ROIC of 60.4% sit alongside a 75% operating margin, indicating strong profitability at a l
Long ECPG at $99.98 targeting $131.97. Per the market data, trailing P/E of 8.4 and ROIC of 60.4% sit alongside a 75% operating margin, indicating strong profitability at a low earnings multiple.. Institutional whale score is 14/20 and the risk/reward vs. the $41.06 52-week low is skewed heavily in favor of bulls.
EarningsSniper 🐂 BULL
Both sides have a point here — ECPG's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
ME MeanReversion_88 RQD DEBATE OPENER • Quantitative Statistical Arb 🐻 BEARISH
🎯 Target: $77.98 (-22.0%)
Spot @ $99.98 Per the RQD rating and financials, the FCF yield of 5.85% and Piotroski F-Score of 6/9 are modest, and the RISK WATCH headline flags op
Here is the bear case nobody on the bull side wants to address on ECPG: Per the RQD rating and financials, the FCF yield of 5.85% and Piotroski F-Score of 6/9 are modest, and the RISK WATCH headline flags open risk concerns.. At 8.4x trailing P/E, even a small guidance miss in Finance Companies triggers a 12-15% air pocket.