Does GSHD pay a dividend and is it safe?

Goosehead Insurance Inc. (Class A) (GSHD) offers a 8.63% cash dividend yield ($4.43 annualized) and 10.43% total shareholder yield including buybacks. Roarable rates its payout coverage as ELEVATED PAYOUT WATCH.

Stock Ratings / Financials / GSHD / dividends

TWFG (68) STC (57) LIFE (70) OIG (51) ⌘ Pro Terminal →

Goosehead Insurance Inc. (Class A) (GSHD) Dividend Safety Gauge & 10-Year DRIP Compounder

$51.35 +7.87% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $51.98

Goosehead Insurance Inc. (Class A) (GSHD) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $1.69B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on GSHD Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is GSHD stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Goosehead Insurance Inc. (Class A) (NASDAQ: GSHD) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $51.35 (+7.87% 1D, market cap $1.69B). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 6/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 12/20. Across 1097 tracked Financials issuers, GSHD ranks #423 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does GSHD compare to TWFG and STC in the Financials sector?

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Within the Financials sector (Specialty Insurers), GSHD carries a Roarable C- (59/100 RQD), trailing P/E of 60.7x, gross margin of —, and ROIC of 36.9%. By comparison, TWFG (TWFG Inc. (Class A)) holds a C+ grade (68/100 RQD, P/E N/A, ROIC 39.8%, cap $1.46B) and STC (Stewart Information Services Corporation) posts a D+ grade (57/100 RQD, P/E 12.0x, ROIC 5.6%, cap $1.36B). Among the 5-stock peer group, STC leads on earnings multiple (12.0x) while LIFE leads on capital efficiency (40.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for GSHD?

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Per GSHD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001726978), Goosehead Insurance Inc. (Class A) generated $365.3M in revenue (+113.4% YoY), $27.8M in net income, and $86.1M in free cash flow against $414.9M in total assets and $289.5M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $51.98 (+1.23%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 18/20 (A) • 23.6% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY • 53.1% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+0.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for GSHD)Realized 20D OHLCV Swing Band: ±10.7%

Deterministic 5-Pillar Attribution (59/100 Composite)

🔍 WHY GSHD SCORES 59/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+18/20 pts (31% of score)

SEC XBRL FY 2025 (10-K): 23.6% FCF Margin ($86.1M FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning6/20 pts (-14 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$44.44+5.8% Next Q

Q2 (-2Q)

Grade C-$47.01-1.8% Next Q

Q3 (-1Q)

Grade C$46.15+11.3% Next Q

Current

Grade C-$51.35+0.2% Hist 90D α

Trajectory: C- (51) → C- (59)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the GSHD Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 59/100 (C-) score, GSHD faces multiple-compression risk if 60.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Priced at 61x earnings—high expectations leave less room for a lukewarm quarter.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($52.21) or 200D SMA ($50.49) invalidates the momentum regime and cuts Target Base ($51.58) toward Bear Floor ($40.23).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $GSHD• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “GSHD Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 59%NO 41%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

10.43% Total Yield

8.63% Cash ($4.43/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

41/100 • ELEVATED PAYOUT WATCH

FREE CASH FLOW PAYOUT RATIO

96% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (15.4% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $41,885

Est. Year-10 Shareholder Yield: $4,369/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.5K

Yr 1

$13.3K

Yr 2

$15.4K

Yr 3

$17.7K

Yr 4

$20.5K

Yr 5

$23.6K

Yr 6

$27.3K

Yr 7

$31.5K

Yr 8

$36.3K

Yr 9

$41.9K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in GSHD & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on GSHD and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

GSHD // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +17.80%▲ ASCENDING CHANNEL

2026-11-03O $47.57H $51.35L $47.57C $51.35VOL 327.6K

RES: $89.56SUP: $44.23SMA50: $52.21SMA200: $50.49

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GSHD Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 GSHD Butterfly Map → + Track GSHD →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

41.8%/yr Implied 5Y Growth

vs. +113.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on GSHD today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for GSHD. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for GSHD today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GSHD)

Financials Rank #423 of 1097 ⚔️ TWFG vs GSHD Full Matrix →

1. Head-to-Head Financials Peer Comparison (GSHD vs. TWFG, STC, LIFE, OIG)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Goosehead Insurance Inc. (Class A) (GSHD) ranks #423 by composite RQD confidence (59/100, grade C-) and #457 by equity capitalization ($1.69B). Within this direct 5-issuer industry benchmark cohort, STC leads on earnings valuation at 12.0x trailing P/E, while LIFE leads on capital efficiency and profitability with 40.6% ROIC and — gross margin. LIFE currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with GSHD at 59/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
GSHD ACTIVE Goosehead Insurance Inc. (Class A)	C-	59/100	60.7x	—	36.9%	+7.87%	$1.69B	Benchmark Subject
TWFG TWFG Inc. (Class A)	C+	68/100	—	—	39.8%	+6.08%	$1.46B	/twfg-vs-gshd →
STC Stewart Information Services Corporation	D+	57/100	12.0x	—	5.6%	+2.76%	$1.36B	/stc-vs-gshd →
LIFE Ethos Technologies Inc. (Class A)	B-	70/100	39.8x	—	40.6%	-1.77%	$2.82B	/life-vs-gshd →
OIG Orion180 Insurance Group Inc. (Class A)	D	51/100	—	—	—	+2.04%	$970.5M	/oig-vs-gshd →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001726978 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Goosehead Insurance Inc. (Class A) (GSHD) reported GAAP revenue of $365.3M (+113.4% vs. FY2024 revenue of $171.2M , and +295.9% cumulative change since FY2023) , GAAP net income of $27.8M, operating cash flow of $91.8M, and free cash flow of $86.1M (+22.0% YoY). On the balance sheet, GSHD closed FY2025 with $414.9M in total assets against $289.5M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$365.3M	$27.8M	$91.8M	$86.1M	$414.9M	$289.5M
FY2024 (FY)	2024-12-31	$171.2M	$30.4M	$71.5M	$70.6M	$397.7M	$82.3M
FY2023 (FY)	2023-12-31	$92.3M	$14.1M	$50.8M	$50.8M	—	—

3. GSHD Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is GSHD stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does GSHD compare to TWFG and STC in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for GSHD?

Where is GSHD trading relative to its 50-day, 200-day, and 52-week technical levels?

GSHD last traded at $51.35 (+7.87% on volume of 312,441 shares), positioning the stock -1.65% below its 50-day simple moving average ($52.21) and +1.70% above its 200-day simple moving average ($50.49). Across its 52-week range of $33.68 to $79.85, GSHD sits at the 38.3% percentile with a 14-day RSI of 48.8 (NEUTRAL RANGE) and an implied next-earnings move of ±10.7% ($45.86 to $56.84).

Direct Sub-Reports: GSHD RQD Cockpit GSHD 12M Forecast GSHD Earnings & Move GSHD Dividends & DRIP GSHD Insiders & 13F GSHD Whale Options GSHD Profit Sankey GSHD News & Why

ROARABLE RATING BRIEF • RQD 59/100 (C-) ✓ SEC XBRL & RQD VERIFIED

GSHD — Goosehead Insurance Inc. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Goosehead Insurance Inc. (Class A) (GSHD) earns a live Roarable RQD composite score of 59/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $51.35 (+7.87% 1D, market capitalization $1.69B).

Fundamental Cash Engine (18/20): Anchored by return on invested capital (ROIC) of 36.9%, gross margin of —, operating margin of 20.4%, and free cash flow yield of 5.10%.
Whale 13F & Options Flow (6/20) + Insider Conviction (12/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (10/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Goosehead Insurance Inc. (Class A) (GSHD) is a NASDAQ-listed operating company in the Specialty Insurers industry (Financials sector) with an equity market capitalization of $1.69B. The business operates with a gross margin of 0%, an operating margin of 20.4%, and a return on invested capital (ROIC) of 36.9% (free cash flow yield of 5.1%). Within the Specialty Insurers peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Goosehead Insurance Inc. (Class A) (GSHD) reported $365.3M in annual revenue (up from $171.2M in FY2024, +113.4% YoY) and $27.8M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($92.3M revenue, $14.1M net income) through FY2025, GSHD scaled operating cash flow to $91.8M and free cash flow to $86.1M, backed by $414.9M in total assets against $289.5M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C- • RQD 59/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Free cash flow yield of 5.10% and institutional whale pillar of 6/20. With Fundamental Cash Engine at 18/20 and Institutional Whale Flow at 6/20, sustained execution supports upside toward the upper end of the $33.68 – $79.85 52-week range.
🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 60.7x trailing P/E and 24.5x EV/EBITDA against 20.4% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Specialty Insurers (Financials), GSHD carries a macro regime beta of 1.00 and gross margin of —.

Key Question #1: Can GSHD sustain or expand its 20.4% operating margin and 36.9% ROIC against Specialty Insurers peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $365.3M and free cash flow of $86.1M, how will capital allocation balance growth reinvestment against $289.5M in total debt?
Key Question #3: How sensitive is GSHD's 56.5x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

GSHD Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Goosehead Insurance Inc. (Class A) (GSHD) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to GSHD Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 21h ago

Goosehead Insurance (GSHD) Stock Looks Overvalued As Earnings Expectations Stay High

Yahoo Finance report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Seeking Alpha • 1d ago

Goosehead Insurance trades lower as Piper Sandler downgrades to Hold equivalent (GSHD:NASDAQ)

Seeking Alpha report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Goosehead Insurance (GSHD) Stock May Still Look Pricey On Earnings

Simply Wall St report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Goosehead Insurance, Inc. (GSHD) Stock Forecasts

Yahoo Finance report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Goosehead Insurance (NASDAQ:GSHD) Shares Gap Down - What's Next?

MarketBeat report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE ad-hoc-news.de • 1d ago

BMO Capital maintains USD 47.00 target for Goosehead Insurance stock

ad-hoc-news.de report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Goosehead Insurance (GSHD) Valuation Debate Puts Fair Value Back In Focus

Simply Wall St report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST MarketBeat • 1d ago

Goosehead Insurance (NASDAQ:GSHD) Stock Jumps 8.5% - What's Next?

MarketBeat report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

GSHD Bull vs. Bear Conversation Board — What's Your Call at $51.35?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON GSHD 🐻 33% BEARISH CONVICTION

SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $60.46 (+27.0%)

📌 Pinned Debate

A 36.9% ROIC and 18/20 cash-engine pillar indicate strong return on invested capital.

A 36.9% ROIC and 18/20 cash-engine pillar indicate strong return on invested capital.. When you look under the hood at GSHD, Fundamental Cash Engine is 18/20 with 0.0% gross margins and 36.9% ROIC. Bears are staring in the rearview mirror while institutional 13F flow (6/20) has been quietly accumulating below $79.85. My 12M target is $60.46.

EarningsSniper 🐂 BULL

Both sides have a point here — GSHD's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

CR CreditSpread_Watch RQD DEBATE OPENER • Balance Sheet Analyst 🐻 BEARISH 🎯 Target: $36.66 (-23.0%)

Spot @ $47.61

A trailing P/E of 60.7 and a downgrade to Hold-equivalent weigh against the stock's valuation.

A trailing P/E of 60.7 and a downgrade to Hold-equivalent weigh against the stock's valuation.. Look at the math on GSHD: paying 60.7x trailing P/E for 36.9% ROIC and 20.4% operating margins leaves zero margin of safety if Specialty Insurers demand softens. I'd wait for a retest of $41.90 before getting long.