Goosehead Insurance Inc. (Class A) (GSHD) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-03, Goosehead Insurance Inc. (Class A) (NASDAQ: GSHD) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $47.61 (+0.07% 1D, market cap $1.69B). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, GSHD ranks #422 in composite RQD confidence.
Within the Financials sector (Specialty Insurers), GSHD carries a Roarable C- (59/100 RQD), trailing P/E of 60.7x, gross margin of —, and ROIC of 36.9%. By comparison, TWFG (TWFG Inc. (Class A)) holds a C+ grade (68/100 RQD, P/E N/A, ROIC 39.8%, cap $1.46B) and STC (Stewart Information Services Corporation) posts a D+ grade (57/100 RQD, P/E 12.0x, ROIC 5.6%, cap $1.36B). Among the 5-stock peer group, STC leads on earnings multiple (12.0x) while LIFE leads on capital efficiency (40.6% ROIC).
Per GSHD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001726978), Goosehead Insurance Inc. (Class A) generated $365.3M in revenue, $27.8M in net income, and $86.1M in free cash flow against $414.9M in total assets and $289.5M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 23.6% FCF Margin ($86.1M FCF) & 52% Gross Margin
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9
Put hedging (50% put share) caps near-term gamma upside (-14 pts vs max)
Even with a 59/100 (C-) score, GSHD faces multiple-compression risk if 60.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Sensitive to high interest rates and tighter Federal Reserve market liquidity.
Priced at 61x earnings—high expectations leave less room for a lukewarm quarter.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($52.21) or 200D SMA ($50.49) invalidates the momentum regime and cuts Target Base ($47.82) toward Bear Floor ($37.30).
Goosehead Insurance Inc. (Class A) (GSHD) advanced +0.07% to $47.61, trading at 30% of its 52-week range ($33.68 – $79.85). Solid steady margins (37% return on capital), mixed timing at 61x P/E—hold if owned, no rush to chase.
Yahoo Finance report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
ad-hoc-news.de report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
WESTLAKE, Texas, Oct. 15, 2026 (GLOBE NEWSWIRE) -- Goosehead Insurance, Inc. (“Goosehead” or the “Company”) (NASDAQ: GSHD) announced today that its Investor Day, previously scheduled for November 13, 2026, has been resch
Goosehead Insurance, Inc. ("Goosehead" or the "Company") (NASDAQ: GSHD) announced today that its Investor Day, previously scheduled for November 13, 2026, has been rescheduled to Wednesday, March 31,
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on GSHD today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for GSHD. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Goosehead Insurance Inc. (Class A) (GSHD) ranks #422 by composite RQD confidence (59/100, grade C-) and #456 by equity capitalization ($1.69B). Within this direct 5-issuer industry benchmark cohort, STC leads on earnings valuation at 12.0x trailing P/E, while LIFE leads on capital efficiency and profitability with 40.6% ROIC and — gross margin. LIFE currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with GSHD at 59/100 (C-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| GSHD
ACTIVE
Goosehead Insurance Inc. (Class A) | C- | 59/100 | 60.7x | — | 36.9% | +0.07% | $1.69B | Benchmark Subject |
| TWFG TWFG Inc. (Class A) | C+ | 68/100 | — | — | 39.8% | -0.70% | $1.46B | /twfg-vs-gshd → |
| STC Stewart Information Services Corporation | D+ | 57/100 | 12.0x | — | 5.6% | -2.15% | $1.36B | /stc-vs-gshd → |
| LIFE Ethos Technologies Inc. (Class A) | B- | 70/100 | 39.8x | — | 40.6% | -0.53% | $2.82B | /life-vs-gshd → |
| OIG Orion180 Insurance Group Inc. (Class A) | D | 51/100 | — | — | — | -0.41% | $970.5M | /oig-vs-gshd → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Goosehead Insurance Inc. (Class A) (GSHD) reported GAAP revenue of $365.3M (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $27.8M, operating cash flow of $91.8M, and free cash flow of $86.1M (+22.0% YoY). On the balance sheet, GSHD closed FY2025 with $414.9M in total assets against $289.5M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $365.3M | $27.8M | $91.8M | $86.1M | $414.9M | $289.5M |
| FY2024 (FY) | 2024-12-31 | $0 | $30.4M | $71.5M | $70.6M | $397.7M | $82.3M |
| FY2023 (FY) | 2023-12-31 | $0 | $14.1M | $50.8M | $50.8M | — | — |
As of 2026-11-03, Goosehead Insurance Inc. (Class A) (NASDAQ: GSHD) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $47.61 (+0.07% 1D, market cap $1.69B). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, GSHD ranks #422 in composite RQD confidence.
Within the Financials sector (Specialty Insurers), GSHD carries a Roarable C- (59/100 RQD), trailing P/E of 60.7x, gross margin of —, and ROIC of 36.9%. By comparison, TWFG (TWFG Inc. (Class A)) holds a C+ grade (68/100 RQD, P/E N/A, ROIC 39.8%, cap $1.46B) and STC (Stewart Information Services Corporation) posts a D+ grade (57/100 RQD, P/E 12.0x, ROIC 5.6%, cap $1.36B). Among the 5-stock peer group, STC leads on earnings multiple (12.0x) while LIFE leads on capital efficiency (40.6% ROIC).
Per GSHD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001726978), Goosehead Insurance Inc. (Class A) generated $365.3M in revenue, $27.8M in net income, and $86.1M in free cash flow against $414.9M in total assets and $289.5M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
GSHD last traded at $47.61 (+0.07% on volume of 327,573 shares), positioning the stock -8.81% below its 50-day simple moving average ($52.21) and -5.70% below its 200-day simple moving average ($50.49). Across its 52-week range of $33.68 to $79.85, GSHD sits at the 30.2% percentile with a 14-day RSI of 48.8 (NEUTRAL RANGE) and an implied next-earnings move of ±10.7% ($42.52 to $52.70).
Why GSHD Stock advanced +0.07% Today — RQD Quant Desk Flash. Solid steady margins (37% return on capital), mixed timing at 61x P/E—hold if owned, no rush to chase.
Per the Roarable RQD rating, GSHD scores 59 out of 100, a letter grade of C-, with the verdict "Roarable Hold — Cautious Neutral." The five pillars are:
For a prospective investor evaluating the stock today, the rating points to a business with strong return metrics and a solid cash engine, offset by weak institutional flow, a mid-range insider signal, and a valuation that the market data shows as elevated (trailing P/E of 60.7). The upside case depends on the cash engine sustaining high returns; the valuation tradeoff is that earnings multiples are demanding relative to the reported net margin of 7.6%. This is an analytical framing, not personalized advice.
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $365.3M | $74.4M | $27.8M | N/A | $86.1M | $34.4M | $289.5M |
| FY 2024 | $0.0M | $61.1M | $30.4M | N/A | $70.6M | $54.3M | $82.3M |
| FY 2023 | $0.0M | $33.0M | $14.1M | N/A | $50.8M | N/A | N/A |
Per the SEC financials, operating income rose from $33.0M in FY 2023 to $74.4M in FY 2025, while net income moved from $14.1M to $27.8M, with FY 2024 net income of $30.4M sitting above FY 2025. Per the market data, the operating margin is 20.4% and the net margin is 7.6%, and ROIC is 36.9%. The Altman Z-Score of 2.5 and Piotroski F-Score of 5/9 are reported per the Roarable RQD rating. Debt rose from $82.3M in FY 2024 to $289.5M in FY 2025 while cash fell from $54.3M to $34.4M; the Debt/Equity ratio is 0.5 per the Roarable RQD rating. Revenue for FY 2024 and FY 2023 is reported as $0.0M, which the source data does not explain.
Per the news feed, the headlines fall into three categories:
Per the Butterfly Supply-Chain Graph, no supply-chain links or proprietary signals are recorded.
Real-time company headlines, analyst actions, and sector developments for Goosehead Insurance Inc. (Class A) (GSHD) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
ad-hoc-news.de report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Goosehead Insurance Inc. (Class A) (GSHD) market action, institutional positioning, and fundamental catalysts.
Welcome to the GSHD (Goosehead Insurance Inc. (Class A)) Roar Pit. Current RQD Composite is 59/100 (Roarable Hold — Cautious Neutral) in Specialty Insurers. Bulls point to capital efficiency (36.9% ROIC), while bears focus on valuation multiple compression (60.7x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on GSHD, but look at what you are paying: 60.7x trailing P/E with tightening sector spreads. Unless Goosehead Insurance Inc. (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on GSHD, the market is fixating on short-term headline noise in Specialty Insurers and ignoring the balance sheet and cash flow trajectory. At $47.57 (52-wk range $33.68 - $79.85), any beat on forward guidance forces shorts and underweight funds to chase.
To protect compute speed and zero-delay Cboe BZX data quality for active members, our current $9.95/month Roarable Pro cohort is 100% full. Join the priority waiting list below and we will notify you the moment the next batch of Pro accounts opens (and lock in your $9.95/mo rate).
Link your personal ChatGPT, Claude Desktop, or Cursor via Roarable's Model Context Protocol (`mcp.roarable.com`) to query all 5,289 stocks, inspect Butterfly supply chains, and trade your `$100K Arena` account.
Interrogate SEC 10-K/10-Q filings on demand and ask custom ticker, valuation, or short-thesis questions directly to any of our 8 specialized AI Quant Analysts.
Command our AI agents to sort and sift 5,289 stocks by custom formulas, follow multi-indicator technical & cash-flow setups, and send you instant Email/SMS breakout & downgrade alerts.
Unlock sub-second Cboe BZX streaming quotes, pre-market/after-hours delta scanners, instant SEC Form 4 insider cluster alerts, and unlimited portfolio stress-testing.
All 8 Roarable Analysts (Mara Quenwick, Devon Kess, Gideon Vane, Eliott Vance, Sorel Thorne, Corin Hale, Tessa Rane, and Felix Orven) are proprietary AI Quant Analysts and automated algorithmic specialists — not human financial advisors, fiduciaries, or registered broker-dealers. While one-to-many daily stock ratings and briefings are free, custom 1-on-1 Q&A, custom AI sifting/indicator alert agents, and personal ChatGPT/Claude MCP connections consume dedicated per-user compute and require a $9.95/month Roarable Pro membership. All AI outputs are for educational and research purposes only and never constitute individualized investment advice.
Enter your Google email below for instant 1-step account activation, daily A–E stock rating alerts, and immediate access to your $100,000.00 Virtual Cash Arena account (100% free — no credit card required).