Yahoo Finance report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
Why JMSB Stock advanced +1.35% Today — RQD Quant Desk Flash
John Marshall Bancorp Inc. (JMSB) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
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Is JMSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, John Marshall Bancorp Inc. (NASDAQ: JMSB) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $23.25 (+1.35% 1D, market cap $328.1M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 10/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, JMSB ranks #220 in composite RQD confidence.
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How does JMSB compare to FRAF and COSO in the Financials sector?
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Within the Financials sector (Major Banks), JMSB carries a Roarable C+ (66/100 RQD), trailing P/E of 15.4x, gross margin of —, and ROIC of 8.0%. By comparison, FRAF (Franklin Financial Services Corporation) holds a B- grade (70/100 RQD, P/E 14.9x, ROIC 12.1%, cap $326.1M) and COSO (CoastalSouth Bancshares Inc.) posts a B grade (73/100 RQD, P/E 13.2x, ROIC 9.6%, cap $331.4M). Among the 5-stock peer group, NEWT leads on earnings multiple (5.3x) while NEWT leads on capital efficiency (15.2% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for JMSB?
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Per JMSB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001710482), John Marshall Bancorp Inc. generated $979.7M in revenue (+4.4% YoY), $21.2M in net income, and $22.0M in free cash flow against $2.33B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)
SEC XBRL FY 2025 (10-K): 2.2% FCF Margin ($22.0M FCF) & 52% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-10 pts vs max)
⚔️ Adversarial Opposing Case: Why the JMSB Bull Thesis Could Fail
Even with a 66/100 (C+) score, JMSB faces multiple-compression risk if 15.4x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($23.03) or 200D SMA ($21.68) invalidates the momentum regime and cuts Target Base ($24.09) toward Bear Floor ($18.79).
Why JMSB Stock advanced +1.35% Today — RQD Quant Desk Flash
John Marshall Bancorp Inc. (JMSB) advanced +1.35% to $23.25, trading at 82% of its 52-week range ($18.6 – $24.26). Solid steady margins (8% return on capital), mixed timing at 15x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 82% of its 52-week range ($18.6 – $24.26) with RSI-14 at 53.5 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.2% around $23.25 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $22.0M annual free cash flow.
Yahoo Finance report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
TradingView report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
John Marshall Bancorp Q3 2026 mixed: EPS beat consensus, revenue missed; net income rose 39.5% and deposits grew ahead of pending Eagle merger.
RESTON, Va., October 28, 2026--John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the "Company"), today announced that its Board of Directors has declared a quarterly cash dividend of $0.10 for each share of its common stock ou
John Marshall Bancorp (NASDAQ:JMSB) reported quarterly earnings of $0.55 per share which beat the analyst consensus estimate of $0.50 by 10 percent. This is a 22.22 percent increase over earnings of $0.45 per share from
Scheduled RQD Strong Buys & Whale Accumulation Briefing (JMSB Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
JMSB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +4.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on JMSB today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for JMSB. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JMSB)
1. Head-to-Head Financials Peer Comparison (JMSB vs. FRAF, COSO, CBNA, NEWT)
Industry: Major Banks (248 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, John Marshall Bancorp Inc. (JMSB) ranks #220 by composite RQD confidence (66/100, grade C+) and #791 by equity capitalization ($328.1M). Within this direct 5-issuer industry benchmark cohort, NEWT leads on earnings valuation at 5.3x trailing P/E, while NEWT leads on capital efficiency and profitability with 15.2% ROIC and — gross margin. COSO currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with JMSB at 66/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| JMSB
ACTIVE
John Marshall Bancorp Inc. | C+ | 66/100 | 15.4x | — | 8.0% | +1.35% | $328.1M | Benchmark Subject |
| FRAF Franklin Financial Services Corporation | B- | 70/100 | 14.9x | — | 12.1% | +1.88% | $326.1M | /fraf-vs-jmsb → |
| COSO CoastalSouth Bancshares Inc. | B | 73/100 | 13.2x | — | 9.6% | +1.29% | $331.4M | /coso-vs-jmsb → |
| CBNA Chain Bridge Bancorp Inc. (Class A) | D+ | 58/100 | 16.7x | — | 12.0% | +1.82% | $338.0M | /cbna-vs-jmsb → |
| NEWT NewtekOne Inc. | D- | 40/100 | 5.3x | — | 15.2% | +2.23% | $317.7M | /newt-vs-jmsb → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001710482 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), John Marshall Bancorp Inc. (JMSB) reported GAAP revenue of $979.7M (+4.4% vs. FY2024 revenue of $938.7M , and +1331.9% cumulative change since FY2023) , GAAP net income of $21.2M, operating cash flow of $22.6M, and free cash flow of $22.0M (+31.3% YoY). On the balance sheet, JMSB closed FY2025 with $2.33B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $979.7M | $21.2M | $22.6M | $22.0M | $2.33B | — |
| FY2024 (FY) | 2024-12-31 | $938.7M | $17.1M | $17.3M | $16.8M | $2.23B | — |
| FY2023 (FY) | 2023-12-31 | $68.4M | $5.2M | $18.0M | $18.0M | — | — |
3. JMSB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs JMSB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, John Marshall Bancorp Inc. (NASDAQ: JMSB) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $23.25 (+1.35% 1D, market cap $328.1M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 10/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 16/20. Across 1097 tracked Financials issuers, JMSB ranks #220 in composite RQD confidence.
How does JMSB compare to FRAF and COSO in the Financials sector?
Within the Financials sector (Major Banks), JMSB carries a Roarable C+ (66/100 RQD), trailing P/E of 15.4x, gross margin of —, and ROIC of 8.0%. By comparison, FRAF (Franklin Financial Services Corporation) holds a B- grade (70/100 RQD, P/E 14.9x, ROIC 12.1%, cap $326.1M) and COSO (CoastalSouth Bancshares Inc.) posts a B grade (73/100 RQD, P/E 13.2x, ROIC 9.6%, cap $331.4M). Among the 5-stock peer group, NEWT leads on earnings multiple (5.3x) while NEWT leads on capital efficiency (15.2% ROIC).
What are the biggest fundamental strengths and SEC risk factors for JMSB?
Per JMSB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001710482), John Marshall Bancorp Inc. generated $979.7M in revenue (+4.4% YoY), $21.2M in net income, and $22.0M in free cash flow against $2.33B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is JMSB trading relative to its 50-day, 200-day, and 52-week technical levels?
JMSB last traded at $23.25 (+1.35% on volume of 136,795 shares), positioning the stock +0.96% above its 50-day simple moving average ($23.03) and +7.24% above its 200-day simple moving average ($21.68). Across its 52-week range of $18.60 to $24.26, JMSB sits at the 82.2% percentile with a 14-day RSI of 53.5 (NEUTRAL RANGE) and an implied next-earnings move of ±4.2% ($22.27 to $24.23).
JMSB — John Marshall Bancorp Inc.: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
John Marshall Bancorp Inc. (JMSB) earns a live Roarable RQD composite score of 66/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $23.25 (+1.35% 1D, market capitalization $328.1M).
- Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 8.0%, gross margin of —, operating margin of —, and free cash flow yield of 6.74%.
- Whale 13F & Options Flow (10/20) + Insider Conviction (16/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (13/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Sector is Financials and industry is Major Banks; the exchange is NASDAQ. The profile identifies John Marshall Bancorp Inc. As a NASDAQ-listed Financials issuer in Major Banks. — for detailed business description.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), John Marshall Bancorp Inc. (JMSB) reported $979.7M in annual revenue (up from $938.7M in FY2024, +4.4% YoY) and $21.2M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($68.4M revenue, $5.2M net income) through FY2025, JMSB scaled operating cash flow to $22.6M and free cash flow to $22.0M, backed by $2.33B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (C+ • RQD 66/100): Company leadership has skin in the game with net positive insider conviction. Free cash flow yield of 6.74% and institutional whale pillar of 10/20. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 10/20, sustained execution supports upside toward the upper end of the $18.60 – $24.26 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 15.4x trailing P/E against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Operating in Major Banks (Financials), JMSB carries a macro regime beta of 1.00 and gross margin of —.
- Key Question #1: Can JMSB sustain or expand its — operating margin and 8.0% ROIC against Major Banks peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $979.7M and free cash flow of $22.0M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is JMSB's 14.3x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
JMSB Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for John Marshall Bancorp Inc. (JMSB) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
TradingView report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering John Marshall Bancorp Inc. (JMSB) market action, institutional positioning, and fundamental catalysts.
John Marshall Bancorp Q3 2026 mixed: EPS beat consensus, revenue missed; net income rose 39.5% and deposits grew ahead of pending Eagle merger.
JMSB Bull vs. Bear Conversation Board — What's Your Call at $23.25?
Net income grew from $5.2M in FY 2023 to $21.2M in FY 2025 while the stock trades at a forward P/E of 14.3 and the insider-conviction p
Picked up a starter position in JMSB in my $100K Virtual Cash book at $22.94. Net income grew from $5.2M in FY 2023 to $21.2M in FY 2025 while the stock trades at a forward P/E of 14.3 and the insider-conviction pillar scores 16/20.. Trading inside a $18.60–$24.26 52-week range with 6.74% FCF yield gives solid downside support if Major Banks multiples expand this quarter.
@CreditSpread_Watch Shorting a 10/20 institutional whale-flow stock at $22.94 is dangerous when funds are rotating into Financials.
Reported revenue and operating income are $0.0M in every period and institutional whale-flow scores only 11/20, leaving little independ
Here is the bear case nobody on the bull side wants to address on JMSB: Reported revenue and operating income are $0.0M in every period and institutional whale-flow scores only 11/20, leaving little independent confirmation of the earnings trend.. At 15.4x trailing P/E, even a small guidance miss in Major Banks triggers a 12-15% air pocket.