KB Home (KBH) Dividend Safety Gauge & 10-Year DRIP Compounder

Per the Roarable RQD rating, KB Home scores 53 out of 100, a D+ grade labeled "Roarable Sell — Weak Fundamentals / Trim." The five pillars are: Fundamental Cash Engine at 13 / 20 (ROIC 11%; FCF yield 9.92%); Whale 13F Flow at 9 / 20 (institutional accumulation and options positioning); Insider Conviction at 14 / 20 (SEC Form 4 and Congressional PTR cluster flow); Macro Regime Fit at 7 / 20 (Beta 1.0; sector sensitivity); and Forensic Balance Sheet at 10 / 20 (Altman Z 2.5; Piotroski F 3/9; Debt/Equity 0.5). The two weakest pillars, macro regime fit and whale flow, indicate that the stock's sensitivity to the broader cycle and limited institutional support are the main drags on the score. The cash-generation pillar is the strongest, but its score remains below the midpoint. For a prospective investor, the implication is that the rating frames KBH as a name where valuation looks inexpensive on earnings multiples (P/E TTM 6.8) but where the supporting evidence of quality and sponsorship is mixed. Any upside case would depend on the fundamental cash engine holding up and macro conditions for homebuilding improving; the downside case rests on the weak forensic and flow readings. This is an analytical framing, not personalized advice.

KB Home is a NYSE-listed issuer in the Consumer Discretionary sector, within the Homebuilding industry, with a market capitalization of $2.9B. Per the profile section, the company operates as a homebuilder. The source data does not provide further detail on its product lines, customer segments, or specific revenue mechanics beyond reported financial totals.

Per the SEC financials, revenue declined from $6930.1M in FY 2024 to $6236.2M in FY 2025, and net income fell from $655.0M to $428.8M over the same span. Net margin is listed at 6.9%, while gross and operating margins are each listed at 0%. Per the Roarable RQD rating, ROIC is 11%, and the Forensic Balance Sheet pillar cites an Altman Z-Score of 2.5, a Piotroski F-Score of 3/9, and Debt/Equity of 0.5. Cash and debt line items are not reported in the financials table.

Recent headlines (per the recent news section) include a RED-flagged "Risk Watch" item noting a fair value cut after mixed analyst resets, a GREEN-flagged "Catalyst" item referencing a yield-driven rally that could stay under pressure, a YELLOW-flagged Globe and Mail piece advising to avoid KBH, a Stock Titan community opening item, a Seeking Alpha note on StoneX initiating coverage of KB Home, and a MarketBeat short-interest update. The mix leans cautious: one red risk item and one negative-leaning headline versus a single green catalyst. The Butterfly supply-chain graph reports no supply chain links and no proprietary signals.

Per the Butterfly Supply-Chain Graph, the supply_chain field is "NONE" with no butterfly links, so no upstream or downstream dependencies are mapped. Sector correlations and second-order bottlenecks are not available in source data. The only cross-sector reference in the news is the yield-driven rally headline, which suggests rate sensitivity, consistent with Beta 1.0 and the Macro Regime Fit pillar score of 7 / 20. Investors should monitor interest-rate-linked housing demand as the most plausible ripple channel, though the source data does not quantify it.

• What are KB Home's cash, debt, and operating income figures? The financials show N/A and $0.0M for several line items.
• What explains the divergence between a 6.8 TTM P/E and a 0% reported operating margin?
• What analyst consensus rating and price targets exist, given the reported fair value cut?
• What specific insider, 13F, or Congressional holdings drove the whale and insider pillar scores?
• What drives the reported ROIC of 11% and FCF yield of 9.92% relative to declining revenue?