Does MBBC pay a dividend and is it safe?

Marathon Bancorp Inc. (MBBC) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Stock Ratings / Financials / MBBC / dividends

TCBS (55) FNWB (32) BSBK (56) WSBK (53) ⌘ Pro Terminal →

Marathon Bancorp Inc. (MBBC) Dividend Safety Gauge & 10-Year DRIP Compounder

$14.52 0.00% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $14.49

Marathon Bancorp Inc. (MBBC) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $43.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on MBBC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is MBBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Marathon Bancorp Inc. (NASDAQ: MBBC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $14.52 (0.00% 1D, market cap $43.7M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, MBBC ranks #516 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does MBBC compare to TCBS and FNWB in the Financials sector?

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Within the Financials sector (Banks), MBBC carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.1%. By comparison, TCBS (Texas Community Bancshares Inc.) holds a D+ grade (55/100 RQD, P/E 17.5x, ROIC 5.3%, cap $49.6M) and FNWB (First Northwest Bancorp) posts a E grade (32/100 RQD, P/E N/A, ROIC -2.7%, cap $97.3M). Among the 5-stock peer group, TCBS leads on earnings multiple (17.5x) while TCBS leads on capital efficiency (5.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MBBC?

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Per MBBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001835385), Marathon Bancorp Inc. generated $104.2M in revenue (+13.8% YoY), $42.0K in net income, and $1.3M in free cash flow against $248.0M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $14.49 (-0.19%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 1.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY • 51.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

Quant Analyst Panel Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw D · Rk C+

Each axis scored 0–20

12M PRICE TARGET CONE-0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MBBC)Realized 20D OHLCV Swing Band: ±1.8%

Deterministic 5-Pillar Attribution (56/100 Composite)

🔍 WHY MBBC SCORES 56/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+14/20 pts (25% of score)

FRED Regime × Technicals: 76% of 52W Range • RSI-14 at 39.4 (NEUTRAL RANGE)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$14.84-2.6% Next Q

Q2 (-2Q)

Grade C$14.45+0.5% Next Q

Q3 (-1Q)

Grade C$14.52+0% Next Q

Current

Grade D+$14.52-0.4% Hist 90D α

Trajectory: C+ (64) → D+ (56)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the MBBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 56/100 (D+) score, MBBC faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($14.96) or 200D SMA ($14.41) invalidates the momentum regime and cuts Target Base ($14.39) toward Bear Floor ($11.22).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MBBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “MBBC Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”

YES 56%NO 44%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $19,307

Est. Year-10 Shareholder Yield: $348/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.7K

Yr 1

$11.4K

Yr 2

$12.2K

Yr 3

$13.0K

Yr 4

$13.9K

Yr 5

$14.8K

Yr 6

$15.8K

Yr 7

$16.9K

Yr 8

$18.1K

Yr 9

$19.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring MBBC)

✓Walkthrough of MBBC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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MBBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -0.82%📐 HORIZONTAL RANGE

2026-11-03O $14.52H $14.52L $14.52C $14.52VOL 178

RES: $15.17SUP: $14.06SMA50: $14.96SMA200: $14.41

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MBBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MBBC Butterfly Map → + Track MBBC →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

8.0%/yr Implied 5Y Growth

vs. +13.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on MBBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MBBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for MBBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MBBC)

Financials Rank #516 of 1097 ⚔️ TCBS vs MBBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (MBBC vs. TCBS, FNWB, BSBK, WSBK)

Industry: Banks (24 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Marathon Bancorp Inc. (MBBC) ranks #516 by composite RQD confidence (56/100, grade D+) and #1020 by equity capitalization ($43.7M). Within this direct 5-issuer industry benchmark cohort, TCBS leads on earnings valuation at 17.5x trailing P/E, while TCBS leads on capital efficiency and profitability with 5.3% ROIC and — gross margin. MBBC currently leads its immediate peer cohort in composite quantitative strength at 56/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
MBBC ACTIVE Marathon Bancorp Inc.	D+	56/100	—	—	0.1%	0.00%	$43.7M	Benchmark Subject
TCBS Texas Community Bancshares Inc.	D+	55/100	17.5x	—	5.3%	-0.17%	$49.6M	/tcbs-vs-mbbc →
FNWB First Northwest Bancorp	E	32/100	—	—	-2.7%	+0.68%	$97.3M	/fnwb-vs-mbbc →
BSBK Bogota Financial Corp.	D+	56/100	56.3x	—	1.5%	+1.64%	$116.5M	/bsbk-vs-mbbc →
WSBK Winchester Bancorp Inc.	D+	53/100	—	—	-0.7%	+0.75%	$124.0M	/wsbk-vs-mbbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001835385 ↗

In its most recent audited fiscal period (FY2025, filed 2025-06-30), Marathon Bancorp Inc. (MBBC) reported GAAP revenue of $104.2M (+13.8% vs. FY2024 revenue of $91.5M , and +1225.2% cumulative change since FY2023) , GAAP net income of $42.0K, operating cash flow of $1.4M, and free cash flow of $1.3M (+168.7% YoY). On the balance sheet, MBBC closed FY2025 with $248.0M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-06-30	$104.2M	$42.0K	$1.4M	$1.3M	$248.0M	—
FY2024 (FY)	2024-06-30	$91.5M	-$187.0K	$416.6K	-$1.8M	$217.9M	—
FY2023 (FY)	2023-06-30	$7.9M	$1.7M	$2.0M	$2.0M	—	—

3. MBBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MBBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does MBBC compare to TCBS and FNWB in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for MBBC?

Where is MBBC trading relative to its 50-day, 200-day, and 52-week technical levels?

MBBC last traded at $14.52 (0.00% on volume of 277 shares), positioning the stock -2.94% below its 50-day simple moving average ($14.96) and +0.76% above its 200-day simple moving average ($14.41). Across its 52-week range of $10.53 to $15.79, MBBC sits at the 75.9% percentile with a 14-day RSI of 39.4 (NEUTRAL RANGE) and an implied next-earnings move of ±1.8% ($14.26 to $14.78).

Direct Sub-Reports: MBBC RQD Cockpit MBBC 12M Forecast MBBC Earnings & Move MBBC Dividends & DRIP MBBC Insiders & 13F MBBC Whale Options MBBC Profit Sankey MBBC News & Why

ROARABLE RATING BRIEF • RQD 56/100 (D+) ✓ SEC XBRL & RQD VERIFIED

MBBC — Marathon Bancorp Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-06-30

1. Roarable Rating Brief: What This Means to a Prospective Investor

Marathon Bancorp Inc. (MBBC) earns a live Roarable RQD composite score of 56/100, corresponding to a D+ letter grade (Roarable Sell) at a spot price of $14.52 (0.00% 1D, market capitalization $43.7M).

Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 0.1%, gross margin of —, operating margin of —, and free cash flow yield of 2.91%.
Whale 13F & Options Flow (8/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (14/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Marathon Bancorp Inc. (MBBC) is a NASDAQ-listed issuer in the Financials sector, Banks industry.. — for specific products, customer segments, or revenue model detail.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-06-30), Marathon Bancorp Inc. (MBBC) reported $104.2M in annual revenue (up from $91.5M in FY2024, +13.8% YoY) and $42.0K in GAAP net income. Over the multi-year SEC filing window from FY2023 ($7.9M revenue, $1.7M net income) through FY2025, MBBC scaled operating cash flow to $1.4M and free cash flow to $1.3M, backed by $248.0M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (D+ • RQD 56/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of 2.91% and institutional whale pillar of 8/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $10.53 – $15.79 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

No upstream or downstream dependencies, sector correlations, or second-order bottlenecks are identified in the source data. — for any ripple analysis.

Key Question #1: Can MBBC sustain or expand its — operating margin and 0.1% ROIC against Banks peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $104.2M and free cash flow of $1.3M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is MBBC's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

MBBC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Marathon Bancorp Inc. (MBBC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to MBBC Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 1d ago

Marathon Bancorp, Inc. Estimates – NASDAQ:MBBC

TradingView report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance UK • 1d ago

Mount Logan Capital Inc. (MLCI) stock price, news, quote and history

Yahoo Finance UK report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE https://www.dars.gov.et/ • 1d ago

Marathon Bancorp (MBBC) Holds Steady at $14.52 as Shares Sit at the Midpoint of a Well-Defined Range - Bollinger Squeeze

https://www.dars.gov.et/ report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE TradingKey • 1d ago

Most Active Stocks Today: U.S. Market

TradingKey report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo! Finance Canada • 1d ago

Mount Logan Capital Inc. (MLCI) Stock Price, News, Quote & History

Yahoo! Finance Canada report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.

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🟢 CATALYST TradingKey • 2d ago

Top U.S. Stock Gainers: Biggest Price Increases

TradingKey report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo! Finance Canada • 2d ago

Commerzbank AG (CRZBY) Seasonal Returns Chart - Yahoo Finance

Yahoo! Finance Canada report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.

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🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

MBBC Bull vs. Bear Conversation Board — What's Your Call at $14.52?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON MBBC 🐻 33% BEARISH CONVICTION

CA CashFlowKing RQD DEBATE OPENER • FCF Compounder Hunter 🐂 BULLISH 🎯 Target: $16.84 (+16.0%)

📌 Pinned Debate

The stock trades at $14.52, near the midpoint of its $10.53–$15.79 52-week range, with a 2.91% FCF yield and a Piotroski F-Score of 5/9

Picked up a starter position in MBBC in my $100K Virtual Cash book at $14.52. The stock trades at $14.52, near the midpoint of its $10.53–$15.79 52-week range, with a 2.91% FCF yield and a Piotroski F-Score of 5/9.. Trading inside a $10.53–$15.79 52-week range with 2.91% FCF yield gives solid downside support if Banks multiples expand this quarter.

VolSurface_Trader 🐂 BULL

Both sides have a point here — MBBC's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $11.91 (-18.0%)

Spot @ $14.52

ROIC of 0.1%, a Roarable RQD score of 56 (D+), and weak whale (8/20) and insider (9/20) pillars point to thin fundamentals and little s

ROIC of 0.1%, a Roarable RQD score of 56 (D+), and weak whale (8/20) and insider (9/20) pillars point to thin fundamentals and little smart-money support.. Look at the math on MBBC: paying current EV/EBITDA multiples for 0.1% ROIC and 0.0% operating margins leaves zero margin of safety if Banks demand softens. I'd wait for a retest of $12.78 before getting long.