TradingView report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
Why MBBC Stock Traded Steady Today — RQD Quant Desk Flash
Marathon Bancorp Inc. (MBBC) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is MBBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Marathon Bancorp Inc. (NASDAQ: MBBC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $14.52 (0.00% 1D, market cap $43.7M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, MBBC ranks #516 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does MBBC compare to TCBS and FNWB in the Financials sector?
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Within the Financials sector (Banks), MBBC carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.1%. By comparison, TCBS (Texas Community Bancshares Inc.) holds a D+ grade (55/100 RQD, P/E 17.5x, ROIC 5.3%, cap $49.6M) and FNWB (First Northwest Bancorp) posts a E grade (32/100 RQD, P/E N/A, ROIC -2.7%, cap $97.3M). Among the 5-stock peer group, TCBS leads on earnings multiple (17.5x) while TCBS leads on capital efficiency (5.3% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for MBBC?
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Per MBBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001835385), Marathon Bancorp Inc. generated $104.2M in revenue (+13.8% YoY), $42.0K in net income, and $1.3M in free cash flow against $248.0M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 76% of 52W Range • RSI-14 at 39.4 (NEUTRAL RANGE)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9
Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)
⚔️ Adversarial Opposing Case: Why the MBBC Bull Thesis Could Fail
Even with a 56/100 (D+) score, MBBC faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Company executives have done more routine share selling than personal cash buying lately.
Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($14.96) or 200D SMA ($14.41) invalidates the momentum regime and cuts Target Base ($14.39) toward Bear Floor ($11.22).
Why MBBC Stock Traded Steady Today — RQD Quant Desk Flash
Marathon Bancorp Inc. (MBBC) slipped 0.00% to $14.52, trading at 76% of its 52-week range ($10.53 – $15.79). Stretched risk/reward at current multiples (0% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 76% of its 52-week range ($10.53 – $15.79) with RSI-14 at 39.4 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±1.8% around $14.52 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D+ (Sell) backed by 52% gross margin and $1.3M annual free cash flow.
Yahoo Finance UK report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring MBBC)
- ✓Walkthrough of MBBC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
MBBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +13.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on MBBC today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for MBBC. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MBBC)
1. Head-to-Head Financials Peer Comparison (MBBC vs. TCBS, FNWB, BSBK, WSBK)
Industry: Banks (24 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Marathon Bancorp Inc. (MBBC) ranks #516 by composite RQD confidence (56/100, grade D+) and #1020 by equity capitalization ($43.7M). Within this direct 5-issuer industry benchmark cohort, TCBS leads on earnings valuation at 17.5x trailing P/E, while TCBS leads on capital efficiency and profitability with 5.3% ROIC and — gross margin. MBBC currently leads its immediate peer cohort in composite quantitative strength at 56/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| MBBC
ACTIVE
Marathon Bancorp Inc. | D+ | 56/100 | — | — | 0.1% | 0.00% | $43.7M | Benchmark Subject |
| TCBS Texas Community Bancshares Inc. | D+ | 55/100 | 17.5x | — | 5.3% | -0.17% | $49.6M | /tcbs-vs-mbbc → |
| FNWB First Northwest Bancorp | E | 32/100 | — | — | -2.7% | +0.68% | $97.3M | /fnwb-vs-mbbc → |
| BSBK Bogota Financial Corp. | D+ | 56/100 | 56.3x | — | 1.5% | +1.64% | $116.5M | /bsbk-vs-mbbc → |
| WSBK Winchester Bancorp Inc. | D+ | 53/100 | — | — | -0.7% | +0.75% | $124.0M | /wsbk-vs-mbbc → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001835385 ↗In its most recent audited fiscal period (FY2025, filed 2025-06-30), Marathon Bancorp Inc. (MBBC) reported GAAP revenue of $104.2M (+13.8% vs. FY2024 revenue of $91.5M , and +1225.2% cumulative change since FY2023) , GAAP net income of $42.0K, operating cash flow of $1.4M, and free cash flow of $1.3M (+168.7% YoY). On the balance sheet, MBBC closed FY2025 with $248.0M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-06-30 | $104.2M | $42.0K | $1.4M | $1.3M | $248.0M | — |
| FY2024 (FY) | 2024-06-30 | $91.5M | -$187.0K | $416.6K | -$1.8M | $217.9M | — |
| FY2023 (FY) | 2023-06-30 | $7.9M | $1.7M | $2.0M | $2.0M | — | — |
3. MBBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs MBBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Marathon Bancorp Inc. (NASDAQ: MBBC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $14.52 (0.00% 1D, market cap $43.7M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, MBBC ranks #516 in composite RQD confidence.
How does MBBC compare to TCBS and FNWB in the Financials sector?
Within the Financials sector (Banks), MBBC carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.1%. By comparison, TCBS (Texas Community Bancshares Inc.) holds a D+ grade (55/100 RQD, P/E 17.5x, ROIC 5.3%, cap $49.6M) and FNWB (First Northwest Bancorp) posts a E grade (32/100 RQD, P/E N/A, ROIC -2.7%, cap $97.3M). Among the 5-stock peer group, TCBS leads on earnings multiple (17.5x) while TCBS leads on capital efficiency (5.3% ROIC).
What are the biggest fundamental strengths and SEC risk factors for MBBC?
Per MBBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001835385), Marathon Bancorp Inc. generated $104.2M in revenue (+13.8% YoY), $42.0K in net income, and $1.3M in free cash flow against $248.0M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Where is MBBC trading relative to its 50-day, 200-day, and 52-week technical levels?
MBBC last traded at $14.52 (0.00% on volume of 277 shares), positioning the stock -2.94% below its 50-day simple moving average ($14.96) and +0.76% above its 200-day simple moving average ($14.41). Across its 52-week range of $10.53 to $15.79, MBBC sits at the 75.9% percentile with a 14-day RSI of 39.4 (NEUTRAL RANGE) and an implied next-earnings move of ±1.8% ($14.26 to $14.78).
MBBC — Marathon Bancorp Inc.: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
Marathon Bancorp Inc. (MBBC) earns a live Roarable RQD composite score of 56/100, corresponding to a D+ letter grade (Roarable Sell) at a spot price of $14.52 (0.00% 1D, market capitalization $43.7M).
- Fundamental Cash Engine (12/20): Anchored by return on invested capital (ROIC) of 0.1%, gross margin of —, operating margin of —, and free cash flow yield of 2.91%.
- Whale 13F & Options Flow (8/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (14/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 5/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Marathon Bancorp Inc. (MBBC) is a NASDAQ-listed issuer in the Financials sector, Banks industry.. — for specific products, customer segments, or revenue model detail.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-06-30), Marathon Bancorp Inc. (MBBC) reported $104.2M in annual revenue (up from $91.5M in FY2024, +13.8% YoY) and $42.0K in GAAP net income. Over the multi-year SEC filing window from FY2023 ($7.9M revenue, $1.7M net income) through FY2025, MBBC scaled operating cash flow to $1.4M and free cash flow to $1.3M, backed by $248.0M in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (D+ • RQD 56/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of 2.91% and institutional whale pillar of 8/20. With Fundamental Cash Engine at 12/20 and Institutional Whale Flow at 8/20, sustained execution supports upside toward the upper end of the $10.53 – $15.79 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
No upstream or downstream dependencies, sector correlations, or second-order bottlenecks are identified in the source data. — for any ripple analysis.
- Key Question #1: Can MBBC sustain or expand its — operating margin and 0.1% ROIC against Banks peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $104.2M and free cash flow of $1.3M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is MBBC's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
MBBC Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Marathon Bancorp Inc. (MBBC) • Click "Debate This Headline" to argue it in the Roar Pit below
TradingView report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance UK report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
https://www.dars.gov.et/ report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Marathon Bancorp Inc. (MBBC) market action, institutional positioning, and fundamental catalysts.
MBBC Bull vs. Bear Conversation Board — What's Your Call at $14.52?
The stock trades at $14.52, near the midpoint of its $10.53–$15.79 52-week range, with a 2.91% FCF yield and a Piotroski F-Score of 5/9
Picked up a starter position in MBBC in my $100K Virtual Cash book at $14.52. The stock trades at $14.52, near the midpoint of its $10.53–$15.79 52-week range, with a 2.91% FCF yield and a Piotroski F-Score of 5/9.. Trading inside a $10.53–$15.79 52-week range with 2.91% FCF yield gives solid downside support if Banks multiples expand this quarter.
Both sides have a point here — MBBC's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
ROIC of 0.1%, a Roarable RQD score of 56 (D+), and weak whale (8/20) and insider (9/20) pillars point to thin fundamentals and little s
ROIC of 0.1%, a Roarable RQD score of 56 (D+), and weak whale (8/20) and insider (9/20) pillars point to thin fundamentals and little smart-money support.. Look at the math on MBBC: paying current EV/EBITDA multiples for 0.1% ROIC and 0.0% operating margins leaves zero margin of safety if Banks demand softens. I'd wait for a retest of $12.78 before getting long.