How profitable is MMTec Inc. (MTC)?

In FY 2025 (10-K), MTC converted $1.0M of revenue into a 17.4% gross margin, 0% operating margin, and $0 in free cash flow (0% FCF margin).

Stock Ratings / Technology / MTC / financials

BLZE (34) IIIV (45) DDD (24) MTLS (53) ⌘ Pro Terminal →

MMTec Inc. (MTC) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$5.46 +10.53% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $5.55

MMTec Inc. (MTC) carries a Roarable Rating of E (Strong Sell) with 33/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $492.0M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is MTC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, MMTec Inc. (NASDAQ: MTC) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 33/100 at a spot price of $5.46 (+10.53% 1D, market cap $492.0M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 8/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 3/20. Across 715 tracked Technology issuers, MTC ranks #546 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does MTC compare to BLZE and IIIV in the Technology sector?

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Within the Technology sector (Computer Software: Prepackaged Software), MTC carries a Roarable E (33/100 RQD), trailing P/E of N/A, gross margin of 21.6%, and ROIC of -12.0%. By comparison, BLZE (Backblaze Inc. (Class A)) holds a E grade (34/100 RQD, P/E N/A, ROIC -34.5%, cap $469.8M) and IIIV (i3 Verticals Inc. (Class A)) posts a D grade (45/100 RQD, P/E 25.5x, ROIC 0.9%, cap $462.7M). Among the 5-stock peer group, DDD leads on earnings multiple (16.3x) while IIIV leads on capital efficiency (0.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MTC?

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Per MTC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001742518), MMTec Inc. generated $807.5K in revenue (-56.8% YoY), -$56.1M in net income, and -$3.7M in free cash flow against $18.4M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Technology with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $5.55 (+1.71%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 5/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (33/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-8.9% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • E

3-of-3 Quant Analysts Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR RQD RADARRw E · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-11.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MTC)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (33/100 Composite)

🔍 WHY MTC SCORES 33/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+10/20 pts (30% of score)

FRED Regime × Technicals: 59% of 52W Range • RSI-14 at 44.8 (NEUTRAL RANGE)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+8/20 pts (24% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$5.18+33.8% Next Q

Q2 (-2Q)

Grade E$6.93-23.5% Next Q

Q3 (-1Q)

Grade E$5.30+3% Next Q

Current

Grade E$5.46-8.9% Hist 90D α

Trajectory: E (25) → E (33)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a MTC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While MTC currently carries a cautious 33/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Technology with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.12) and Max Pain ($5.73) forces dealer call-delta covering toward $9.55.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MTC• $4.8M Crowd Pool • Kalshi / Polymarket Composite

Contract: “MTC Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”

YES 33%NO 67%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How MTC Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$0 (0% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $869.9K

FY24

Rev $1.9M

FY25

Rev $807.5K

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$807.5K	21.6%	-80%	-$56.1M	-$3.7M	-45%
FY 2024	$1.9M	81.6%	-80%	-$91.2M	$717.8K	-10.2%
FY 2023	$869.9K	21.6%	-80%	$45.5M	-$5.2M	-12%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring MTC)

✓Walkthrough of MTC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

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MTC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -26.42%▲ ASCENDING TRIANGLE

2026-11-03O $5.03H $5.46L $4.94C $5.46VOL 3.8K

RES: $7.72SUP: $4.91SMA50: $5.12SMA200: $4.61

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MTC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MTC Butterfly Map → + Track MTC →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

8.0%/yr Implied 5Y Growth

vs. -56.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on MTC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MTC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for MTC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MTC)

Technology Rank #546 of 715 ⚔️ BLZE vs MTC Full Matrix →

1. Head-to-Head Technology Peer Comparison (MTC vs. BLZE, IIIV, DDD, MTLS)

Industry: Computer Software: Prepackaged Software (222 Tracked Issuers)

Across 715 tracked Technology securities in the Roarable RQD universe, MMTec Inc. (MTC) ranks #546 by composite RQD confidence (33/100, grade E) and #416 by equity capitalization ($492.0M). Within this direct 5-issuer industry benchmark cohort, DDD leads on earnings valuation at 16.3x trailing P/E, while IIIV leads on capital efficiency and profitability with 0.9% ROIC and — gross margin. MTLS currently holds the highest overall quantitative score in the immediate peer group at 53/100 (D+) compared with MTC at 33/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
MTC ACTIVE MMTec Inc.	E	33/100	—	21.6%	-12.0%	+10.53%	$492.0M	Benchmark Subject
BLZE Backblaze Inc. (Class A)	E	34/100	—	60.9%	-34.5%	-2.50%	$469.8M	/blze-vs-mtc →
IIIV i3 Verticals Inc. (Class A)	D	45/100	25.5x	—	0.9%	+4.78%	$462.7M	/iiiv-vs-mtc →
DDD 3D Systems Corporation	E	24/100	16.3x	33.9%	-32.8%	-4.32%	$461.9M	/ddd-vs-mtc →
MTLS Materialise NV	D+	53/100	—	—	—	+0.56%	$424.1M	/mtls-vs-mtc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001742518 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), MMTec Inc. (MTC) reported GAAP revenue of $807.5K (-56.8% vs. FY2024 revenue of $1.9M , and -7.2% cumulative change since FY2023) , GAAP net income of -$56.1M, operating cash flow of -$3.7M, and free cash flow of -$3.7M (-614.6% YoY). On the balance sheet, MTC closed FY2025 with $18.4M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$807.5K	-$56.1M	-$3.7M	-$3.7M	$18.4M	—
FY2024 (FY)	2024-12-31	$1.9M	-$91.2M	$722.9K	$717.8K	$65.9M	—
FY2023 (FY)	2023-12-31	$869.9K	$45.5M	-$5.2M	-$5.2M	—	—

3. MTC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MTC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does MTC compare to BLZE and IIIV in the Technology sector?

What are the biggest fundamental strengths and SEC risk factors for MTC?

Where is MTC trading relative to its 50-day, 200-day, and 52-week technical levels?

MTC last traded at $5.46 (+10.53% on volume of 13,753 shares), positioning the stock +6.64% above its 50-day simple moving average ($5.12) and +18.44% above its 200-day simple moving average ($4.61). Across its 52-week range of $0.25 to $9.10, MTC sits at the 58.9% percentile with a 14-day RSI of 44.8 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($4.78 to $6.14).

Direct Sub-Reports: MTC RQD Cockpit MTC 12M Forecast MTC Earnings & Move MTC Dividends & DRIP MTC Insiders & 13F MTC Whale Options MTC Profit Sankey MTC News & Why

ROARABLE RATING BRIEF • RQD 33/100 (E) ✓ SEC XBRL & RQD VERIFIED

MTC — MMTec Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

MMTec Inc. (MTC) earns a live Roarable RQD composite score of 33/100, corresponding to a E letter grade (Roarable Strong Sell) at a spot price of $5.46 (+10.53% 1D, market capitalization $492.0M).

Fundamental Cash Engine (5/20): Anchored by return on invested capital (ROIC) of -12.0%, gross margin of 21.6%, operating margin of -60.0%, and free cash flow yield of -0.74%.
Whale 13F & Options Flow (7/20) + Insider Conviction (3/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (10/20) + Forensic Balance Sheet (8/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

MMTec Inc. Is a NASDAQ-listed issuer classified in the Technology sector and the Computer Software: Prepackaged Software industry. The market data reports a gross margin of 21.6% and operating and net margins of -60%, which indicate that the company is currently loss-making at the operating and net level.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), MMTec Inc. (MTC) reported $807.5K in annual revenue (up from $1.9M in FY2024, -56.8% YoY) and -$56.1M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($869.9K revenue, $45.5M net income) through FY2025, MTC scaled operating cash flow to -$3.7M and free cash flow to -$3.7M, backed by $18.4M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (E • RQD 33/100): Established market leader in Technology with deep daily trading liquidity. Free cash flow yield of -0.74% and institutional whale pillar of 7/20. With Fundamental Cash Engine at 5/20 and Institutional Whale Flow at 7/20, sustained execution supports upside toward the upper end of the $0.25 – $9.10 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -60.0% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

No upstream or downstream dependencies are mapped (supply chain: NONE), and no sector correlations or bottleneck relationships are recorded. The sector and industry are Technology and Computer Software: Prepackaged Software.

Key Question #1: Can MTC sustain or expand its -60.0% operating margin and -12.0% ROIC against Computer Software: Prepackaged Software peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $807.5K and free cash flow of -$3.7M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is MTC's equity valuation to Technology capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

MTC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for MMTec Inc. (MTC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to MTC Debate Forum (3) ↓

🟡 MARKET WIRE TradingView • 1d ago

MMTec, Inc. Estimates – NASDAQ:MTC

TradingView report covering MMTec Inc. (MTC) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance UK • 1d ago

MMTec, Inc. (MTC) Seasonal returns chart

Yahoo Finance UK report covering MMTec Inc. (MTC) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE kalkine.ca • 1d ago

Why Is MMTec (NASDAQ:MTC) Down 16% With No News in Sight?

kalkine.ca report covering MMTec Inc. (MTC) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Benzinga • 1d ago

12 Information Technology Stocks Moving In Monday's Intraday Session

Benzinga report covering MMTec Inc. (MTC) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo Finance Singapore • 1d ago

MMTec, Inc. (MTC) company profile and facts - Yahoo Finance

Yahoo Finance Singapore report covering MMTec Inc. (MTC) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Benzinga • 2d ago

12 Information Technology Stocks Moving In Thursday's Pre-Market Session

Benzinga report covering MMTec Inc. (MTC) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE https://www.dars.gov.et/ • 2d ago

MBINN Q2 2026 Earnings: EPS Tops Estimate by 18.9%, Yet Shares Slip 0.95% - Management Tone Analysis

https://www.dars.gov.et/ report covering MMTec Inc. (MTC) market action, institutional positioning, and fundamental catalysts.

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🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

MTC Bull vs. Bear Conversation Board — What's Your Call at $5.46?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON MTC 🐻 33% BEARISH CONVICTION

SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $5.78 (+17.0%)

📌 Pinned Debate

Institutional accumulation and options positioning (9/20) and a Beta of 1.0 provide a non-trivial whale-flow component within the RQD f

The street is overcomplicating MMTec Inc. (MTC). Institutional accumulation and options positioning (9/20) and a Beta of 1.0 provide a non-trivial whale-flow component within the RQD framework despite weak fundamentals.. With an RQD score of 33/100 (E) and Forensic Balance Sheet at 8/20, any positive earnings surprise or guidance raise forces underweight funds to chase above $5.34.

SectorRotator 🐂 BULL

@SiliconVal_Bull Agree on the RQD 33/100 quality, though with 1.0 beta I'm scaling in with half-size at $4.94 and keeping dry powder in case we test $4.59.

FA FadeTheHype RQD DEBATE OPENER • Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $3.90 (-21.1%)

Spot @ $4.94

ROIC of -12%, FCF yield of -0.74%, and an operating margin of -60% indicate the business is not generating returns on or cash from its

ROIC of -12%, FCF yield of -0.74%, and an operating margin of -60% indicate the business is not generating returns on or cash from its capital base.. Look at the math on MTC: paying current EV/EBITDA multiples for -12.0% ROIC and -60.0% operating margins leaves zero margin of safety if Computer Software: Prepackaged Software demand softens. I'd wait for a retest of $4.35 before getting long.