Pelagos Insurance Capital Limited (PLGO) carries a Roarable Rating of D (Sell) with 47/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-03, Pelagos Insurance Capital Limited (NYSE: PLGO) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 47/100 at a spot price of $26.50 (+0.65% 1D, market cap $2.28B). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, PLGO ranks #719 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), PLGO carries a Roarable D (47/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, HCI (HCI Group Inc.) holds a B+ grade (80/100 RQD, P/E 7.7x, ROIC 30.8%, cap $2.46B) and SKWD (Skyward Specialty Insurance Group Inc.) posts a B grade (74/100 RQD, P/E 15.3x, ROIC 16.8%, cap $2.62B). Among the 5-stock peer group, HCI leads on earnings multiple (7.7x) while HCI leads on capital efficiency (30.8% ROIC).
Per PLGO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001636639), Pelagos Insurance Capital Limited generated $2.50B in revenue (+3.3% YoY), $0 in net income, and -$408.3M in free cash flow against $12.44B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
20D Institutional Volume Accumulation (±4.1% realized swing band)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 1/9
Dilution Drag (+1.92% YoY Shares) & executive Form 4 sales trim 15 pts from alignment
While PLGO currently carries a cautious 47/100 (D) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Big institutional funds and options desks are actively positioning on the bullish side.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($24.77) and Max Pain ($27.83) forces dealer call-delta covering toward $29.72.
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.92% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Pelagos Insurance Capital Limited (PLGO) advanced +0.65% to $26.50, trading at 99% of its 52-week range ($17.74 – $26.56). Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
Yahoo! Finance Canada report covering Pelagos Insurance Capital Limited (PLGO) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Pelagos Insurance Capital Limited (PLGO) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Pelagos Insurance Capital Limited (PLGO) market action, institutional positioning, and fundamental catalysts.
Markel Group (MKL) delivered earnings and revenue surprises of +25.56% and +3.80%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Low-volatility stocks may offer stability, but that often comes at the cost of slower growth and the upside potential of more dynamic companies.
Wall Street has issued downbeat forecasts for the stocks in this article. These predictions are rare - financial institutions typically hesitate to say bad things about a company because it can jeopardize their other rev
As the Q2 earnings season comes to a close, it’s time to take stock of this quarter’s best and worst performers in the reinsurance industry, including Pelagos Insurance (NYSE:PLGO) and its peers.
Yahoo Finance coverage on PLGO stock catalysts, institutional flow, and earnings outlook.
Pelagos Insurance Capital stock reaction and recent performance Pelagos Insurance Capital (PLGO) has drawn attention after its recent share price at US$24.43 and mixed short term returns, which included a decline over th
PEMBROKE, Bermuda, August 25, 2026--Pelagos Insurance Capital Limited ("Pelagos Insurance Capital" or the "Company") (NYSE: PLGO), announced that Jonny Strickle, Group Managing Director, is scheduled to present at the 20
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +3.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on PLGO today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for PLGO. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, Pelagos Insurance Capital Limited (PLGO) ranks #719 by composite RQD confidence (47/100, grade D) and #410 by equity capitalization ($2.28B). Within this direct 5-issuer industry benchmark cohort, HCI leads on earnings valuation at 7.7x trailing P/E, while HCI leads on capital efficiency and profitability with 30.8% ROIC and — gross margin. HCI currently holds the highest overall quantitative score in the immediate peer group at 80/100 (B+) compared with PLGO at 47/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| PLGO
ACTIVE
Pelagos Insurance Capital Limited | D | 47/100 | — | — | — | +0.65% | $2.28B | Benchmark Subject |
| HCI HCI Group Inc. | B+ | 80/100 | 7.7x | — | 30.8% | +1.80% | $2.46B | /hci-vs-plgo → |
| SKWD Skyward Specialty Insurance Group Inc. | B | 74/100 | 15.3x | — | 16.8% | +3.54% | $2.62B | /skwd-vs-plgo → |
| KMPR Kemper Corporation | C- | 59/100 | 13.4x | — | 5.3% | +5.60% | $1.96B | /kmpr-vs-plgo → |
| HMN Horace Mann Educators Corporation | D+ | 57/100 | 11.6x | — | 10.9% | +2.27% | $1.89B | /hmn-vs-plgo → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Pelagos Insurance Capital Limited (PLGO) reported GAAP revenue of $2.50B (+3.3% vs. FY2024 revenue of $2.42B , and -30.5% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of -$408.3M, and free cash flow of -$408.3M (-166.0% YoY). On the balance sheet, PLGO closed FY2025 with $12.44B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $2.50B | $0 | -$408.3M | -$408.3M | $12.44B | — |
| FY2024 (FY) | 2024-12-31 | $2.42B | $113.3M | $618.2M | $618.2M | $11.77B | — |
| FY2023 (FY) | 2023-12-31 | $3.60B | $2.13B | $495.2M | $495.2M | — | — |
As of 2026-11-03, Pelagos Insurance Capital Limited (NYSE: PLGO) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 47/100 at a spot price of $26.50 (+0.65% 1D, market cap $2.28B). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 5/20. Across 1097 tracked Financials issuers, PLGO ranks #719 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), PLGO carries a Roarable D (47/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, HCI (HCI Group Inc.) holds a B+ grade (80/100 RQD, P/E 7.7x, ROIC 30.8%, cap $2.46B) and SKWD (Skyward Specialty Insurance Group Inc.) posts a B grade (74/100 RQD, P/E 15.3x, ROIC 16.8%, cap $2.62B). Among the 5-stock peer group, HCI leads on earnings multiple (7.7x) while HCI leads on capital efficiency (30.8% ROIC).
Per PLGO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001636639), Pelagos Insurance Capital Limited generated $2.50B in revenue (+3.3% YoY), $0 in net income, and -$408.3M in free cash flow against $12.44B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
PLGO last traded at $26.50 (+0.65% on volume of 294,373 shares), positioning the stock +6.98% above its 50-day simple moving average ($24.77) and +18.04% above its 200-day simple moving average ($22.45). Across its 52-week range of $17.74 to $26.56, PLGO sits at the 99.3% percentile with a 14-day RSI of 64.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.1% ($25.41 to $27.59).
Pelagos Insurance Capital Limited (PLGO) earns a live Roarable RQD composite score of 47/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $26.50 (+0.65% 1D, market capitalization $2.28B).
Pelagos Insurance Capital Limited (PLGO) is listed on the NYSE and classified in the Financials sector, Property-Casualty Insurers industry. The profile describes the company as operating in property-casualty insurance with a market capitalization of $2.3B.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Pelagos Insurance Capital Limited (PLGO) reported $2.50B in annual revenue (up from $2.42B in FY2024, +3.3% YoY) and $0 in GAAP net income. Over the multi-year SEC filing window from FY2023 ($3.60B revenue, $2.13B net income) through FY2025, PLGO scaled operating cash flow to -$408.3M and free cash flow to -$408.3M, backed by $12.44B in total assets against $0 in total debt.
Accordingly, upstream and downstream dependencies, sector correlations, and second-order bottlenecks cannot be mapped from the source data. — A prospective investor should note that the absence of recorded links is a data gap rather than evidence of an absence of dependencies.
Real-time company headlines, analyst actions, and sector developments for Pelagos Insurance Capital Limited (PLGO) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo! Finance Canada report covering Pelagos Insurance Capital Limited (PLGO) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Pelagos Insurance Capital Limited (PLGO) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Pelagos Insurance Capital Limited (PLGO) market action, institutional positioning, and fundamental catalysts.
Markel Group (MKL) delivered earnings and revenue surprises of +25.56% and +3.80%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Low-volatility stocks may offer stability, but that often comes at the cost of slower growth and the upside potential of more dynamic companies.
Wall Street has issued downbeat forecasts for the stocks in this article. These predictions are rare - financial institutions typically hesitate to say bad things about a company because it can jeopardize their other rev
As the Q2 earnings season comes to a close, it’s time to take stock of this quarter’s best and worst performers in the reinsurance industry, including Pelagos Insurance (NYSE:PLGO) and its peers.
Yahoo Finance coverage on PLGO stock catalysts, institutional flow, and earnings outlook.
Long PLGO at $26.33 targeting $31.60. Institutional accumulation and options positioning (15 / 20 whale flow pillar) partially offset weak fundamentals, with a moderate balance sheet reading (Debt/Equity 0.5).. Institutional whale score is 15/20 and the risk/reward vs. the $17.74 52-week low is skewed heavily in favor of bulls.
Both sides have a point here — PLGO's 10/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Here is the bear case nobody on the bull side wants to address on PLGO: The stock carries a 0% ROIC, a -18.08% FCF yield, and a Piotroski F of 1/9 alongside a D-grade RQD score of 47 and a Distribution Warning verdict.. At current EV/EBITDA multiples, even a small guidance miss in Property-Casualty Insurers triggers a 12-15% air pocket.
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