Skyward Specialty Insurance Group Inc. (SKWD) earns a Roarable Rating of B (Buy) with 74/100 RQD Confidence. High-quality cash engine (steady margins, 17% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
As of 2026-11-03, Skyward Specialty Insurance Group Inc. (NASDAQ: SKWD) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 74/100 at a spot price of $61.13 (+3.54% 1D, market cap $2.62B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 12/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 15/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, SKWD ranks #51 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), SKWD carries a Roarable B (74/100 RQD), trailing P/E of 15.3x, gross margin of —, and ROIC of 16.8%. By comparison, HCI (HCI Group Inc.) holds a B+ grade (80/100 RQD, P/E 7.7x, ROIC 30.8%, cap $2.46B) and HG (Hamilton Insurance Group Ltd. (Class B)) posts a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $2.92B). Among the 5-stock peer group, SPNT leads on earnings multiple (6.6x) while HCI leads on capital efficiency (30.8% ROIC).
Per SKWD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001519449), Skyward Specialty Insurance Group Inc. generated $12.4M in revenue (+16.0% YoY), $170.0M in net income, and $402.6M in free cash flow against $4.79B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC XBRL FY 2025 (10-K): 3251.9% FCF Margin ($402.6M FCF) & 52% Gross Margin
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)
Even with a 74/100 (B) score, SKWD faces multiple-compression risk if 15.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($57.63) or 200D SMA ($51.71) invalidates the momentum regime and cuts Target Base ($65.53) toward Bear Floor ($50.13).
Skyward Specialty Insurance Group Inc. (SKWD) surged +3.54% to $61.13, trading at 82% of its 52-week range ($40.6 – $65.69). High-quality cash engine (steady margins, 17% return on capital) with steady institutional support.
Yahoo Finance UK report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
Essent Group (ESNT) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Skyward (SKWD) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
The best-performing stocks typically have robust sales growth, increasing margins, and rising returns on capital, and those that can maintain this trifecta year in and year out often become the legends of the investing w
Hope Bancorp (HOPE) delivered earnings and revenue surprises of -3.33% and +3.20%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +16.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on SKWD today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for SKWD. Explore sector supply chains on /butterfly.
Across 1097 tracked Financials securities in the Roarable RQD universe, Skyward Specialty Insurance Group Inc. (SKWD) ranks #51 by composite RQD confidence (74/100, grade B) and #385 by equity capitalization ($2.62B). Within this direct 5-issuer industry benchmark cohort, SPNT leads on earnings valuation at 6.6x trailing P/E, while HCI leads on capital efficiency and profitability with 30.8% ROIC and — gross margin. HCI currently holds the highest overall quantitative score in the immediate peer group at 80/100 (B+) compared with SKWD at 74/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| SKWD
ACTIVE
Skyward Specialty Insurance Group Inc. | B | 74/100 | 15.3x | — | 16.8% | +3.54% | $2.62B | Benchmark Subject |
| HCI HCI Group Inc. | B+ | 80/100 | 7.7x | — | 30.8% | +1.80% | $2.46B | /hci-vs-skwd → |
| HG Hamilton Insurance Group Ltd. (Class B) | D+ | 55/100 | — | — | — | +3.48% | $2.92B | /hg-vs-skwd → |
| SPNT SiriusPoint Ltd. | C | 63/100 | 6.6x | — | 18.6% | +0.50% | $3.01B | /spnt-vs-skwd → |
| PLGO Pelagos Insurance Capital Limited | D | 47/100 | — | — | — | +0.65% | $2.28B | /plgo-vs-skwd → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Skyward Specialty Insurance Group Inc. (SKWD) reported GAAP revenue of $12.4M (+16.0% vs. FY2024 revenue of $10.7M , and +26.1% cumulative change since FY2023) , GAAP net income of $170.0M, operating cash flow of $408.1M, and free cash flow of $402.6M (+33.8% YoY). On the balance sheet, SKWD closed FY2025 with $4.79B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $12.4M | $170.0M | $408.1M | $402.6M | $4.79B | — |
| FY2024 (FY) | 2024-12-31 | $10.7M | $118.8M | $305.1M | $300.9M | $3.73B | — |
| FY2023 (FY) | 2023-12-31 | $9.8M | $86.0M | $338.2M | $338.2M | — | — |
As of 2026-11-03, Skyward Specialty Insurance Group Inc. (NASDAQ: SKWD) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 74/100 at a spot price of $61.13 (+3.54% 1D, market cap $2.62B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 12/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 15/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, SKWD ranks #51 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), SKWD carries a Roarable B (74/100 RQD), trailing P/E of 15.3x, gross margin of —, and ROIC of 16.8%. By comparison, HCI (HCI Group Inc.) holds a B+ grade (80/100 RQD, P/E 7.7x, ROIC 30.8%, cap $2.46B) and HG (Hamilton Insurance Group Ltd. (Class B)) posts a D+ grade (55/100 RQD, P/E N/A, ROIC —, cap $2.92B). Among the 5-stock peer group, SPNT leads on earnings multiple (6.6x) while HCI leads on capital efficiency (30.8% ROIC).
Per SKWD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001519449), Skyward Specialty Insurance Group Inc. generated $12.4M in revenue (+16.0% YoY), $170.0M in net income, and $402.6M in free cash flow against $4.79B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
SKWD last traded at $61.13 (+3.54% on volume of 364,435 shares), positioning the stock +6.07% above its 50-day simple moving average ($57.63) and +18.22% above its 200-day simple moving average ($51.71). Across its 52-week range of $40.60 to $65.69, SKWD sits at the 81.8% percentile with a 14-day RSI of 51.4 (NEUTRAL RANGE) and an implied next-earnings move of ±5.2% ($57.95 to $64.31).
Skyward Specialty Insurance Group Inc. (SKWD) earns a live Roarable RQD composite score of 74/100, corresponding to a B letter grade (Roarable Buy) at a spot price of $61.13 (+3.54% 1D, market capitalization $2.62B).
Skyward Specialty Insurance Group Inc. (SKWD) is a NASDAQ-listed issuer in the Financials sector, operating within the Property-Casualty Insurers industry. The profile does not provide product-level detail, customer segments, or a description of revenue mechanics.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Skyward Specialty Insurance Group Inc. (SKWD) reported $12.4M in annual revenue (up from $10.7M in FY2024, +16.0% YoY) and $170.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($9.8M revenue, $86.0M net income) through FY2025, SKWD scaled operating cash flow to $408.1M and free cash flow to $402.6M, backed by $4.79B in total assets against $0 in total debt.
There are no upstream or downstream links, no sector correlations, and no proprietary signals recorded. — for upstream/downstream dependencies or sector correlation mapping. The only ripple-relevant items in the news feed are the reference to a new Lloyd's syndicate and the expanded state-level carrier role for Slingshot customers, both of which a prospective investor could monitor as indicators of underwriting capacity and distribution reach. The RED-flagged downgrade is a potential sentiment ripple, though the source does not establish a causal link to operations.
Real-time company headlines, analyst actions, and sector developments for Skyward Specialty Insurance Group Inc. (SKWD) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance UK report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
Stock Titan report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
Simply Wall St report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Skyward Specialty Insurance Group Inc. (SKWD) market action, institutional positioning, and fundamental catalysts.
Essent Group (ESNT) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Skyward (SKWD) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Picked up a starter position in SKWD in my $100K Virtual Cash book at $59.04. Per the RQD rating, a 15.5% FCF yield and 16.8% ROIC paired with a 12.9 forward P/E suggest strong cash generation at a moderate multiple.. Trading inside a $40.60–$65.69 52-week range with 15.5% FCF yield gives solid downside support if Property-Casualty Insurers multiples expand this quarter.
Both sides have a point here — SKWD's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.
Per the RQD rating and news feed, weak forensic balance-sheet scoring (13/20) and a RED-flagged Wall Street Zen downgrade point to unresolved quality and sentiment concerns.. Look at the math on SKWD: paying 15.3x trailing P/E for 16.8% ROIC and 0.0% operating margins leaves zero margin of safety if Property-Casualty Insurers demand softens. I'd wait for a retest of $51.96 before getting long.
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